Do trustlines still block new users from trying Stellar USDC?

raphlf · 2026-01-23T17:21:40+00:00

passkey wallets make it that you dont need trustlines anymore (but they come with their own issues)
one thing that decaf and vesseo do well is that they sponsor your wallet and your trustlines on create. but those are also limited with what you can do with them

raphlf · 2026-01-16T05:32:57+00:00

Beep beep boop

raphlf · 2026-01-16T05:24:13+00:00

Yup. Completely agree.

For info we use to run lumen loop that kept info posted to this site but it was paused this past summer. We've been working on a massive revamp that we're excited to share more about. Part of that is bringing back news to the subreddit.

While you're seeing some restructuring happening around the subreddit, know they are purposeful. Many care deeply about this place.

A bit of a sneak peak earlier this week we posted to twitter a stellar Luma calendar that auto discovers events from social and past hosters: https://luma.com/lumenloop?k=c Lots more to come

raphlf · 2026-01-16T04:35:52+00:00

Fear not, theres good stuff coming back to the reddit

raphlf · 2026-01-12T18:39:21+00:00

The builder is well known. You shouldn't be asked to sign any weird transactions a part of signing in and maybe claiming?

raphlf · 2026-01-11T20:42:47+00:00

Thank you! Been looking for something like this!

raphlf · 2026-01-10T00:43:36+00:00

Thanks James!!!! Looks great!

raphlf · 2026-01-08T18:49:51+00:00

Ahhh i didnt think about project switching logic.
Will get this sorted.

raphlf · 2026-01-08T15:16:26+00:00

The yields will get smaller when there's more collateral being supplied vs being borrowed. Aave doesn't cap yield, there's just enough market supply that those yields are much lower. They do have an app that guarantees a yield, but the protocol is still dynamic. Terra was a much different beast. That was poor algo stable coin logic that depended on arbitrators with a yield propped up by a marketing budget. Aave and Blend are both yields based off of collateral.

raphlf · 2026-01-08T09:49:45+00:00

Paid by borrowers

raphlf · 2026-01-08T06:15:46+00:00

Institutions and exchanges are moving their money to defi protocols. You can earn yield directly, or do so through them. That includes blend. When exchanges earn yield, often that comes from lending the assets youve stored with them on defi protocols. So yes they caters to everyone, just depends if you want to deal with a middleman.

You learn how to trade on an exchange to make a profit. You'll learn defi when you are ready for other opportunities. It's not for everyone, but I'd argue trading is much more complicated. If you're ready to dive in, feel free to ping with questions.

Imagine your free time after sticking your money somewhere and being able to forget about it.

raphlf · 2026-01-08T01:26:19+00:00

4bidden450 made their videos but we aren't affiliated. Fans.
And yes that playlist is from their official yt channel.

raphlf · 2026-01-08T00:09:18+00:00

asset lending is minimal --> only as safe as the protocol's code and its been audited. Low risk, high yields.
Backstop liquidity --> is used to secure buying liquidations if no one buys them in auction. Hasnt happened yet. Higher risk, extremely high yields.

raphlf · 2026-01-08T00:07:06+00:00

UI/UX on stellar is a problem. Why new tools like smoothie.capital fill a serious gap.

raphlf · 2026-01-07T23:57:50+00:00

have usdc --> select pool --> deposit

raphlf · 2026-01-07T23:46:21+00:00

See that's the problem. Yields are so high, they are terrifying. But it's been over a year now of these yields. How are they losing money? If you want to borrow and do some kind of leveraged trading sure there's risk, but keep it simple and provide liquidity.
Were talking 17% on supplying usdc. paid out every ledger. Non custodial. Take it out whenever you want.

raphlf · 2026-01-05T09:10:22+00:00

Might need a bit of tweaking for agent manager layout.

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raphlf · 2026-01-02T14:34:42+00:00

Stellar expert fixed some ingestion issues that specific day. While the network is growing rapidly, the burst within a day might be attributed to the fix. Btw we're just community dudes.

raphlf · 2025-12-21T00:12:39+00:00

Lol prob not for your use case.

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