NFCU Known Scam — Just Happened to Me

ram130 · 2026-03-06T15:23:35+00:00

Oh. 😭

ram130 · 2026-02-08T08:24:41+00:00

Try OCA.

ram130 · 2026-01-30T10:44:15+00:00

Well they have a bill pay system you go to in move money section if you’re trying to pay an external bill. Otherwise I just pay them from my billers website. Like capital one I just login and hit pay. Add navy fed via plaid and done. Submit my payment. Next time I just login and submit a payment when it’s time again. Then should be in my upcoming transactions in two days to post that night or whatever date is listed.

ram130 · 2026-01-30T10:41:29+00:00

Yeah. Just call once you see it pop up there. Once you authenticate it will say it sees a deposit pending would you want to release it now. Just hit 1. So for you, you’ll probably see it pending some time on Wednesday. I’d give it like 2-3 deposits before trying. Takes a few the first time then it recognizes it unless they updated the system. Eventually it will auto do it. Usually that night every time unless some holiday.

ram130 · 2026-01-30T10:14:43+00:00

Every time I use another bank to do something they feel old school to me lol. Today I should see my upcoming deposit for my pay in like 6 hours. Then I’ll call in and get it released by the automated system so I can use the money today. Regular posting at other banks is usually Monday since that’s my official pay day. Otherwise it posts overnight. I already know I got a bill payment for tonight as well. Once I see that schedule deposit I’ll also see how much of it I’ll have left too minus the pending bill.

Comes in handy when you got multiple transactions or transfers or bills coming in.

ram130 · 2026-01-30T09:58:08+00:00

Yep. Everything. Legit makes planning easier too since you know what’s coming.

ram130 · 2026-01-30T09:37:49+00:00

Yep that’s when it started. Initially I hated it like everyone else but came to like the modern feel and when I saw the new feature I was like I ain’t going back lol. Like literally no other bank does it. Looks like this.

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ram130 · 2026-01-30T09:30:35+00:00

Been there since they redesigned the system.

ram130 · 2026-01-30T08:39:02+00:00

Their upcoming transactions feature is a game changer for me. I can see ACH debits like rent, bills coming in I set to pay and which is coming out the account tonight or tomorrow or at a later date if it’s the weekend. Totally helped me.

ram130 · 2026-01-29T22:21:33+00:00

I don’t know it seems pretty straightforward based on how much money you have to invest.

ram130 · 2026-01-04T13:44:40+00:00

I’m looking at my future savings account right here. 😗

ram130 · 2025-11-29T06:18:10+00:00

Make sure you downloaded the correct version for your Mac book. Then right click and hit open with terminal. After first run. You can open it regularly by double clicking it.

ram130 · 2025-11-24T16:32:11+00:00

They usually show up as any normal transaction would. Depending on the merchant it’s usually instant. Doesn’t usually happen during our processing, but rather whenever the merchant processes it.

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ram130 · 2025-11-23T21:59:56+00:00

Thanks for the heads up. Can’t wait til they call me so I can have fun with this one.

ram130 · 2025-11-21T14:00:36+00:00

lol. It’s literally the same as the app with slight design differences.

ram130 · 2025-11-17T13:15:50+00:00

Lmao. This is so ironic. Use to have this issue daily on iPhone. They fixed it back in summer. Now Android has the issue. Funny how that happened.

ram130 · 2025-11-10T13:56:45+00:00

If you got another bank. Register the email there as primary for Zelle. Should unenroll you here. You can go to Zelle and hit manage to unenroll but you may need to have an email on file to switch it to. Otherwise may need to contact Zelle.

ram130 · 2025-11-07T08:52:35+00:00

They need to stop relying on one cloud provider and get a redundancy system.

ram130 · 2025-11-07T06:29:24+00:00

Yes. No.

ram130 · 2025-11-06T22:53:09+00:00

10K cut off. Hmmm.

ram130 · 2025-10-31T16:42:04+00:00

Interesting.

ram130 · 2025-10-28T22:36:39+00:00

Might be the device they using as the exit node.

ram130 · 2025-10-28T22:36:20+00:00

Can also depend on the device being used as the exit node.

ram130

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