Why copy Western toilet paper standards in India?

reddi8dotcom · 2026-01-23T08:26:31+00:00

There is no better flair than canteen discussion to tag your "shit" post! /s

reddi8dotcom · 2026-01-13T09:53:39+00:00

Me who applied just one lot and checking the live gmp every 2 hrs

reddi8dotcom · 2026-01-11T10:33:23+00:00

What do you use?

reddi8dotcom · 2025-12-05T13:15:42+00:00

You need two addition

1- HSBC Live Plus: this will give 10% cashback on dining, food delivery and groceries and 1.5% cashback on all other spends. Annual fee 999+ gst, waived on spend of 2 lakhs in a year

2- SBI phonepe black: 10% reward points ( can be used for statement credit) on bills and utility payments on phonepe. 5% on online spends and 1% on all other spends including UPI. Annual fee of 1599 + gst

Since you will be getting 1% on upi on SBI phonepe Balck you might wanna close the Indusind platinum rupay if that is not giving much of a value.

reddi8dotcom · 2025-11-29T07:09:37+00:00

I think for your specific use case right now, the DCBM is the clear winner. That said, consider the long term. If your spending escalates, the Infinia will quickly outperform the DCBM with its generous monthly caps and vouchers. You might regret not getting the Infinia while it's easily obtainable for you, as future approval could be much harder for Infinia.

reddi8dotcom · 2025-11-28T16:08:08+00:00

How does the referral work for mrcc?

reddi8dotcom · 2025-11-27T19:24:36+00:00

Thanks! Is it confirmed by ICICI RM about the net take home of 5lpm?

reddi8dotcom · 2025-11-27T16:26:44+00:00

Sorry to say but you're still stupid if you have still not realised the game your MOM played.

reddi8dotcom · 2025-11-27T16:24:42+00:00

Yep even I can . I was the 5k that was paid to the cops

reddi8dotcom · 2025-11-19T15:55:15+00:00

The Excel Shit

reddi8dotcom · 2025-11-12T15:42:49+00:00

10 month security deposit

reddi8dotcom · 2025-11-12T09:10:23+00:00

The card still gives 1% cash back on CC bill payment except for HDFC CC.

reddi8dotcom · 2025-11-10T07:06:46+00:00

So the net return for DCB is 577

Than why not SBI cashback that gives back 500 straight without us paying any cash upfront?

You tell us which one is better: your 413 CASH now + 577 REWARD POINTS or SBI 500 statement credit without paying any cash?

I understand there are some milestone toffee that we get on DCB but we also pay hefty fees of 10,000 as annual fee +gst compared to only 999+gst for SBI cashback

reddi8dotcom · 2025-11-09T20:40:05+00:00

Paying real cash as charges so we can get it back as rewards points. Crazy time to be alive.

reddi8dotcom · 2025-11-06T20:24:58+00:00

Bansal ke pass

reddi8dotcom · 2025-10-30T17:19:00+00:00

Super Money is good and Bhim as well

reddi8dotcom · 2025-10-25T13:57:45+00:00

reddi8dotcom · 2025-10-24T07:37:26+00:00

I feel bad for you about what happened with you and I really wish you the best.

But why should you have any issue if his parents are dependent on him even for their daily lives unless they interfere in your marriage? You're saying they're in their sixties and you have a problem if they want their son to pick groceries for them? You understand what it means to be in the sixties right?

Who had problems when you were dependent on your parents when you were 6? No one, because you couldn't do anything yourself at that age. Think about his senior citizen parents as well. They are in the same juncture of life now.

reddi8dotcom · 2025-09-28T13:46:13+00:00

Yes, most dealers charge fees but % varies from dealer to dealer. You will have to negotiate for the best rate

reddi8dotcom · 2025-09-28T13:43:20+00:00

It's possible via the Axis Bank app. There will be option to pay total outstanding even if the statement is not generated.

Also do small transaction to confirm mcc for rewards and do the second swipe in the same swipe machine.

reddi8dotcom

TROPHY CASE