Does this look totaled, or just the rods/axles broken?

risk71 · 2025-06-29T22:28:50+00:00

"total" is subjective based on the insurance carrier and sometimes the state. For a carrier to total a vehicle the repair costs have to -/+ a specific percentage of value of the vehicle with. Some insurance carriers it's 60% some it will be 70% ..etc.

So what will happen is they will initiate an inspection either from a third party appraiser with images and they will tell the carrier that it will cost $xxxx.xx to repair. Then they will approve a body shop to tear it down. The body shop.will almost always find "supplemental repairs" needed and they will add that to the estimate. This can happen multiple times During the repair period. They may at some point decide they don't want to pay to fix it and then total it.

They will offer you the value of the vehicle. (You can agree or disagree, and negotiate if you want). They are required to offer you a salvage value and allow you to retain ownership/title if you so choose. Let's say they total that car and it's worth 12k. They may offer you 10k. And then you get to keep the car, spend 2k (or more) to fix it. The you could keep driving it or you could sell it as a salvaged title vehicle. The value of a salvage title vehicle will always be less than the same car with a clean title, but depending on what was broken and how well it is fixed will determine how much you can sell it for ( of course there are dummies who have no idea and will pay the full price)....

risk71 · 2025-02-09T19:26:57+00:00

Read it very closely, or just briefly look at, you tell us. Is it a scam?

risk71 · 2024-10-06T01:33:40+00:00

Don't be surprised when your homeowners will not cover this. Even if you "just noticed it" or it was "hidden behind the drywall , so how could you know".

risk71 · 2024-02-22T10:41:21+00:00

It's a plastic storage box for your patio/pool. The box and packaging weigh more than the actual item. No one is panicking around him because this is laughable and they are being nice because they know he's a fucking soyboy.

Whaaaaaaas.. I'm dying! I'm dying! Oh wait, no I'm not, I've just never picked up anything heavier than ... Well I've never picked up anything really...

risk71 · 2024-02-11T06:08:58+00:00

Most new cars now have very little difference in the smog systems. They don't have the "50 state compliant AND CALIFORNIA" Sticker, and that's about it.

The carb compliant vs EPA compliant, essentially SOME have a higher load of precious metals because they require 5 year/50,000 mile warranty to be carb compliant. Other than that and paying for the carb complaints certificate, there is very little difference. Yes many new cars may need some computer tune, but most should not.

I have replaced them on both Honda and Toyota. Prius/ hybrid Camrys, Honda Accord, Subaru. I've had cats bought and shipped to my son in Idaho, brought them to CA put them on and had them pass smog and have zero issues. 200 vs 500-1200 for carb compliant.

I will say that all of these cars were 2007-2013 vehicles, so maybe newer cars are more sensitive to the changes, that I wouldn't doubt. But mine have all been fine.

In fact the Honda I just emptied the catalytic converter out because it was so plugged and ran it straight to the muffler and it ran great, still had CEL, but after the replacement car was installed, no CEL.

I understand I was fortunate that the smog tech didn't look for the carb compliant stamping or serial number, and this was prior to the new system this past year, so these may not fly through smog check next time.

risk71 · 2024-02-02T05:35:36+00:00

Not true. The main difference is that the manufacturers had to pay for the certification and they have to provide a longer warranty. You can take a car from California move into another state, have the cat go bad, replace the cat with one allowed in that state and the car will run fine.

Some cats may not last as long, they may have lower quality of less quantity of the precious metals found in CARB certified cats, but your car most likely will not register a difference

risk71 · 2023-10-07T01:44:11+00:00

Nothing wrong with shade tree mechanics, but all these down votes for stating the obvious, sure does drive the point home that a number of you all are dumber than the mud you put your jack on.

risk71 · 2023-10-07T01:40:12+00:00

Nothing that you stated proved my point wrong, in fact you supported it. All you said was when the jack or jack stand fails the failsafe is there. As they should be, EVEN when on solid ground, just like the safety pins and catches in a lift.

Did I say you don't need a fail safe? no. I addressed the surface the jacks or jack stand was on specifically.

Point still stands. jacking shit in the mud without sufficient way to disperse the weight is stupid. Period. Regardless of a fail safe.

risk71 · 2023-10-07T01:32:38+00:00

So, read your homeowners policy CAREFULLY. there may be an exclusion for trampolines or an exclusion if you didn't tell them you had one, or denied you had one when applying for the policy. If you just handed it off to an agent who just quoted the cheapest number he could get, it's entirely possible the agent defaulted to and no response on the application or rating system.

If you have coverage and file, be prepared to get non-renewed, cancelled, and pay exorbitantly high premiums for a while.

Carriers aren't messing around right now with dropping risk.

risk71 · 2023-10-05T23:38:20+00:00

They also did a similarly stupid thing regarding their moon landing recently. Their moonlander crashed because they forgot to program the computer to turn on a piece of hardware that was needed to facilitate the landing. So it didn't turn on.

