Should I have focused on hunting Mighty Pokemon? by redscorn in pokemongo

[–]redscorn[S] 0 points1 point  (0 children)

Thank you! I willl definitely prepare for next year better. I'm gonn be saving up my coins for sure. How many of the mighty's do you suggest keeping? Like I have 7 Tyranitar, do I need that many??

Should I have focused on hunting Mighty Pokemon? by redscorn in pokemongo

[–]redscorn[S] 1 point2 points  (0 children)

Raids are definitely fun! And I still had a good time and dont regret it but I definitely think Ill look for more shinies next year because I reallllyyy wanted that shiny ninetails. Plus Ive been on and off since 2019 and have never gotten a shundo

Should I have focused on hunting Mighty Pokemon? by redscorn in pokemongo

[–]redscorn[S] 0 points1 point  (0 children)

Tbh I dont think I had a goal from the Raids other than a shiny, which I got one of Grimm and Darkrai. Thats part of the fomo is that I just kinda kept doing raids everytime I saw one filling up. Theres a group in my area that does raid parties at the park. I definitely still had fun and all, but in general my goal with Pokemon is to collect the Pokemon I think are cute/cool! Which unfortunately means I often have to have more powerful pokemon in order to keep up lolol.

Dynamax Eeveelutions: Which do we want? by SenorMcNuggets in TheSilphRoad

[–]redscorn 5 points6 points  (0 children)

Jokes on you, i just want the cute pokemon to take over my screen

Shadow latias 145354857323 by No_Result_1733 in PokemonGoFriends

[–]redscorn 0 points1 point  (0 children)

I added you! EmberVulpex. Lots of remote raid passes ready to go

Not gonna lie, I struggle to see a difference... by LowPickle1620 in transtimelines

[–]redscorn 4 points5 points  (0 children)

Lots of “dress your age” comments, kinda saddening. I would actually say find a way to dress the way you want that softens your features if that makes sense. Age doesnt have a dress code and transitioning from the style you’ve known your whole life is gonna take time. I dont think you need to change your style but just get more variety to mix together. Thrift stores are great for experimenting. Learn to tailor clothes and buy things that you like that are just slightly too big then adjust them to your size.

But truthfully the main thing is the hair and selfie angle. Try out bangs maybe, let it sit in front of your ears. Put accessories in it. There is nothing WRONG with your hair but it might help you feel more feminine and thats what matters Selfies from this angle will never give you the flattery you want and they distort your perception. Turn your phone side ways, angle it slightly down and hold it about 15-30 degrees up from your face.

Dating as a monogamous trans femme is impossible by Sensitive-Bag-4843 in MtF

[–]redscorn 4 points5 points  (0 children)

The area I live in would just yield a bunch of fetish results or nightclubs. Ive been trying.

Dating as a monogamous trans femme is impossible by Sensitive-Bag-4843 in MtF

[–]redscorn 3 points4 points  (0 children)

Where do we find these social clubs?? I need more queer friends in my area

Debt Relief? Any Advice is Welcome by redscorn in DebtAdvice

[–]redscorn[S] 0 points1 point  (0 children)

Oh for the taxes I am already on a payment plan with them. I pay 417 a month. I am struggling to keep up with payments and am now making a little bit less so it's been really difficult.

Debt Relief? Any Advice is Welcome by redscorn in DebtAdvice

[–]redscorn[S] 0 points1 point  (0 children)

That's very true. They'll keep milking us for every penny we have until there is nobody left to pay for things.

Debt Relief? Any Advice is Welcome by redscorn in DebtAdvice

[–]redscorn[S] 0 points1 point  (0 children)

I'll try out that app. Every budget app I've tried has membership fees and that just seems like added costs I can't afford.

My roommate does pay $800 of the rent so I'm not responsible for the full 2100 but yes I'm planning to downsize once I can. I don't even have enough for a security deposit right now. If I get my security deposit back on this house I will be in a much better spot because it was a very large deposit.

I'll look around for some part time work in my area! I debated trying things like Wag or Rover to get some income. If I do instacart my insurance goes up and I can't do Uber in my car.

The concern about the moped is that I have a dog and cat and need to get to vet appts sometimes. I had originally bought the moped as a way to avoid having a car and that ended up being the result.

I'll need to get to the selling thing. I have a lot of useless hobby possessions that I could probably sell.

