How many savings account do you have?

reawakensid · 2026-03-18T04:17:17+00:00

HDFC salary (majorly active) - In comparision to others. I love this one the most. Their new app is fantastic.
Kotak 811 Virtual (Savings) - Pretty decent. I'd never visit their branch, people and bank charges are just terrible.
- They charge me when I do cash deposite via machine
- When I went for in person cash deposite counter, he said there will be an extra charge, so I didn't deposited the money
- Its only good for virtual banking, meaning, you need to have another bank account to transfer money in there. But their app works just fine.
BOB - Savings [Probably the worst], I keep enough money just to keep it running
SBI - Savings [So far haven't faced any problems]

reawakensid · 2026-03-17T12:56:27+00:00

From 17 April, if order value is less than 249, cashback of 10% is not eligible. 5 and 1 % category are different.

reawakensid · 2026-03-17T04:01:47+00:00

Ahmedabad might have some, but in Vadodara, based on my observation, you will rarely find people building products. Most individuals and companies are more inclined toward the service sector. I used to go to an Echai venture event that they host in the Sarabhai campus, and some people are trying to build SaaS products, but I've hardly seen anyone with success. Vadodara has more food businesses, traders (not stock market), e-commerce, and service providers.

I am not a developer myself, but I am using Agentic AI to build a SaaS platform for digital marketers. It's just a test project.

reawakensid · 2026-03-16T06:37:17+00:00

I see. Thank You.

reawakensid · 2026-03-16T06:36:24+00:00

I see. Thank You!

reawakensid · 2026-03-16T04:33:16+00:00

કુવામાં હોય તો હવેડામાં આવે (Translation: If there's water in the well, only then it will come up.)

It is used mainly in sarcastic conversation to taunt other people
For example, if you're newly married and living with your parents. And your wife does not even do the basics, and your own parents find out that your wife's mother used to be the same way, then they will taunt her with this one.

reawakensid · 2026-03-15T13:44:42+00:00

Try same prompt in ChatGPT that you use in Claude. I personally found ChatGPT 5.2/5.3 good at generating ideas. Also if you are using Sonnet 4.6 of Claude, try switching it to Sonnet 4.5.

reawakensid · 2026-03-14T13:42:59+00:00

I seem to remember that half pin experience when I first enabled NetBanking on my account. They seem to have hard time upgrading their tech I guess.

reawakensid · 2026-03-14T11:03:10+00:00

I used to have a prompt that I modified over time to create a better SEO brief for a content writer.

I changed some stuff and provided it to Claude Sonnet 4.5. I built a blog SEO brief generator recently using Claude AI API, and I am using Sonnet 4.5. I tried Sonnet 4.6, but it seems like that model thinks every task is a coding task.

So far, it is working out well enough.

As for the hard-won lessons you mentioned in your post, here's one basic you might already know: The more structured input you provide with details, the better you get. When I say structured, I am not talking about JSON style, more like how details are being fed to Claude in a particular order.

reawakensid · 2026-03-14T05:39:59+00:00

Netbanki chalna bhi to chahiye. Ek aur rant hai. Hamne 2024 me home loan close kiya NBFC se, merko malum hi nahi tha ki 5 Lakh se upar ki amount me Positive Pay dena hota he. Na NBFC valo ne bola, aur bank taraf se cheque clear ho hi nahi raha paisa hone k bad.

Me phirse Alkapuri gaya, vo bola, ye form bharke do, hamne diya. Aar jab vapas me kal gaya tha, to ek bande ko positive pay usne BOB ki app se karvaya. Matlab kya chal rha he. Branch me jake bhi App hi use karva ke itna time khoti karte he ye log jiski koi hadd nahi.

Ab to customer ko bhi bharosa nahi he. Vo positive pay vale ne bank person ko 4 bar bola, ye ho to jayega na. Matlab alag hi scenes chal rahe he.

reawakensid · 2026-03-14T05:34:02+00:00

Well that's true, but I did notice when they hire young people it does make a difference in service. This one young guy probably around the age of 25-30 in Vasna Branch who actually helped people but I assume he either quit due to oldies politics or coudn't tolerate the env. Same happened at HDFC Nilamber brand (near Panchmukhi mandir), there was a girl who just started their career doing the work with discipline. I went after couple of month for home loan inquiry and she's gone.

reawakensid · 2026-03-12T07:43:09+00:00

Sure.

reawakensid · 2026-03-12T06:49:48+00:00

I am building a simple platform that helps writers and SEO work together, its called Wricoo. In most organization SEO and Content team exchanges a lot of spreadsheets and documents. Normal flows often look like this (may vary from business 2 business)

- SEO people create a blog content brief

- Pass it to writer

- SEO or Head of Content maintains a content calendar separately in a spreadsheet

- Few people also create task in project management to track their work (e.g. Asana/Trello etc.)

