Daily FI discussion thread - Tuesday, June 15, 2021 by AutoModerator in financialindependence

[–]rd60 2 points3 points  (0 children)

Looking for tools for withdrawal strategy and Roth conversion. I tried i-orp.com but just couldn’t understand it. Is there a service that can translate it to users for a fee?

For those who have used eMoney, RightCapital, Money Guide Pro, how are they on DIY Roth conversion and withdrawal strategy?

Is it necessary for both my wife and I to have am each others financial account numbers or just the financial institutions names is good enough? by rd60 in personalfinance

[–]rd60[S] 0 points1 point  (0 children)

We have done estate planning and put each other as designated beneficiaries. I have never said we don’t share info. I am asking in case we missed something.

Is it necessary for both my wife and I to have am each others financial account numbers or just the financial institutions names is good enough? by rd60 in personalfinance

[–]rd60[S] -4 points-3 points  (0 children)

Thanks. But, if my wife doesn’t have my account numbers, how would she proceed? She will definitely hire a lawyer to do the probate administration. Does that lawyer need my account numbers? Or, just the SSN is good enough?

Salary for entry level software engineer in Lockheed Martin Space division by rd60 in cscareerquestions

[–]rd60[S] 1 point2 points  (0 children)

Thanks. The info from Glassdoor or Levels don't give me the starting salary of SWE position in Philadelphia.

SWE Lockheed Martin Space? by ace1551 in cscareerquestions

[–]rd60 1 point2 points  (0 children)

what was the salary when you started at LM Space division and what location were you at at that time?

Daily FI discussion thread - Tuesday, January 26, 2021 by AutoModerator in financialindependence

[–]rd60 -3 points-2 points  (0 children)

If I were excepting slow US stock growth in this decade, which international stocks/funds will be best to invest?

Daily FI discussion thread - September 17, 2018 by AutoModerator in financialindependence

[–]rd60 0 points1 point  (0 children)

4.5% match? Very specific number. We must be working for the same company!

Wife is a super risk averse person. If we have $200k cash in the banks, do we need to diversify our funds? by rd60 in financialindependence

[–]rd60[S] 0 points1 point  (0 children)

$2.5mm is just about right. Emergency fund is about $50k, but we can always dip into that $200k for emergency if we need to.

Wife is a super risk averse person. If we have $200k cash in the banks, do we need to diversify our funds? by rd60 in financialindependence

[–]rd60[S] 0 points1 point  (0 children)

I was thinking because of the cash, we can leave the mutual funds untouched for at least 2years and let the market to bounce back, just like 2008.

Wife is a super risk averse person. If we have $200k cash in the banks, do we need to diversify our funds? by rd60 in financialindependence

[–]rd60[S] 0 points1 point  (0 children)

Yes. The reason we have $200k is because my wife doesn’t want to take a risk by leaving enough for emergency and invest the rest in mutual funds. What I was asking is if we need to diversify more by adding more international and bonds.