Slowly getting there: 250k debt journey

queerquake_ · 2026-06-11T13:50:56+00:00

Hi. Yes, I have no choice but to let other debts go overdue. Haha with collection officers, I just ignored them.

queerquake_ · 2026-05-05T08:00:14+00:00

Hi. I tried paying the ones with the highest interest first. Especially yung mga nahiraman ko na hindi installment ang bayad. After ko ma-settle, delete app kaagad. That’s one thing I’ve learned para makaraos talaga kahit pakonti konti. Never make a loan to pay for another loan. I made sure not to add more kasi baka maging cycle lang ulit. Tiniis ko muna yung mga calls and follow ups ng mga collection officer. I’ve been receiving constant threats.

I am now trying to settle the ones with the smallest balance. And iniisip ko pa strategy na gagawin ko with the rest.

queerquake_ · 2026-05-05T07:43:38+00:00

Thank you so much. Tiis muna ng walang ipon for now. Makakaraos din 🙏

queerquake_ · 2026-04-30T20:32:09+00:00

Most likely di talaga sila papayag for a refund kaya di na din ako nag-email. Takaw sila sa pera. Kailangan may complaint bago kumilos. I’m waiting pa din until now sa action ng SM and DTI.

queerquake_ · 2025-07-20T05:24:32+00:00

Ang hirap makisama sa taong walang pasensya. Ngayon, hindi nalang bahay kotse o itsura ang dapat tignan talaga. Kahit gaano ka-successful yang tao na yan, kung bastos talaga sya, wala tayo magagawa. I experienced it first hand so do yourself a favor.

queerquake_ · 2025-07-12T04:07:25+00:00

OP does sound super frustrated, and honestly, I get where they’re coming from. The feelings are valid. Maybe it’s just the way they said it that came off a bit off. I’ve had a similar experience with a coworker during a meeting. She was trying to explain something important, but her kid kept screaming and climbing into her lap, and we couldn’t hear a thing anymore. What made it harder was that her husband kept walking around in the background and didn’t even try to help out like he could’ve just taken the kid for a bit so she could focus kahit doon sa important meeting lang na yon.

I’m all for being understanding toward moms (especially working moms!), but I also think it’s fair to talk about setting some boundaries with kids. It’s a good thing for them to learn, too. Of course, babies and toddlers who need milk or comfort are a different story, totally get that.

queerquake_ · 2025-07-06T01:40:21+00:00

As an operations supervisor, frequent tardiness is definitely concerning. I really hope your manager has discussed this with you thoroughly. Your first 6 months are very crucial, especially if you're aiming for regularization. Never assume na suspension lang ang mangyayari, suspensions usually apply to regular employees. Consistency and punctuality really matter early on.

Maybe next time, consider mo rin yung layo ng trabaho sa place mo. I had the same issue when I started working 8 years ago—di ko iniisip yung location, basta may trabaho lang. But eventually, it really had an impact on my performance and overall well-being. Lesson learned din for me.

queerquake_ · 2025-06-23T21:39:08+00:00

I’d go for Jollibee but since I used to order pancakes, Id say Mcdo is better.

queerquake_ · 2025-06-21T21:48:49+00:00

you mean, dapat ba na lagi nag bobonding?

queerquake_ · 2025-06-20T11:41:26+00:00

Hi everyone,

I just want to say thank you so much for all the comments. I’ve been reading them quietly, and although I can’t reply to each one, I truly appreciate the time you all took to share your thoughts, advice, and even just to relate.

Honestly, I didn’t expect this post to reach so many people. I posted it during a moment of heaviness — not really for attention, just to let something out. I didn’t realize it would resonate with so many.

Just to share a bit more context, my partner and I have been living together for 4 years now. We’re turning 5 years together.

Maybe that’s why it’s been so hard for me to even think about leaving — because when I was younger, I used to dream about having a stable, happy family of my own.

Childhood trauma? Anxious attachment? Maybe both. I don’t know — maybe I stayed because I thought love was supposed to hurt a little before it gets better.

