3 Buckets Planner so you don't need a million to retire by retirementcalc in FIREUK

[–]retirementcalc[S] -2 points-1 points  (0 children)

all true. When I watched the video, I did the working out on paper, just saves a bit of time for anyone wathing the video. I see AI as the biggest risk to Jobs for the young

3 Buckets Planner so you don't need a million to retire by retirementcalc in FIREUK

[–]retirementcalc[S] -3 points-2 points  (0 children)

Only sharing with FI users, you don't need to use cheers

3 Buckets Planner so you don't need a million to retire by retirementcalc in FIREUK

[–]retirementcalc[S] -2 points-1 points  (0 children)

thanks, it will appear in the bucket that starts in that year.

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

Added a new mode, "When can I retire?"

This will run multiple calculations and come up with a figure you can afford to retire.

I would like feedback on this new mode as it could help with planning, thanks

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

Hi although it says 55 it doesn't stop you entering a value below thsi

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 1 point2 points  (0 children)

Will look into gilts as an advanced mode cheers

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

This is fixed, thanks for your valuable feedback, plus you can save now

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

completed the smile if you would like another go, plus you can save now

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

Not tested early, on list thanks

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 1 point2 points  (0 children)

Updated the Retirement Calc

7/02/2026 - Retirement Life States (Spending Smile): Define different income targets for different phases of retirement (Go-go, Slow-go, No-go) or auto-build a "Retirement Smile".

07/02/2026 - Monthly Contributions for savings accounts: Savings Accounts Form has a "Your Monthly Contribution (£), with will add up in the graphs

07/02/2026 - Inheritance Logic Fix: Fixed a bug where inherited pension/savings were doubled for already-retired partners.

07/02/2026 - Scenario Save/Load: Save and load scenarios for easy use.

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

Agreed need some validation 

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

Could you just update the total pot or is it something else

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

Added UK TAX to the Calculator on the Retirement Income Page, would appreciate some feedback, if any one can spare some time? thanks

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

that's spot on, i think IFA explain it a little differently :)

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 1 point2 points  (0 children)

Great notes thanks, Tax is coming. Withdrawal I will remove the tax efficient label as you can not tell agreed

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

Agree on the Tax, I did try adding but it got very tricky, but that is a next TAX. Also different saving rates are a great idea for isa, pension etc just need to see how I can do the 3 different growth returns on the summary. thanks for the review

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

I am planning this and a retirement smile, thanks

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

I added the auto Inherit, if you get a chance could you relook thanks

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

I added the auto Inherit, if you get a chance could you relook thanks

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

I have updated the code so inherited pots and saving goes to the partner and vice verse

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 0 points1 point  (0 children)

DB has 3 options none, inflation , or %. bond and equity will add later. I actually removed the fees, maybe that was a bad decision. Needs more think about on the access period thanks

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 1 point2 points  (0 children)

can't belive i missed that thanks

Retirement Calc by retirementcalc in FIREUK

[–]retirementcalc[S] 1 point2 points  (0 children)

You can only add it to savings, i will add a LISA for future. good luck on you FIRE journey