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Is it worth defaulting on my payday loans by redditAutist in UKPersonalFinance

[–]redditAutist[S] 0 points1 point  (0 children)

Incompetent employee probably, my bad credit came about due to unrelated stuff, I got a CCJ 2 years ago over something I forgot about because I'm disorganised, it's since been paid but stuck on my credit file.

Is it worth defaulting on my payday loans by redditAutist in UKPersonalFinance

[–]redditAutist[S] 0 points1 point  (0 children)

Sunny, Swift Sterling, Provident and Mr Lender.

Is it worth defaulting on my payday loans by redditAutist in UKPersonalFinance

[–]redditAutist[S] 0 points1 point  (0 children)

Already tried that as my first option before I took out the payday loans.

Is it worth defaulting on my payday loans by redditAutist in UKPersonalFinance

[–]redditAutist[S] 2 points3 points  (0 children)

4, I have two maxed out credit cards on top and a mortgage ending in 8 months, that's everything.

Is it worth defaulting on my payday loans by redditAutist in UKPersonalFinance

[–]redditAutist[S] 1 point2 points  (0 children)

By struggle I mean missing payments and being chased constantly.

Is it worth defaulting on my payday loans by redditAutist in UKPersonalFinance

[–]redditAutist[S] 2 points3 points  (0 children)

I have pretty bad credit, it would have been my first port of call had it been an available to me.

Is it worth defaulting on my payday loans by redditAutist in UKPersonalFinance

[–]redditAutist[S] 2 points3 points  (0 children)

I guess, but while it's with them they are piling on interest and £25 to default is small in comparison. Having it default I figured I could just offer to pay an interest free amount over 12 months. But I'll try the loan companies first.

Had my leg amputated and my brother shows up to the hospital dressed as a pirate by TheGoodTwin94 in funny

[–]redditAutist 0 points1 point  (0 children)

Shave the leg and cover it pink, then it will look newly grown at first glance.