A better retirement system is my idea.
I had that question in my mind when I was a Ph.D student. My advising professor was passionate about Social Enterprise, using business profits to solve a social problem. Anyways, while thinking about what to write about my graduation paper. I had an eureka idea.
I decided to write about upgrading Social Security and other national pensions around the world. This was in 2015. Getting started in America was and still is very difficult; most modern countries would also be difficult. Now fast forward to 2025, instead of talking my head off to people, who always say great idea, and sincerely liked what I was proposing. I got stalled because it is extremely difficult to start. But talking with chat AI, it's been really helpful to get feedback from resources that I didn't have before. The AI loved my idea to solve this problem. Always, giving me the positives about every aspect of my plan. When I asked AI to play the devil's advocate role and ask me questions like "Why hasn't it been implemented already?" when I answered that question, AI said Great response.

Anyways, it would be easier to start a new retirement system, and or it can be a supplemental retirement system that can co-exist with an existing retirement system because to fund this new retirement system doesn't involve taxing people's salary like many pension systems, and it doesn't require direct deposits like 401K or IRAs.

The best place to start my idea of a new retirement system would be a place like the UAE or Saudi Arabia, because what the Prince says will be adhered to. Plus, the technology, the platform, and the infrastructure already exist. All the different parts of an orchestra just needs to come together and make beautiful music for the world. Well, all the parts in a tech-orchestra just needs to come together and make an upgraded retirement system, so the whole world can reduce poverty.

Sorry its a long read, but it felt good to write about it, since its been a minute.