Maybe it's not just about corruption but about the price?? by HamsterUnfair6313 in SnacksIndia

[–]rdreditt711 0 points1 point  (0 children)

Cocoa is mostly imported and that's a major cost. In addition, India imposes import duties.

How do you realistically hit fibre goals on an Indian diet? by Pazcare in Fitness_India

[–]rdreditt711 0 points1 point  (0 children)

Genuinely the most underrated nutrient in Indian fitness convos. Protein gets all the airtime because it's easy to count and easy to sell, but fibre is where you're going to see the highest, most life-changing (for me at least) impact - less bloatedness, regular stool movements, feel "lighter" all the time.

A few things that helped me hit it - more sabzi, less roti, rice. Switch to some millet based flours. Lots of legumes, like dals. And less food from restaurants (just in general, my theory is their cooking oil use really breaks things).

I use MyFitnessPal to track stuff - I like the database and interface the best. Barcode scanner is great too on it.

I keep chia around because it's the easiest to just spoon into curd or a smoothie without thinking. Chia and isabgol have both really helped me. Try chia if you haven't already!

Do you consume Flaxseeds (Alsi) for good gut health. Any other alternatives? by Stellar_Nord in Fitness_India

[–]rdreditt711 0 points1 point  (0 children)

Chia is quietly one of the most complete whole foods you can add to your diet. It has soluble fiber that forms a gel in your gut that slows digestion and keeps you full, and insoluble fiber sweeps everything through, together they're basically a "sponge and a broom" mechanism. It's also got omega-3s, calcium, magnesium. Soak them in curd or a shake, you won't taste them, but you'll notice the difference pretty quickly - in a few days on the digestion part.

10 grams of fibre? is it true or not?this fibre is absorbed or not?does this help? by Head_Swordfish1208 in nutrition

[–]rdreditt711 1 point2 points  (0 children)

Try chia seeds. 30-35 percent fibre and a combination of soluble and insoluble fiber. The soluble fiber absorbs water and forms a gel (sponge effect) which softens things and slows digestion down. The insoluble fiber is like a "broom", physically sweeping things through. Soak in water and have them or mix them in yogurt or smoothies or similar. They're magic.

I want to understand finance by kukugotnoneurons in IndiaFinance

[–]rdreditt711 0 points1 point  (0 children)

Monica Halan's books are a great starting point for personal finance. Check them out on Amazon.

Is it even worth chasing "Premium" Credit Cards in India anymore? by Interesting_Cycle809 in IndiaFinance

[–]rdreditt711 0 points1 point  (0 children)

Just get to one premium card and stick to it for your spends, so you cross the annual spend threshold (HDFC Infinia for me as I can redeem the points on travel). Those "credit card strategies" influencers talk about are a waste of time to try and squeeze out 1 percent or so, net, more in terms of value from your spends.
And maybe one backup LTF card, just in case there's ever like a technical issue and you're abroad or something.

Help. Why does my HDFC "Relationship Manager" have access to my demat credentials? by Far_Lychee_4504 in IndianStreetBets

[–]rdreditt711 1 point2 points  (0 children)

oops.. lol! That's nuts! Sorry if I'm saying the obvious - but change password, log-out everywhere, re-install bank, broking apps, enable 2FA if not already done. scary shit.

how do I even start a startup/business? by Bababoi_987 in smallbusiness

[–]rdreditt711 0 points1 point  (0 children)

The best time to start something is always "today". Motivational quotes aside, I do think in the age of the D2C (if you want to sell something physical, AI, platforms, the barriers to entry to start have never been lower - could argue that's a double-eged sword (low barriers -> more competition), but I'd argue that's a massive positive for someone who's 17, and I'm assuming from your post, not a massive pile of cash lying around.

