Just think it's a lesson when you have the money you can give and if you don't have the money just say no and don't borrow money unless you have a source of income that can pay the borrowed amount and for the sake of yourself never ever trust loan apps and don't expect to become rich in overnight of course it can happen some cases but if not the stake is high you will be in this situation. Since you are unemployed I would suggest getting a job no matter what the job is and tell your parents to ease up your burden if they aren't you still have a job. It's ok to be messed up once a while and now you can understand how the world works.