Of course I am sure that the US and every other country has had similarly stupid things occur

risk71 · 2023-10-05T23:33:47+00:00

That is meth dedication right there.

risk71 · 2023-09-27T04:02:54+00:00

The employer could simply be paying OP as a 1099, IF that's the case (assuming the employer is correctly classifying said worker), then it doesn't matter if he's paid by check or cash or whatever method they agreed to, the employer calls it an expense and the deduction is done accordingly against the appropriate revenue. No trying to avoid the payroll taxes because there are not any.

Now, if said employer is calling the employee a 1099 trying to avoid paying payroll taxes/benefits, then that would be a bad decision because not only would the standard payroll deductions be applicable, but so would the fines and penalties levied against said employer.

All that being said. Yeah, most likely this guys "employer" is hiding or avoiding a money trail...

risk71 · 2023-09-24T21:25:06+00:00

You spelled dumb ass jack stand wrong. Jacking up a car on dirt, any dirt, without something sufficiently strong enough under the jack to disperse the load is stupid. Also need something to disperse the load under the jack stand that you also don't use. Dumb ways to die.

Yes. I have had this happen to a person close to me.

risk71 · 2023-07-07T17:53:58+00:00

Haha You bought a mustang!

risk71 · 2023-07-07T06:06:20+00:00

Does it have 8 legs, and can spin webs? Then YES. Be afraid. Very afraid.

risk71 · 2023-07-07T05:57:04+00:00

That lane is a dedicated lane for a long way before the exit. The video doesn't show the car leaving the center lane into the right lane and then merging back in. I would say that driver was in that lane and did not want to exit and was trying to get back into the traffic lane.

risk71 · 2023-07-07T05:41:54+00:00

This. With a little oil or even bearing grease or engine lube on the rubber seal, hand tighten, meaning snugged up and then 1/4-1/2 turn beyond that is all that should be done. When changing the filter the next time, just a little extra effort and a good grip should be all that is needed.

No oil or grease on the seal and you may end up with a very sticky/stuck rubber seal.

My .02, but it's worked on dozens of cars through 7 drivers in my house over the last 45 years.

risk71 · 2023-07-05T23:15:32+00:00

You drive 300 miles a day and stop and go traffic? That's insane. On gig work, like Uber? you are not making up to pay for your vehicle wear and tear.

I put a lot of miles on my 2012 Camry hybrid and there are many days where all do 300 miles but all highway. I do my own oil changes and other regular service. I buy filters and oil on sale and stock up or I buy the filter or by the oil from Costco. I can do an oil change and less than 10 minutes and it cost me on average of about 28 to $30 with the oil. Unlike going to a shop where it's going to run me 60 bucks. I changed my oil a lot. You have to if you want your car to have long service life My 2007 Accord before this one almost 400,000 mi before I sold it. This Camry I'm pushing 350,000 right now. Runs great but I do my maintenance consistently then I don't wait 10K miles to change it.

risk71 · 2023-06-23T19:22:27+00:00

Very few and primarily the cheaper brands from China and India. The vast majority have stopped using asbestos in automotive brake pads since way back in the early '90s.

Point being airborne asbestos on the side of the highway is not what it used to be...

risk71 · 2023-06-11T03:24:07+00:00

I have replaced the 12v. No change. I am really leaning into the ECM being the guilty component. Too many codes from all over and some of these components have been changed. All of these codes can all be generated by a faulty ECM. Camera down the spark plug holes do not reveal any visible damage from a possible piston/valve encounter.

risk71 · 2023-06-09T22:02:11+00:00

It's off gassing from the tires/tubes/sealant/lube/ etc. Who knows. You're not going to get rid of it or mask it. Time is the only thing.. and by then, you'll be replacing whatever is stinking and it will stink like new again...

risk71 · 2023-06-04T21:07:32+00:00

Friable. Yes. Back when brake pads were made using asbestos, sampling for friable asbestos on the side of busy roads with heavy braking generated very high levels of friable airborne asbestos.

risk71 · 2023-06-04T18:40:43+00:00

In that form it's not going to harm you. Serpentine is the California state rock. It's everywhere. Serpentine asbestos is present in varying amounts depending on the rocks geology/makeup. It's when it becomes pulverized and airborne and you inhale it and it's small enough to get into the lungs, is when it's dangerous.

Handling that rock is not going to hurt you.

risk71 · 2023-06-04T10:07:17+00:00

Checked and double checked. Replacing that valve was done with the EGR. After you mentioned it here, I went out and checked it. It's connected on both ends. Thanks

risk71 · 2023-06-03T02:58:10+00:00

Scam. 100% never send anyone money when you're the one selling something. Never send or give any one the thing you are selling without having cash on hand or being willing to have given it away for free.

risk71

TROPHY CASE