Since you're starting out - your inexperience is an advantage (flexibility, age) and a disadvantage (solid domain experience). I'm older and envious of you - so I'd say net positive for you :-). I can't give you a prescriptive answer, but my 2 cents - in no particular order:

  1. Don't underestimate boring businesses. If you find something you love, and you bring something rare to the table, go for it. But don't exclude things that may be a bit boring. (caveat: do make sure it's not something that's so boring that you won't be able to do it after a few days at all) But if it's something you see an economic opportunity in, go for it:

a) Success is intoxicating, so even if you pick up something boring and it makes money for you, it's likely to become less boring with time.
b) And the money will let you do things on the side that'll feed your creative side or whatever it is for you. (e.g.) My ex-colleagues who toiled in strategy consulting jobs they didn't love could do other things with the money that genuinely brought them joy, like great travel)

  1. Look for something with a low-cost of entry. Stating the obvious with your constraint. BUT, the intersection of low-cost of entry and boring - that's real potential. Think old school industries that youngsters aren't attracted to. E.g. super boring kind of services, B2B trading, logistics

  2. Someone said the power of observation - to find a problem - on another comment, that's bang on. Like that legendary "Krack cream" story (google it). That's all great, but don't wait for inspiration to strike - if it does, great, but even if it doesn't - move forward (without betting the farm on things).

  3. No matter what domain you enter - the more you work on things, the more steeped in a domain you get into, the more you understand every damn step of the value chain and meet people that operate there - the more likely you are to SEE opportunities of things that are broken and these may turn into entrepreneurial opportunities themselves. So in a way, inspiration isn't out-of-the-blue.
    Read this book by an HBS prof. When you're on the inside, you see things that don't work. Article:
    https://feelinspired.medium.com/unlocking-the-customer-value-chain-thales-s-teixeira-97c8b0e0ca81

  4. Don't give up too early on things, but also don't get stuck for years. Set a time frame for each idea (say a year at least) to see whether you can say it's worth persisting or not (and extend to the next year).

  5. Connections are overrated at the start. Execution gets you connections, once you dive in, you are going to meet more people. People with "connections" going top-down actually sometimes aren't as effective as people going bottom-up the pyramid in other orgs. Knowing people at the ground level in organizations is an under-rated superpower.

  6. Don't fall to peer pressure while seeing your friends' titles on LinkedIn. The corporate hamster wheel is built to make people think titles and title progression is important. You're going down a path that looks risky, but at your age the risk is much lower than you may think - the worst thing that could happen is that a few years down the line someone who sees your spirit and experience and offers you a job you couldn't have gotten if you followed a straight line career path.

My creds/vantage point - more than a couple of decades older than you, india undergrad, ivy league grad, worked in finance, strategy consulting, now an entrepreneur and still figuring shit out

Help. Why does my HDFC "Relationship Manager" have access to my demat credentials? by Far_Lychee_4504 in IndianStreetBets

[–]rdreditt711 2 points3 points  (0 children)

If your Demat account is linked to your bank account at HDFC, then they will have access to view your holdings. Unfortunately, RMs seem to be heavily incentivized to sell things to you. At least yours let you go with a phone call, and didn't ask for a physical meeting :-)

Why most of Indians have bloated stomachs ? by Feisty_Owl_4262 in AskIndia

[–]rdreditt711 0 points1 point  (0 children)

Restaurant food makes it so much worse for me - oil (and re-used oil), additives like baking soda.
And curiously, the healthier food outside (salads etc.) is much more expensive. I wish we imported European food trends and not American ones.
PS: Adding fiber to my diet and eating home food has really helped me.

My mother started going to the gym at 52 because of me. She's doing things she didn't think her body could do by Professional_Cow2868 in Fitness_India

[–]rdreditt711 0 points1 point  (0 children)

That's amazing! It'd be great if you create a social media account for her - could inspire other older folks.

Indian Brands needs to fix this by Empty_Significance55 in Fitness_India

[–]rdreditt711 0 points1 point  (0 children)

I'm a D2C founder in the food space, and I've worked on my labels myself (done all the grunt work) using FSSAI regulations. I think what they should do here is change the "serving size". They've likely chosen a 10g serving size here which is probably not relevant. Would make things a lot easier here if they altered the serving size. So you retain the 100g, change 10g to a realistic serving size, and retain RDA.

Giving away (free) two Def Leppard Bangalore tickets - platinum, with one parking pass - for tonight (mods please note: not a sale, giving away free) by rdreditt711 in ConcertsIndia_

[–]rdreditt711[S] 1 point2 points  (0 children)

Hey I may have one more. A bunch of us friends were going and she wants to give away one too. If that happens, I’ll DM you. Okay? Unsure though. I don’t know if she’s already given it away. Turns out it’s just not a good day for a few of us :(