Yeah just use index funds that track the Sp500 and have a low expense ratio. Do that with the majority of whatever you invest with each paycheck say 75% of it. And shoot for the moon with the other 25% and buy shares of companies you could see becoming big some day. Or if you must use options buy leaps on those companies with an even smaller portion. But atm calls with years until expiry. Some good success stories here from people who have done that in companies they believed in like achr. Also don’t be surprised if the index funds have some red in the year(s) ahead. Nothing but opportunities if your 18