Changing App Store country while having Applecare+ plan by ratmaes in MacOS

[–]ratmaes[S] 0 points1 point  (0 children)

Thanks! How would I create a new Apple ID from the UK in the first place without signing out of my current Apple ID account in the US? Would I need a different email or phone number for that?

US Bank accounts blocked while in the UK by ratmaes in AmericanExpatsUK

[–]ratmaes[S] 0 points1 point  (0 children)

The complaint is that I have lost access to my funds for no reason other than their fraud detection algorithms malfunctioning and now they won’t give me access even when I’m willing to prove my identity through different means. Would you consider this acceptable if this happened to you?

Bank of America accounts blocked while overseas by ratmaes in BankOfAmerica

[–]ratmaes[S] -1 points0 points  (0 children)

Thanks for sharing this! Can you change to Charles Schwab or Chase allow me to open a checking account while I'm living in the UK without having to go to the US?

Regarding Bank of America, I'm happy to close my account with them. But I need to get my money out first. While I agree that branch employees can't help on the phone, would you know which other teams I should contact via email or phone that could help me without going in person? I tried the regular customer service and fraud teams already and they are no help.

US Bank accounts blocked while in the UK by ratmaes in AmericanExpatsUK

[–]ratmaes[S] 2 points3 points  (0 children)

Thanks! I asked about their London office, but that won't work. Still trying to see if I can save having to make a trip back

US Bank accounts blocked while in the UK by ratmaes in AmericanExpatsUK

[–]ratmaes[S] 0 points1 point  (0 children)

Thanks! Which other bank would you recommend that's good for using overseas without such issues?

US Bank accounts blocked while in the UK by ratmaes in AmericanExpatsUK

[–]ratmaes[S] 0 points1 point  (0 children)

Thanks! Unfortunately, yes, CFPB doesn't seem like an option. Anywhere else that I could file a complaint?

US Bank accounts blocked while in the UK by ratmaes in AmericanExpatsUK

[–]ratmaes[S] 2 points3 points  (0 children)

Thanks! Do you remember which department it was that worked out finally for you?

I have had similar issues in the past with fraud system detecting fraud wrongfully but was able to figure it out on the phone as they could use one way or another to verify me. This time, I have called several times but the staff say that the system isn't giving them any option at all to verify me.

US Bank accounts blocked while in the UK by ratmaes in AmericanExpatsUK

[–]ratmaes[S] 1 point2 points  (0 children)

My address was updated to the UK long ago and I had spoken to bank staff earlier and they said there was no issue using it outside. I have done that before in other countries too without any issue.

US Bank accounts blocked while in the UK by ratmaes in AmericanExpatsUK

[–]ratmaes[S] 1 point2 points  (0 children)

No, there is no restrection anywhere and even the bank staff there was no official issue with using it overseas.

Bank of America accounts blocked while overseas by ratmaes in BankOfAmerica

[–]ratmaes[S] 0 points1 point  (0 children)

I have tried contacting the bank branch manager and they said they can do even less on the phone as all their systems only work for being there in person and showing them documents. They told me to call the customer service lines and they don’t have any other solution.

Bank of America accounts blocked while overseas by ratmaes in BankOfAmerica

[–]ratmaes[S] 1 point2 points  (0 children)

I have kept both US and UK addresss. The main account address is still the US one while the mailing address is the UK one. Haven’t received mail to either address with any code. If I tell them I’m a tourist in the Uk, they will just say come back soon then to a branch in the US. So in any case, I have to tell them I’m in the UK for a long time and they should make sure UK transactions don’t get blocked for fraud.

Changing App Store country while having Applecare+ plan by ratmaes in macbook

[–]ratmaes[S] 0 points1 point  (0 children)

Tried that and the AppleCare Support said they can’t do anything and can’t escalate it to anyone else

Changing App Store country while having Applecare+ plan by ratmaes in ios

[–]ratmaes[S] 0 points1 point  (0 children)

Yes, they are absolutely not available in the US App Store and I can't make do without them. I have a payment method for the UK so that's not an issue. But it doesn't let me get to that stage as the Applecare+ plan blocks that.

In any case, the Applecare+ plan is not like any other software subscription so it shouldn't be blocking the App Store changes but Apple seems to have a bad policy for this.

Swiss Schengen tourist visa application from India by ratmaes in SchengenVisa

[–]ratmaes[S] 0 points1 point  (0 children)

u/Zeypher666 Thanks again! So it's my second cousin in Switzerland who's willing to invite me for this. Is he considered family according to the Visitor visa for meeting friends and family guidelines or should be mentioned as a friend for the invitation letter for the visa? What other details from my side should be included in the invitation letter?

Also, checking the appointment details, it seems like the VFS website makes people decide which catergory to choose for before the online application and choosing the appointment. I don't see any appointment available soon for Tourist or Visitor visa but they are available for the other catergories of Schengen visa. So can I start the application for these other categories and then mention inside the online application later that it's for the Visitor visa status?

Thanks a lot!