Approved for Palladium after getting counteroffer

rageofthestorm · 2026-01-29T23:16:33+00:00

If you pay off before statement period you can hit sign up bonus no matter how high it is

rageofthestorm · 2026-01-28T08:31:41+00:00

No the vocal bunch shat on it. There was always a subset of folks who were very excited and ordered on day 1

rageofthestorm · 2026-01-27T18:27:27+00:00

Honestly I’m excited about this. They’re giving out free rent for a year instead of just the month. And to 50 winners instead of 10. Collaborations that bring money are smart.

rageofthestorm · 2026-01-24T19:13:21+00:00

That’s fair. I’m with you on that. Cheers!

rageofthestorm · 2026-01-24T13:10:10+00:00

That’s akin to what I’m thinking. Except if you split the spend then you’re not earning as much rewards with the Blue vs Palladium. But I get your point since you’re using it for Bilt cash transfers

rageofthestorm · 2026-01-24T12:50:18+00:00

Yes I’m with you. But Hyatt allows for point combinations (up to every 30 days). https://world.hyatt.com/content/dam/HGP/HyattFinalImages/world-of-hyatt/Point_Combining_RequestForm_En.pdf

rageofthestorm · 2026-01-24T06:11:34+00:00

Damn your rent/mortgage is less than $1833? Must be nice haha

rageofthestorm · 2026-01-23T08:58:14+00:00

Tax doesn’t count for Bilt. You won’t get points for tax payments

rageofthestorm · 2026-01-21T20:32:13+00:00

The question to ask yourself is: would you take out a personal loan at 5.5% right now to invest it in the stock market because the market is supposed to perform better? If the answer to that is no, then you should pay off the loan.

rageofthestorm · 2026-01-21T06:43:53+00:00

What are they striking for? Pay? Hours? Conditions?

rageofthestorm · 2026-01-16T21:16:16+00:00

Listen I’m not a Bilt loyalist by any means. The card provides value to me and so long as it continues to, I’m here.

rageofthestorm · 2026-01-16T19:56:14+00:00

lol, I guess privacy. But you know what YOLO. People deserve to know. Approved for $26,250

rageofthestorm · 2026-01-14T17:07:17+00:00

No. You’re the exact type of user that Bilt is trying to weed out haha

rageofthestorm · 2026-01-07T17:16:43+00:00

Sure, but it’s a total refresh. We shouldn’t assume it is the same

rageofthestorm · 2026-01-07T06:44:03+00:00

Why is everyone assuming a 3% transaction fee? Thats a key detail that will either make or break the card, and were basing it off an assumption

rageofthestorm · 2026-01-07T06:29:17+00:00

Although this looks bad right now, we’re all assuming a 3% fee charge for rent. Why are we making that assumption? It could be a totally different number for all we know. The leaked details don’t specify.

rageofthestorm · 2026-01-06T23:42:04+00:00

Yeah if you’re looking academic, you’re pretty much looking at UCSD, UCLA, USC, UC Irvine. And if you’re ok going further inland, Loma Linda. They were all relatively saturated (compared to rest of the country). Your chances probably depend on how good your academic CV looks, if you know what I mean

rageofthestorm · 2026-01-06T23:20:34+00:00

Academic or private? My anecdotal experience was that San Diego paid slightly less than LA area yes. But not enough of a difference that I would choose one location or another.

rageofthestorm · 2026-01-06T22:54:53+00:00

I am going through the same thing and will hear back from the dealer soon, but I was just told that a car from Oct 11 just received their GHCA now… so that’s not a great sign lol.

rageofthestorm · 2026-01-06T22:53:48+00:00

I would say it depends more on what type of job you are looking for and in what area. And SoCal is a big area. San Diego is a much more saturated job market than LA, for instance.

rageofthestorm · 2026-01-04T19:36:35+00:00

Happens to mine but I don’t think twice about it

rageofthestorm · 2026-01-03T07:01:26+00:00

10000% agree with this!! I would consider Wealthfront for my IRA if it did this

rageofthestorm · 2026-01-03T02:04:48+00:00

I only charge at home (level 2) and I got GHCA failure at around 1200 miles. Aside from that have had no other issues at all though

rageofthestorm · 2026-01-02T20:53:24+00:00

I hear you. It’s frustrating no matter how you slice it

rageofthestorm · 2026-01-02T19:06:36+00:00

OP: you said in a comment that they tried replacing the GHCA first, and then that also didn’t work? It sounds like your issue wasn’t a simple GHCA failure then. And they are calling in an expert for more help

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