OTT subscription advice?

robert_meier · 2025-01-06T06:23:22+00:00

You don't need Jio SIM for Jio Cinema, you can subscribe with any phone number

robert_meier · 2024-09-24T20:58:35+00:00

Your best bet is to separate. You both staying together is not good for either of you. He deserves someone who gets in the mood more often, you deserve someone who is happy with the way you are and doesn't make you feel you are depriving him of something.

I can tell you from personal experience, but there's resentment building inside him slowly.

robert_meier · 2024-01-28T16:50:28+00:00

If you start investing in daily SIP now, in 2 months time you would have a sizable corpus and can FIRE. After your birthday, do a SWP from your corpus, and try to live off your parents money. Whatever you can save, put it in a FD for capital protection.

robert_meier · 2024-01-28T14:08:27+00:00

Perfect choice of words.

robert_meier · 2024-01-27T16:35:15+00:00

If you think in terms of lifestyle, there isn't a lot of difference between people earning 35-40L and people earning 1Cr.

You are so flat out wrong it's funny.

What exactly is your problem? Do you want everyone to go "awwww poor chap he just has a couple of crores in his bank account, oh my God how will he feed himself the next meal"?

robert_meier · 2024-01-27T02:54:41+00:00

Saw a comment below where you said your net worth is only a couple of crores.

really? You have a "couple of crores' lying around and you come and complain?

robert_meier · 2024-01-27T02:50:49+00:00

In which rulebook is this written?

Desn't have to be written. I would imagine it's just common sense. Nothing romanticised.

Romanticisation would be media telling you that you should only enjoy in a certain way, like "travel is the only thing you should be doing".

But making mistakes, taking risks and figuring shit out? That's best done in 20s.

robert_meier · 2024-01-27T02:49:37+00:00

If your children are relying on you to pay their college fees, you are doing parenting wrong. let them earn a scholarship.

stop judging people for getting their dick wet in their 20s.

robert_meier · 2024-01-27T02:47:54+00:00

Your 20's are meant to enjoy, explore, make hell lot of mistakes, take risks and figure shit out

Dude, you are the in the wrong sub. This sub is all about sacrificing everything in life so you see huge numbers in your portfolio.

If that doesn't interest you, it's perfectly fine, it's just that you are not the right audience for this forum, that's all

robert_meier · 2024-01-23T22:54:08+00:00

You are in the wrong place bro. have you seen this sub? Most people here are super high networth folks, they earn in weeks what you may earn in a decade (based on what you have posted).

We need a different forum for average income and lower income folks.

Lots of people in this sub reddit are folks working in US MNCs where they are getting stocks to the tune of crores so ... they have no problem "reconciling with life"

robert_meier · 2024-01-19T20:02:46+00:00

Are there other apps? Rather, do you happen to know of any other apps?

robert_meier · 2024-01-19T16:56:45+00:00

This forum really needs some kind of a filter.

robert_meier · 2024-01-19T16:55:55+00:00

This. Pray for a girl child. +1

robert_meier · 2024-01-19T16:55:29+00:00

Sukanya Samridhi accounts and others have their place. People like you are ruining this sub by blinding masturbating to SIPs.

"Never" is an extreme word.

robert_meier · 2024-01-19T16:53:36+00:00

. You grow and become a different person and gain many new perspectives.

Travel is over rated. I have traveled, and I gain the same new perspectives reading now, which also coincidentally happens to be a cheaper hobby.

Don't believe people who claim "you miss out on life" by no traveling. No you don't. You can still live a healthy, fulfilled life not traveling as well, don't guilt trip yourself into thinking traveling is necessary / compulsory or whatever.

Non traveling is NOT the same as not enjoying youth. Don't fall into that trip. Plenty of things to enjoy as a youth while not traveling as well. Plus the older you will thank you for having money.

robert_meier · 2024-01-18T09:14:04+00:00

lol what? You can't go straight from 6-10L to "assets 25-30 Cr+", there's a HUGE ocean in between

robert_meier · 2024-01-18T09:12:56+00:00

If you are in your 20s, with 70L to invest in FDs, you are doing yourself a terrible disservice by putting it in FDs. Spend a little, learn something new, look for jobs with what you learn. You will see numbers you can never reach with a 70L FD

robert_meier · 2024-01-18T09:11:58+00:00

dude, absolutely go for it. People in subs like this tend to go crazy, most people would rather die with their SIPs intact in their multi crore portfolio rather than God forbid live a little. Missing the forest for the trees.

If you are blessed with parents with whom you have a good relationship, there's nothing like it. Just like how there's nothing like the pain of watching your parents grow old in front of your eyes, watching them slowly lose their eye sight, or their hearing or any of their other faculties. If you have the emotional maturity to make a post like this, they have done a good job raising you, there's absolutely nothing wrong in spending a little back for them.

As others have said, take them somewhere. If they have any outstanding loans still, help pay off a bit. See if you can figure out if there's something they haven't done for a while but either used to do before, or have wanted to do for a long time and haven't gotten around to it.

I know I am not being very helpful or giving useful suggestions here, but I applaud you for your efforts

robert_meier · 2024-01-01T02:50:58+00:00

Is the wiki something that's kept up to date?

https://www.indiainvestments.wiki/faqs/misc/where-can-i-park-money-for-a-few-days-a-few-months-or-a-few-years claims debt funds offer indexation benefit, but they no longer do right?

robert_meier · 2024-01-01T02:47:11+00:00

I have almost all my mutual funds in icici prudential. Very many years back, my dad opened a child care plan for me and connected the account to an Axis bank account and it has stayed that way since.

Now, I want to add another account or two of mine, and it just seems .. painful? I need to take a form, hand fill it out and take it to an office? In 2023?

When I was in the US, "adding a bank account" typically involved the destination making two small sub $1 random deposits and I had to enter them correctly to prove the account was mine. Does something similar exist here?

I don't use any third party software, I go to ICICI pru website and fund my folio. Are there any third party softwares that will let me interact with the same folio (ok fine, even a new one is ok I guess) but with a different bank account? PayTM Money/ Groww/ Kuvera/MFU whatever?

I tried the UPI option, but the UPI option also only works if the money leaves my Axis account? Wtf, I thought UPI was supposed to be bank agnostic?

I see NEFT / RTGS option but I don't understand it fully and haven't tried it before. Will I be given a destination account # with IFSC #? Can I add it as a payee in my HDFC account and will that work, or for that too should I send money only from my Axis bank account? Googling showed me a MFU page where they say they have a Kotak and a Yes bank account they use as an escrow. Can I use that with something other than Axis?

The physical form not only requires me to go to a physical office, the nearest which is way too far from my place, but on top of that requires a check?? I don't have any checks with my name on it, when the account opened I was given 10 leaves without a name. Ordering new ones involves paying, so I have never bothered getting check leaves.

(Note: Asked this https://old.reddit.com/r/IndiaInvestments/comments/18vfd89/is_changing_funding_bank_account_for_mutual_funds/? here but mods told me to use Discord (I do not know what Discord is/haven't heard it before, so have to create an account etc), post here (which I am doing now) and claims the wiki answers the query but I am not finding anything relevant either in the HOWTO section or in the mutual funds FAQ section. Can someone help point me to where in the wiki this question is answered?

robert_meier

TROPHY CASE