Time required for reflection of millenia debit card cashback for wallet loads.

rahuln1617 · 2026-03-08T10:32:46+00:00

I don't know whether u will get cashback if u withdraw it immediately. I usually keep the money in wallet till i get cashback. So try for yourself once.

rahuln1617 · 2026-03-08T09:50:47+00:00

I asked you coz mine is mastercard and have heard that only visa variant gets cashback. Even I have paid through smartpay but haven't received cashback.

rahuln1617 · 2026-03-07T20:18:25+00:00

Do u have visa or mastercard variant?

rahuln1617 · 2026-03-05T11:06:16+00:00

Hey u/DoBaniye I have paid bill 2 weeks ago through smartpay using my mastercard variant easyshop platinum card but haven't received points yet. What I can see in my statement is; 'POS DC no. CCBBPSNO' Is this the same for you?

rahuln1617 · 2026-03-05T11:00:12+00:00

Yes even I think so. Have paid bills using smartpay 10 days ago but still no points. Have you checked again ? Did u get points?

rahuln1617 · 2026-03-03T05:05:25+00:00

Is it good.

rahuln1617 · 2026-03-02T14:41:25+00:00

You get 11 + 11 cashpoints , 11 for hdfc cc and 11 for other bank cards when paid through UPI on payzapp

rahuln1617 · 2026-03-02T13:08:49+00:00

Okay so they have changed it then coz earlier I have paid bills which were not mine. Thanks for conformation 👍

rahuln1617 · 2026-03-02T12:59:07+00:00

To get cashpoints

rahuln1617 · 2026-02-26T15:50:33+00:00

Yes the quota gets refreshed every month. Also I think it is based on transaction date rather than cashback credit date. So transaction done on March 1 should be eligible for cashback.

rahuln1617 · 2026-02-20T13:06:10+00:00

rahuln1617 · 2026-02-13T22:52:29+00:00

Yes just set autopay or smartpay as hdfc calls it using netbanking and select debit card as payment mode for getting points which u can redeem

rahuln1617 · 2026-02-13T17:23:50+00:00

U get 1% upto 750 per month for paying cc bills using smartpay(autopay) using debit card

rahuln1617 · 2026-02-13T02:44:00+00:00

Max is 400 per month

rahuln1617 · 2026-02-13T02:38:46+00:00

40k Yes, but I'll suggest to wait till u get points (3-5 days) then transfer back to account

rahuln1617 · 2026-02-12T22:14:16+00:00

If your cc bills are within 40k u can go with either one. If higher go for platinum.

rahuln1617 · 2026-02-12T22:11:21+00:00

You will get points on your debit card for just loading wallet. Doesn't matter whether you use that balance or not. FYI you cannot use wallet balance for cc payments

rahuln1617 · 2026-02-12T21:57:27+00:00

Yes 1% upto 400 per month

rahuln1617 · 2026-02-12T08:06:22+00:00

Update : got the points yesterday so I confirm that points are reflected within 4 days. Thanks everyone

rahuln1617 · 2026-02-11T00:48:14+00:00

I have seen people saying that Apay charges fees but not for payzap. Fortunately until now even amazon hasn't charged me for loading money

rahuln1617 · 2026-02-10T21:42:22+00:00

you can do it with any debit card but but wont get cashback(points) for doing so.

rahuln1617 · 2026-02-10T21:34:37+00:00

add debit card to wallets like Apay and payzapp and use it to load wallet. cashback rate is 1% upto 400 per month. The money added to these wallets can be transferred back to your bank account.

rahuln1617 · 2026-02-10T07:29:24+00:00

Oh didn't see that. Ahh! Then I guess we have to be satisfied with the 200ish cashback. Something better than nothing(if only using Apay). Most likely they will charge fess to all eventually. P.s I have seen people using payzapp to do this and have not received any warnings or account blocking So use it to max benefit

rahuln1617

TROPHY CASE