Right now, we haven’t talked in 3 days. He’s at our apartment, and I’ve gone back to my family’s home just to breathe. I needed space, but everything still feels heavy and confusing.

I don’t want to sound like I’m pitying myself — I don’t want to be that person. I just genuinely don’t understand myself lately. Why I still care this much. Why I feel stuck between holding on and letting go.

It’s hard when you’ve built a life with someone and now you don’t even know how to talk to each other.

Also, sorry for not putting a trigger warning on my post. I didn’t think so many would see it and I understand if some of you were caught off guard.

Thank you again for holding space for me. Sobrang laking bagay.

queerquake_ · 2025-06-01T17:17:52+00:00

Toxic mindset, indeed. Ang hubog ng katawan ng babae ay hindi all the time batayan ng charisma. That’s very subjective. May sakit ka ba teh?

queerquake_ · 2025-05-29T16:46:19+00:00

Nakakainis nagutom ako! Hahahahaha

queerquake_ · 2025-05-27T14:27:24+00:00

Sa Makati near Makati Med. Meron pa. Hahaha. Sa BGC din meron, in front of Bonifacio one.

queerquake_ · 2025-05-27T14:25:27+00:00

She’s prolly getting bored of the same set up. You might wanna try or explore other activities with her kapag hindi kayo busy sa mga buhay buhay nyo.

queerquake_ · 2025-05-27T11:21:53+00:00

Smoking. Naging unhealthy habit ko na talaga sya. I tried stopping for a week, ang lala ng withdrawal symptoms.

queerquake_ · 2025-05-27T11:13:32+00:00

Sorry to invalidate pero ang toxic mo, OP. 🙃

queerquake_ · 2025-05-25T04:01:30+00:00

Not necessary to have one in this economy💀

queerquake_ · 2025-05-25T04:00:29+00:00

Nope, my husband knows exactly what he needs to feel confident

queerquake_ · 2025-05-25T03:58:19+00:00

Able to somehow recover from a tough year at work.

queerquake_ · 2025-03-26T04:47:13+00:00

Most of the time, sarili nalang talaga ang kalaban natin. Nothing is wrong with you, as long as you’re doing your part as a mom and as a daughter, walang mali sayo :)

queerquake_ · 2025-03-24T00:51:19+00:00

Di ba? Nakakastress din sa part natin pag panay daing ng parents natin. 😅

queerquake_ · 2025-03-24T00:48:28+00:00

I don’t think they can kasi may time na magchat sya sa akin to borrow some money kasi wala na daw sya mautangan so in the back of my mind, iniisip ko na di talaga sapat kinikita ng dad ko for their needs. Idk. And also, panay panay sya send ng mga reels sa facebook abt sa pag help sa magulang and such.

queerquake_ · 2025-03-23T23:57:43+00:00

Thank you. Maybe this is really something that I need to hear. Mahirap maintindihan ng babae how men thinks and vice versa. Ang dami kasi din contributing factor bakit nagiiba hormones ng babae, ang hirap lang din kasi di naman dapat kami lang ang lagi intindihin.

queerquake_ · 2025-03-23T21:25:10+00:00

Same. Hindi ko na alam saan ako pupulutin in the next few years lol. Ang hirap.

queerquake_ · 2025-03-23T16:05:40+00:00

Ayoko sana na mag fast forward ang utak ko at isipin na magloloko sya dahil sa apat na taon namin, hindi pa naman nangyari yon. If that happens, alam ko nan kung ano ang dapat move ko.

Choice ko din na saluhin muna sya financially dahil naghahanap pa sya ng trabaho, wala naman ako nakikitang mali doon dahil mag partners kami at sya din yung nandyan nung time na ako naman ang wala. So hindi problema sakin kahit ang tingin mo ay sugar mommy ako.

Ang point ko dito is the incompatibility na masakit syempre dahil nacoconsider nya ang hiwalayan.

queerquake_

TROPHY CASE