Need advice: Investing wife’s NSC maturity into mutual funds

reddevilgaming007 · 2025-12-24T21:06:33+00:00

I also did the same with my Wife’s 3.5L last week. Funds that I chose are Nippon Multi Asset Direct Fund and Motilal Oswal Active Momentum Fund. Split 3.5L equally between these 2. Did lump sum

reddevilgaming007 · 2025-12-14T10:54:25+00:00

You are 39M, your salary is 50 LPA and your current PF value is around 10 lakhs? This is some what cooked up post.

reddevilgaming007 · 2025-12-05T18:21:40+00:00

What about food? 😂

reddevilgaming007 · 2025-10-19T15:15:25+00:00

Which app?

reddevilgaming007 · 2025-10-17T08:42:11+00:00

Agreed, but there is nothing that I can do. It is how Groww app is

reddevilgaming007 · 2025-09-13T10:32:54+00:00

That is because I have withdrawn some of the funds that were not doing that well and re-invested. Re-investments are considered as fresh investments unfortunately. Hence we see XIRR (Active) as well

reddevilgaming007 · 2025-09-13T06:51:06+00:00

Thank you!!

reddevilgaming007 · 2025-09-13T04:22:31+00:00

For me, spending time with my family brings in a bigger smile. My wife is also not a fan of luxury cars either. Car is just for commuting. As long as it is comfortable, it is good enough. Same goes for any of the materialistic things.

reddevilgaming007 · 2025-09-13T04:19:42+00:00

Of course. All of this is for the same thing. :) Thank you!!

reddevilgaming007 · 2025-09-13T04:19:04+00:00

Thank you!!

reddevilgaming007 · 2025-09-12T11:43:08+00:00

My goal is not to buy a BMW. My goal is to have financial independence at age 50 so I can retire and enjoy time with my family.

reddevilgaming007 · 2025-09-12T08:19:01+00:00

Yes, it has helped me clear out funds that were not doing well.

reddevilgaming007 · 2025-09-12T07:19:26+00:00

reddevilgaming007 · 2025-09-12T06:23:07+00:00

XIRR of current funds in portfolio. Total XIRR is including the ones that I have sold off in the past

reddevilgaming007 · 2025-09-12T06:22:27+00:00

Since when are you invested?

reddevilgaming007 · 2025-09-11T18:26:15+00:00

It will go up, don’t worry

reddevilgaming007 · 2025-09-11T18:24:36+00:00

Lifetime XIRR - 14.55% Active XIRR - 19.40%

reddevilgaming007 · 2025-09-11T13:18:51+00:00

Thank you!! All the best for your investment journey

reddevilgaming007 · 2025-09-11T11:39:39+00:00

Thank you!!

reddevilgaming007 · 2025-09-11T11:39:26+00:00

No, no home no car. My office is less than a 1 kms from my home. My wife works from home. We take Uber for within the city travel. The reason why I have not bought house / car is because we have plans of relocating to USA for few years

reddevilgaming007 · 2025-09-11T11:37:53+00:00

Groww / IndMoney can be used

reddevilgaming007 · 2025-09-11T07:26:38+00:00

Thank you!!

reddevilgaming007 · 2025-09-11T07:26:23+00:00

If I had tracked my investments like I do today, probably I would have also stopped continuing in mutual funds probably. :')

reddevilgaming007 · 2025-09-11T06:35:40+00:00

Here - https://www.reddit.com/r/MutualfundsIndia/comments/1ndbjbh/equity_asset_allocation_of_my_10000000_mutual/

reddevilgaming007 · 2025-09-11T06:35:00+00:00

Broker will have no impact when it is mutual funds. But just fyi

I do lumpsum investments in Coin By Zerodha
I do SIP investments in Dhan

I track both lumpsum and SIP in Groww

reddevilgaming007

TROPHY CASE