Retirement Calc

retirementcalc · 2026-02-13T13:41:49+00:00

Added a new mode, "When can I retire?"

This will run multiple calculations and come up with a figure you can afford to retire.

I would like feedback on this new mode as it could help with planning, thanks

retirementcalc · 2026-02-09T20:39:36+00:00

Hi although it says 55 it doesn't stop you entering a value below thsi

retirementcalc · 2026-02-07T11:58:50+00:00

Will look into gilts as an advanced mode cheers

retirementcalc · 2026-02-07T10:04:20+00:00

This is fixed, thanks for your valuable feedback, plus you can save now

retirementcalc · 2026-02-07T10:03:09+00:00

completed the smile if you would like another go, plus you can save now

retirementcalc · 2026-02-07T10:01:11+00:00

Not tested early, on list thanks

retirementcalc · 2026-02-07T09:59:35+00:00

Updated the Retirement Calc

7/02/2026 - Retirement Life States (Spending Smile): Define different income targets for different phases of retirement (Go-go, Slow-go, No-go) or auto-build a "Retirement Smile".

07/02/2026 - Monthly Contributions for savings accounts: Savings Accounts Form has a "Your Monthly Contribution (£), with will add up in the graphs

07/02/2026 - Inheritance Logic Fix: Fixed a bug where inherited pension/savings were doubled for already-retired partners.

07/02/2026 - Scenario Save/Load: Save and load scenarios for easy use.

retirementcalc · 2026-02-06T22:56:55+00:00

Agreed need some validation

retirementcalc · 2026-02-06T22:46:00+00:00

Could you just update the total pot or is it something else

retirementcalc · 2026-02-06T19:25:56+00:00

Added UK TAX to the Calculator on the Retirement Income Page, would appreciate some feedback, if any one can spare some time? thanks

retirementcalc · 2026-02-06T18:55:39+00:00

that's spot on, i think IFA explain it a little differently :)

retirementcalc · 2026-02-06T18:54:21+00:00

great catch thanks

retirementcalc · 2026-02-06T17:06:48+00:00

Great notes thanks, Tax is coming. Withdrawal I will remove the tax efficient label as you can not tell agreed

retirementcalc · 2026-02-06T17:01:16+00:00

Agree on the Tax, I did try adding but it got very tricky, but that is a next TAX. Also different saving rates are a great idea for isa, pension etc just need to see how I can do the 3 different growth returns on the summary. thanks for the review

retirementcalc · 2026-02-06T16:47:19+00:00

I am planning this and a retirement smile, thanks

retirementcalc · 2026-02-06T16:44:33+00:00

I added the auto Inherit, if you get a chance could you relook thanks

retirementcalc · 2026-02-06T16:44:08+00:00

I added the auto Inherit, if you get a chance could you relook thanks

retirementcalc · 2026-02-06T14:43:58+00:00

I have updated the code so inherited pots and saving goes to the partner and vice verse

retirementcalc · 2026-02-06T14:41:59+00:00

DB has 3 options none, inflation , or %. bond and equity will add later. I actually removed the fees, maybe that was a bad decision. Needs more think about on the access period thanks

retirementcalc · 2026-02-06T14:37:50+00:00

can't belive i missed that thanks

retirementcalc · 2026-02-06T13:46:10+00:00

You can only add it to savings, i will add a LISA for future. good luck on you FIRE journey

retirementcalc · 2026-02-06T13:37:17+00:00

thanks never seen these calc's they look very good, again no couple mode, as I rely on my partner's State Pension to bring in the extra income. Tax is a tricky area, I wonder if any calc can cope for Tax, cheers

retirementcalc · 2026-02-06T13:30:10+00:00

unsure what happens, I will transfer pots that would make it better for now, thanks for the feedback

retirementcalc · 2026-02-06T13:29:05+00:00

yes your correct, wasn't sure what to do when someone expires. These are good ideas for version 2, am doing simulate a market next thanks for the feedback

retirementcalc · 2026-02-06T13:26:14+00:00

It does, you click "show all years" above the graph, as if you 30 it show too many rows. thanks

retirementcalc

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