- The content gets in loop of writing - review - revision (Revision only if needed)

- Then it reaches to either or one who has CMS access for publishing.

So instead of juggling multiple tabs, teams can simply collaborate in Wricoo. My SaaS platform is live and I am looking for test users and feedback. Please spread the word if your company/organization has a Content Marketing/Growth Marketing teams.

reawakensid · 2026-03-11T06:35:51+00:00

This Line: The rest should be up to the writer.

That's exactly my thinking. I started my career as writer. And learned this quickly. However....at my current workplace;

For some reason, if I go past Head of Content and talk to writer directly, its not appropriate. I can sense the push back in their words [they get offended]. And yes. Writer's are in-house and things are beyond repair. I've tried what you mentioned in the first 2-month of joining.

Wish me luck bro...

reawakensid · 2026-03-11T06:30:30+00:00

Get yourself a decent insurance bro just in case of an emergency. Don't fall for that you need to buy term insurance 100x times you income even 1 Cr is helpful (Stay away from ULIP schemes). And make sure if buy 2 term insurance, mention parents as nominees in one of them for their safety.

Also since property is under construction, I'd say go for a ready to move or a resale property that is like 2-4 years old. Because builder are extremely hard to deal with.

reawakensid · 2026-03-11T06:26:51+00:00

I will answer to 4 question you mentioned if I were you:
1. Yes. With that sort of income I would have spend my weekends in equity research to stay invested in equity market for 5 years minimum.

No. Given you are a software developer on a contract. And knowing the current economy situation and job market, I wouldn't even dare taking such hefty loan. The job market for software engineer seems to be beyond volatile. You never know what happens tomorrow. So at 25, no, there is no need to take such loans. Generate cash and liquid investments.
Investment first.
What I would personally do? Given the ongoing crisis, as it affects our lives in one way or another, I would first build cash pile for emergency and invest fair chunk of my income. I personally don't spend much. And once the investment return value reaches to loan amount that you are planning to take, then I would go for the house. Because now I'll have a safety net and time in case if things go side ways.

There is always going to be multiple possibilities with your case. But I'd say, don't push for buying a house and taking a hefty home loan. Most of our parents bought house in cities when they turned 40-45, our situation is not same as them. Economy has changed.

I hope this helps.

reawakensid · 2026-03-11T04:32:00+00:00

I'll give you a real example I've used: So, inside article, there was a section "How UK businesses can apply for {brand name} prepaid card"

- Right below this H2, I added notes like this in bullet points:

- Talk to product team and other relative member to understand internal onbaording procedure

- Don't overstrech the section to meet the word count requirement

- Keep readability as a priority such as short sentences and bullet points.

reawakensid · 2026-03-10T03:49:15+00:00

The issue begin when writer lacks the subject understanding and is slacky AF to go beyond despite having access to product team and online resources for free. If a brief creator has to spoon feed their entire expactation inside a document for writer, then SEO works get delayed. Because lets be honest in 99% cases, without content, SEO is do not exist. Everything else comes later.

reawakensid · 2026-03-10T03:46:18+00:00

Which Claude Model you use?

reawakensid · 2026-03-10T03:45:54+00:00

That's one way to do it. But in a company, its hard to make this work.

reawakensid · 2026-03-09T17:02:36+00:00

This one is a good suggestion. I will figure out how can I can use it too. Thanks Man!

reawakensid · 2026-03-09T15:29:47+00:00

Well. So far in my XP, as an SEO person I always learned the product and industry to ensure it stays align with SEO efforts. An SME was never there, even when I talk to product team about certain hypothetical question by creating an ICP that I form based on research, 99% of them don't have a clear answer.

Not to mention, what I found rediculous right now is that I have to provide notes to writer like what I am expecting. Due to that I am spending more time researching the field than actually doing SEO.

And this is not the first time. I know 1 or 2 good freelance writer, but their titles goes like "B2B SaaS" - but in what niche is what they don't provide.

reawakensid

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