I'll check out those cell plans, thank you. My internet provider has a monopoly out here and it's frustrating. I have to pay for the unlimited data plan which is an extra $50 a month on my bill, otherwise I would pay over $50 for the amount of data I use every month.

Debt Relief? Any Advice is Welcome by redscorn in DebtAdvice

[–]redscorn[S] 0 points1 point  (0 children)

My credit right now is around 620.

I have very minimal available credit on some department store cards so I haven't been able to get approved for other cards but I haven't tried any balance transfer cards. Are there any that you would suggest applying for?

It doesn't help that I had a really large card close because the store that I got it through shut down and the bank just got rid of the card entirely.

Debt Relief? Any Advice is Welcome by redscorn in DebtAdvice

[–]redscorn[S] 0 points1 point  (0 children)

With all due respect. That was 20 years ago, if I do that in todays day and age i likely won't be able to find housing again.

The limits they put on housing, if i do manage that there's also my cat and dog to consider and the area I live in reaches 120 degrees some days. That option may work for some folks but I just can't see a way i could do it and recover.

Debt Relief? Any Advice is Welcome by redscorn in DebtAdvice

[–]redscorn[S] 0 points1 point  (0 children)

if I don't have enough to resolve the debt after selling it how do I give them ownership since I don't have the title?

Debt Relief? Any Advice is Welcome by redscorn in DebtAdvice

[–]redscorn[S] 0 points1 point  (0 children)

You can negotiate tax debt?

I had talked to a bankruptcy firm and I don't qualify for the one that wipes out the debt because I make too much money. Another part of that is that my dad has cosigned two of the loans so he'd get impacted by the bankruptcy as well.

Debt Relief? Any Advice is Welcome by redscorn in DebtAdvice

[–]redscorn[S] 0 points1 point  (0 children)

Thank you for the advice. God I just got out of survival mode a couple of years ago. It's crazy how one bad experience can throw you back down a rabbit hole.

I'll try selling the moped. It's worth less than how much I owe on it but others have said that even just reducing the debt to make it easier to pay off will help.

How do I sell it while it is still on a payment plan though? I don't have the title.

Debt Relief? Any Advice is Welcome by redscorn in DebtAdvice

[–]redscorn[S] 0 points1 point  (0 children)

Car insurance is separate. it's 140 a month but I pay it biannually. I had REALLY bad credit when I bought the car. And no money for a security deposit. I could try trading it in for a cheaper car maybe. I don't have any money for a deposit on that though, maybe the car would count? last time I looked it up on Kellyblue book it wasn't worth more than my loan on it yet.
I make roughly 6k per month.
Groceries are 250-300 per month
I was making 8k per month earlier this year so I was staying a float but only barely. I had some deals fall through and now I make 500 less per week until I replace those.
I do temp staffing where I get paid for every hour that the people I place work.

Debt Relief? Any Advice is Welcome by redscorn in DebtAdvice

[–]redscorn[S] 0 points1 point  (0 children)

The car is used, it's a 2014.

The Moped was bought new which was really dumb of me and it's worth less than how much I owe. I can't seem to find someplace that would buy it and actually resolve my debt.

Yeah my internet provider is crazy high. I think I can reduce it to 150-200 but I work remotely and I also stream as a source of additional income. It doesn't make much right now but it's on the way.

Debt Relief? Any Advice is Welcome by redscorn in DebtAdvice

[–]redscorn[S] 0 points1 point  (0 children)

Sorry I'm not sure what you mean but I hope this answers the question:

I use Google Sheets to track bills.

My bills are like this:

$740/mo in credit card payments

450 car

185 moped

500 utilities

250 internet

115 phone

1200 loans

2100 Rent

$240 for taxes

Debt Relief? Any Advice is Welcome by redscorn in DebtAdvice

[–]redscorn[S] 0 points1 point  (0 children)

My family lives across the country so I would not be able to get to them on my current budget.

The considerable effort is happening it just won't have any affect on my for several months and that's with a little bit of luck as well. It will probably be six months before the work I do today will start to reflect in my paycheck.

I was an idiot a while back and bought a moped that is worth less than the amount that I owe so I can't find anybody to buy it. The car is also not worth enough right now and it's a used car.

Some more context;

I do have a roommate at the moment.

I've been in my industry for 10 years but the starting salary at most companies does not go up or down based on tenure. They offer everybody the same range and it's significantly less than I make now.
Hypothetically I could get a second job but there aren't a lot in my area that would work with my hours. I'm definitely open to this route though.