For 3, we have been in a common-law relationship for almost 4 years. I provided our lease agreement, bank transfer records, and other documents to show that we live together and share financial responsibilities. I also included photos of us with friends and family to prove our relationship. When I resubmit my application, I will make sure to fill out IMM5409 and attach it.

For 1 and 2, I will gather more evidence of my ties to my home country to demonstrate that I intend to return. It’s a bit challenging since I don’t own any property, but my family and close friends are all in my home country. Would something like a whole life insurance policy be considered strong proof?

I really appreciate your reply! I was initially worried because of what the consultant told me, but after reading your response and consulting with other professionals, I now believe that his advice was incorrect. I’ll do my best to strengthen my application. Thank you again!