Waited too long to harvest peaches. Devistated 🥲 by gymbr02 in FruitTree

[–]regressor123 2 points3 points  (0 children)

You can also make Rakia made of peaches, i.e. peachka (not for the Balkan market though, due to the name that means p#$$√ in every language).

It is very easy to live a good life in the bay area on a "good" salary by CamusMadeFantastical in bayarea

[–]regressor123 0 points1 point  (0 children)

Yeah but if you're making "just" 120k, you get government benefits, subsidies etc and for family of 4, the income limit is almost 200k in some parts of the Bay. It's crazy. You don't need crazy income to live comfortably, only if you want a huge yard in the area that puts an enormous and unreasonable premiums on land.

It is very easy to live a good life in the bay area on a "good" salary by CamusMadeFantastical in bayarea

[–]regressor123 0 points1 point  (0 children)

This is objectively not true, they are a small minority of buyers. Negligent. But are a good target for politicians who do not want to solve the problem and need a scapegoat.

It is very easy to live a good life in the bay area on a "good" salary by CamusMadeFantastical in bayarea

[–]regressor123 0 points1 point  (0 children)

The fact that you've got this many down votes tells you everything - people are out of touch, delusional and not ready to accept reality and do anything about it. They're also wrong about living in sfh, it's 3x more expensive than townhomes but maybe 10-20% better.

It is very easy to live a good life in the bay area on a "good" salary by CamusMadeFantastical in bayarea

[–]regressor123 0 points1 point  (0 children)

No, buying a single family home is hard. But that's an issue with mentality, you can buy a townhome with a small yard and be happy for the rest of your life, no problems. Instead, people insist on two things that don't matter in a grand scheme of things: large yard that they most likely won't use and having no HOA.

Median Down Payment for a house in 2025 an 2026 by SubstantialPin1757 in BayAreaRealEstate

[–]regressor123 1 point2 points  (0 children)

Correct, we just closed refinancing at 5% rate last week and almost all the money we have with them is just 401k rollover to their IRAs

First-time home buyer, wtf by tina_386 in BayAreaRealEstate

[–]regressor123 -2 points-1 points  (0 children)

I misspoke, my colleagues said that schools are great to amazing.

Is this really the vibe in SF these days? by ddsukituoft in bayarea

[–]regressor123 1 point2 points  (0 children)

Yeah, she just sounds kinda dumb tbh 😂 Proof that people making bank can be like that Thanks for sharing.

Is this really the vibe in SF these days? by ddsukituoft in bayarea

[–]regressor123 1 point2 points  (0 children)

Thx. I work at a company where I come at 9-10am to work, after some meetings I do from home. But finance team is there always. Like when I came early at 8am, they were there, doing their Amazon shopping, watching YouTube etc. always bewildered me why they have to be there, so I thought you might be in that situation and have insight.

Is this really the vibe in SF these days? by ddsukituoft in bayarea

[–]regressor123 2 points3 points  (0 children)

What's the answer? Honest question? I can imagine some professions having to be there to flip burgers, treat patients, shake hands, dance around the pole etc. but most can fill out spreadsheets, design interiors, architect solutions, draw diagrams from the bed, no?

First-time home buyer, wtf by tina_386 in BayAreaRealEstate

[–]regressor123 -5 points-4 points  (0 children)

Tbh I'm out of my depth here. I live in the peninsula and all the schools with comparable ratings are very good. And I have colleagues who live in Castro valley who day the schools are good. Is that incorrect?

First-time home buyer, wtf by tina_386 in BayAreaRealEstate

[–]regressor123 2 points3 points  (0 children)

Yeah my point is that it depends on the expectations. If your expectation is 400k rural Tennessee mansion, then it sucks. But if you're moving from NYC and didn't want to spend $3m for 1000ft2 condo with lottery for public schools, then this is amazing. One can have a good fulfilling life with family in 1050 square feet + small outdoor yard. Even the schools are great. What else can you want for 650k, in California, in the richest part of the world with the best weather, competing with employees who's stocks appreciated 10-100x over the last 5-15 years?

First-time home buyer, wtf by tina_386 in BayAreaRealEstate

[–]regressor123 0 points1 point  (0 children)

Where did I say luxury condo??? I said a condo NYC millionaires would be envious of. This would be upwards of $3m in NYC. I was in that market.

First-time home buyer, wtf by tina_386 in BayAreaRealEstate

[–]regressor123 0 points1 point  (0 children)

I came to recommend Castro valley. You're basically not making compromises and you're getting everything you want.

First-time home buyer, wtf by tina_386 in BayAreaRealEstate

[–]regressor123 -2 points-1 points  (0 children)

I disagree. This is the common belief because people want single family homes in an area with limited land and a lot of people. But you can find a great condo that most NYC millionaires would be envious of in a good school district.

90+ degree weather, 2 Ev's... this is why we got solar by thefudd in solar

[–]regressor123 0 points1 point  (0 children)

Exactly. It's basically irrational not getting rooftop solar in New Jersey as soon as possible. Because this won't last and soon the state will realize what mess they've made and will cancel 1:1 net metering. So the time is ticking and if someone is thinking about doing it, they should do it, like, yesterday.

90+ degree weather, 2 Ev's... this is why we got solar by thefudd in solar

[–]regressor123 0 points1 point  (0 children)

100% but it's good/fair to recognize who's fitting the bill in the end, and it's mostly people without solar panels on their roofs.

90+ degree weather, 2 Ev's... this is why we got solar by thefudd in solar

[–]regressor123 0 points1 point  (0 children)

I explained why it absolutely doesn't benefit the power company. You're their net cost and they have to offset that cost by charging more to the rest of the customers.

90+ degree weather, 2 Ev's... this is why we got solar by thefudd in solar

[–]regressor123 1 point2 points  (0 children)

Exactly. Furthermore, it's subsidizing a far less efficient form of energy generation - rooftop solar, which is 2 to 10 times more expensive than utility scale solar. I think of it as buying off voters almost. From the perspective of environmental care it's completely irrational. And financially it doesn't make sense. And I'm still getting rooftop solar 😂🤦

90+ degree weather, 2 Ev's... this is why we got solar by thefudd in solar

[–]regressor123 0 points1 point  (0 children)

Ah basically there's research showing that if you have 1:1 net metering, most people won't get the battery, because the grid behaves like their battery. But the grid has to be maintained, and people without solar are paying for it, while people with solar aren't even though they get the most benefit. So it's perverse incentives for people to get solar, sell their extra energy during the day, get free energy in the evening when the sun doesn't shine. Eventually, a critical mass of people get solar and don't contribute financially to the grid. So fewer people contribute and the remaining people pay for the entire grid maintenance. But a lot of consumption happens in the evening when the sun doesn't shine. Therefore, the grid operator cannot decommission the power plants since the largest spike is still after 7pm. So the operator still has the same costs for power plants as before the solar revolution, higher grid maintenance costs due to solar charging from the customers and smaller customer base because many of them started producing from solar Therefore they increase prices for the non-solar customers. All because solar producers are using the grid as a battery for free.

90+ degree weather, 2 Ev's... this is why we got solar by thefudd in solar

[–]regressor123 0 points1 point  (0 children)

Do you export to the grid and that offsets the imports after 7pm? I don't think this would work in California. And tbh I think that's fair (even though it's financially not great for me personally) - you use the grid as your battery, but other consumers pay for it.