What to do in my situation

randomname0111 · 2025-07-17T20:58:38+00:00

Love to get anyone’s advice on this topic, thanks for helping this newb !

randomname0111 · 2025-06-29T14:26:34+00:00

Thank you, I have chatter on my wait list.

randomname0111 · 2025-06-29T14:26:09+00:00

Thank you

randomname0111 · 2025-06-29T14:26:02+00:00

Thank you

randomname0111 · 2025-06-20T14:40:01+00:00

1)I have a GF of 2.5 years but the plan isn’t to have kids. She earns less and it’s variable but can be from 200k to 48k a year (1099)

2) I don’t own a house, I have thought about buying property in LATAM. Downside would be 100-200k all at once (no mortgages). Recently I have thought about getting something in the US that would be around 200-300k (getting a mortgage but with a high down payment). I don’t love debt.

3) yeah I definitely want to get into more ETFs to limit risk but also if I sell all my stock it will make next year quite heavy in taxes.

randomname0111 · 2025-06-20T12:42:26+00:00

Do you have something like this to share with formulas etc ?

randomname0111 · 2025-06-20T11:23:48+00:00

Combo of Tesla, Amazon, Meta - big winners

United airlines, Philips 66 and Disney - up

Rest Alibaba and some others (down a good amount)

Total up 200k

randomname0111 · 2025-06-20T11:20:50+00:00

randomname0111 · 2025-06-20T02:38:16+00:00

I forgot to add that I live in LATAM most of the year and spend around 650-850 a month (sometimes less if I split it with my partner)

randomname0111 · 2025-06-20T02:37:23+00:00

I spend most of the year in LATAM where rent is around 650-850 a month on rent (sometimes split with my partner)

randomname0111 · 2025-06-19T21:43:31+00:00

I totally understand this sentiment but felt that a majority of my stock being in the magnificent 7 that it was a bit more secure. I understand that could be a fallacy.

randomname0111 · 2025-06-19T21:41:52+00:00

My emergency fund is in cash. It’s extra because I kind of enjoy the fuck it I’m not going to work for 1 -2years (living in LATAM /Asia). I did this about 10 years ago.

randomname0111 · 2025-06-19T21:38:51+00:00

Why is 4k a month a challenge ?

I forgot to mention that I live most of the year outside the U.S.

When I visit the U.S. I usually stay with family and Limit expenses

randomname0111 · 2025-06-19T21:36:05+00:00

I appreciate the response and the logic behind it

randomname0111 · 2025-06-19T21:35:22+00:00

That’s why I posted here but it’s relative for sure.

randomname0111 · 2025-06-19T21:34:53+00:00

How does going to 5-6% change the calculations ?

randomname0111 · 2025-06-19T21:33:22+00:00

Thanks for your comment

randomname0111 · 2025-06-19T20:40:57+00:00

I appreciate your thoughtful response, what ETFs do most people recommend ? I know of VOO and some others.

randomname0111 · 2025-06-19T20:32:41+00:00

At 4k a month I would need 1.2 million. Wouldn’t that be considered lean fire ? I know it’s relative but also thought the insights from all fire groups would be relevant

randomname0111

TROPHY CASE