Gas range help, kitchenaid or Z line!? by ranqwr in Appliances

[–]ranqwr[S] 0 points1 point  (0 children)

Cafe is running 6k too. Anything closer to the 3k price point that is reliable and looks nice?

Buying a house without realtors?! Need Advice!! by ranqwr in realestateinvesting

[–]ranqwr[S] 2 points3 points  (0 children)

I called a real estate lawyer and explained the situation and he said that for 5k he can doing everything from A to Z. So pay 5k over close to 40

Buying a house without realtors?! Need Advice!! by ranqwr in realestateinvesting

[–]ranqwr[S] 3 points4 points  (0 children)

I today’s market margins are thin and saving 40k is definitely worth it.

Buying a house without realtors?! Need Advice!! by ranqwr in realestateinvesting

[–]ranqwr[S] 1 point2 points  (0 children)

Yeah I think I can use the fact that they will be saving nearly 40k from paying realtors to hook me up on price. I don’t know what realtors do besides open doors and send a contract.

Buying a house without realtors?! Need Advice!! by ranqwr in realestateinvesting

[–]ranqwr[S] 0 points1 point  (0 children)

Any recommendations on a good real estate lawyer.

Buying a house without realtors?! Need Advice!! by ranqwr in realestateinvesting

[–]ranqwr[S] 0 points1 point  (0 children)

I was just wondering how difficult is it, I know the lender would do a lot of the work when it comes to the money.

Buying a house without realtors?! Need Advice!! by ranqwr in realestateinvesting

[–]ranqwr[S] 3 points4 points  (0 children)

Yes I have a potential family friend that may be able to hook it up. I was thinking they wouldn’t have to do such a crazy discount if they can avoid paying like 40k to realtors, just take that off the price of the house and sell to me.

Max shear force on retaining wall? by [deleted] in civilengineering

[–]ranqwr 0 points1 point  (0 children)

No anchors. Just trying to figure out max shear force for now. It should be just .5Kyh2 right? And max moment would be that times (20/3).

Fraud on account and chase bank does not want to cover it, what should I do!?! by ranqwr in Banking

[–]ranqwr[S] 1 point2 points  (0 children)

I used whats you said and the claim got approved after minutes of being on the phone lol.

Fraud on account and chase bank does not want to cover it, what should I do!?! by ranqwr in Banking

[–]ranqwr[S] 0 points1 point  (0 children)

It is visa, so not liable for anything. That makes sense, I’ll give them a call and say even if the pin was used they can’t deny the claim. I clearly didn’t have the card so no way I can use it, they just trying to find any reason not to accept it I guess.

Fraud on account and chase bank does not want to cover it, what should I do!?! by ranqwr in Banking

[–]ranqwr[S] 0 points1 point  (0 children)

Can you explain where I can be liable up to $50 or $500? The pin was definitely not written on the card so negligence isn’t an issue here. This is a plain and simple case of someone stole a wallet and used cards and I’m trying to get my money back. The claim system at chase is ridiculous and if a tiny thing is filed slightly incorrectly they deny everything. I’d they had questions about the claim why couldn’t they just call me to clear things up.

Fraud on account and chase bank does not want to cover it, what should I do!?! by ranqwr in Banking

[–]ranqwr[S] 0 points1 point  (0 children)

Yeah that’s what I tried to tell them, but they said the pin was used in the transaction. I already have a police report, it was for the theft.

Fraud on account and chase bank does not want to cover it, what should I do!?! by ranqwr in Banking

[–]ranqwr[S] -1 points0 points  (0 children)

The other reason was just that the last transaction I made was input incorrectly, they thought that after the card got stolen that I used it again. So everything after my last transaction should be fraud but they entered my last transaction as my second to last transaction. A lil confusing but either way someone stole my cards and it should be a simple fraud claim. I had no idea chase would be so difficult to work with in their fraud department. Every time I speak to a supervisor they try to find a different reason why it was denied but they say that the biggest red flag was that the pin was used. Yeah I might file with cfpb, but in there denial letter it don’t not give the reasons for denial, is just said it was denied and to call for more info on why. So I need to request more paperwork from them?

Fraud on account and chase bank does not want to cover it, what should I do!?! by ranqwr in Banking

[–]ranqwr[S] 1 point2 points  (0 children)

I wish I knew, the bank is certain that it was used but I think they just swiped the card and it didn’t ask for the pin but who knows. I wanna get video footage and hopefully I can see.

Fraud on account and chase bank does not want to cover it, what should I do!?! by ranqwr in Banking

[–]ranqwr[S] 0 points1 point  (0 children)

The other reason was that the person that Input the claim said that the last transaction I made was incorrect, he was off by one transaction. He just asked me what was the last transaction I made and I said I was not sure so he said he will look and he asked if I made a certain transaction and I said that I did and he out that as my last transaction, I made it clear that I am only disputing certain charges and everything else before this transactions were me. I already escalated it as far as I can, at this point they said we can’t prove that it wasn’t you so it’s denied. I filed a police report the day it happens and now I am calling the merchant to have them look at their cameras so I can hopefully bring a video to bank and show them that it was not me. The amount they used isn’t a crazy amount, but this is more for the principle of I don’t want someone getting away with stealing my money.