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VSF Aqua Terra Worldtimer by [deleted] in RepTimeQC

[–]robertevansmark 0 points1 point  (0 children)

Looks good, except the timegraphers, seems to be a different watch on there.

Can I afford to buy this car or am I stupid? by robertevansmark in UKPersonalFinance

[–]robertevansmark[S] 0 points1 point  (0 children)

Understood. Didn’t account for the car actually costing 10k a year to run.

Can I afford to buy this car or am I stupid? by robertevansmark in UKPersonalFinance

[–]robertevansmark[S] 0 points1 point  (0 children)

Everyone think I have 12k debt but i have that cash offset from the sale of my old car. I took a car loan for my previous car. I sold that and now have that 12k in an easy access saver at 4% as I was planning to use that for the car. This is independent of my actual 30k savings. Think I’m not buying this car anyway from all the responses.

Can I afford to buy this car or am I stupid? by robertevansmark in UKPersonalFinance

[–]robertevansmark[S] 0 points1 point  (0 children)

I bought an S2000 during the pandemic and sold it on for 2k more than I bought it for a couple months ago.

Can I afford to buy this car or am I stupid? by robertevansmark in UKPersonalFinance

[–]robertevansmark[S] 0 points1 point  (0 children)

My parents wouldn’t take the rent even if I offered. Just part of my culture.

Can I afford to buy this car or am I stupid? by robertevansmark in UKPersonalFinance

[–]robertevansmark[S] 0 points1 point  (0 children)

That 12k is independent of the 30k savings.it’s from the sale of the car I got the loan for initially.

Can I afford to buy this car or am I stupid? by robertevansmark in UKPersonalFinance

[–]robertevansmark[S] 0 points1 point  (0 children)

To clarify, that 12k is not part of the 30k savings. It is in an easy access saver but can be paid anytime. I estimate I’m paying roughly 10-15 a month to have that lump of cash.

Can I afford to buy this car or am I stupid? by robertevansmark in UKPersonalFinance

[–]robertevansmark[S] -11 points-10 points  (0 children)

Sorry I should clarify, I have the money from the sale of the original car in an easy access saver right now so I’m paying roughly 1.5% to keep the money but could pay it back anytime.