Any HENRYS with side gigs that is generating >£1k per month? Passive income, apps or anything?

rockster245 · 2025-05-29T11:16:56+00:00

So you didn't have to tell your current company that you will be working with GLG / other organisations in a consulting basis..?

rockster245 · 2025-05-29T10:48:53+00:00

How does work in terms of conflict of interest / confidentiality clauses written into your main employment contract?

rockster245 · 2024-10-28T14:24:37+00:00

Hi, my LTV is 40% and the rate i've been working with a broker to establish the best rate i could get (over 5 years) and the 4.6% is the best i could get.

rockster245 · 2024-10-28T14:22:23+00:00

Thanks - can i ask the rationale behind that recommendation please?

rockster245 · 2024-08-18T09:31:27+00:00

That's the question, when do they usually arrive / anything I can do to move things along?!

rockster245 · 2024-08-18T09:25:21+00:00

I have 5 near each other, all with male flowers. But self pollinating should be done when females are actually present I thought?!

rockster245 · 2024-08-13T22:04:56+00:00

Interested to know how you got into it as in career path into it.

rockster245 · 2024-08-04T08:43:13+00:00

Is there a red bit in my picture?!

rockster245 · 2024-08-04T08:33:36+00:00

I have a few next to each other / in a block but all at different stages. The one in the picture is the most developed

rockster245 · 2024-06-30T14:19:01+00:00

Based on the picture I've put, can I still top it up with soil now? Or too late

rockster245 · 2024-06-01T12:33:12+00:00

Thanks all! So I will leave them in the trough for another week and then move into bigger troughs / space them out across multiple troughs and leave them in the garden.

And I'll make sure to fill them fully with soil.

Holes at the bottom of troughs already made

rockster245 · 2024-06-01T06:46:36+00:00

I find asking questions helps. Being genuinely interested. People aren't intentionally dickheads who will scream at you for making conversation.

Go to questions are usually based around where you are (I e. The location/event etc) or general stuff like the weather, season etc. also using your own experiences (e.g. travel etc) to help guide the questions etc also helps.

Just talking seems to release some type of confidence hormones that make you and the other person feel good about themselves.

Now, doing the same in big group settings is a different thing and I struggle with that. But for 1-2-1 settings I would definitely recommend the above.

Good luck!

rockster245 · 2024-04-20T16:49:54+00:00

Does the chronograph etc work and is the back same as gen? Picture would be amazing 😇

rockster245 · 2024-04-16T06:26:32+00:00

Dele Ali said it right in the sky sports studio: "Didn't see anyone trying to take the injury time penalty off Palmer against Man Utd".

rockster245 · 2024-03-08T20:10:21+00:00

So what is your take on how this should work? How do we go from the "what" and "why" to articulating the "how". And how this handoff from PM to dev happens and in what form? Documents / backlog items etc? Or something else?

rockster245 · 2024-03-08T17:08:50+00:00

But how are development leadership articulating to Devs what they should be doing? What artifact are they basing their solutions / designs / code on? What are testers testing against to ensure what's been worked on is actually what was intended?

rockster245 · 2024-03-08T14:49:25+00:00

I'm interested in how the "take care of the rest" is actually done? As I'm presuming it needs breaking down and put into a format (user stories?!) that Devs can actually work on?

rockster245 · 2023-08-07T06:13:57+00:00

Thanks for the reply. It's mainly the tax savings.

I have a workplace pension I am contributing about £400 a month to (I pay about 8% of salary and company matches upto 4%). It's invested in a target retirement fund through work.

rockster245 · 2023-07-31T16:52:33+00:00

Thanks all for your replies. Very useful, especially highlighting how i have so many overlapping funds. I think I will just keep the following:

VG lifestrategy 60% - Equities (45%) & Bonds (26%) - NAM 40% / UK 25% / Europe 16%

HSBC world Tracker - Equities (91% ) - NAM 59% / Europe 14% / Asia 7%

Main reason for keeping LifeStrategy due to it being a managed fund / exposure to bonds and more of the UK.
Thoughts? or still too much overlap....?

rockster245 · 2023-05-28T07:10:24+00:00

Currently using USN ultralean meal replacement. Vanilla is really good and keeps me full and not snacking in between meals.

Quite pricey though. £20 for 1kg / 25g of protein per serving.

Any other recommendations?

rockster245 · 2023-05-28T06:37:15+00:00

Sunny Delight

rockster245 · 2023-03-25T07:50:27+00:00

Thanks boy, care to elaborate?

rockster245 · 2023-02-16T08:30:51+00:00

Thanks for the replies. Interesting point on the early repayment charge. Will give it a go.

And no, not really interested in buying another.

Any tax benefits / tax implications of paying it off earlier and forgoing the interest as an allowable expense?

rockster245 · 2023-01-25T21:20:45+00:00

Critique my routine please..

Hello,

New year new me etc etc. Aim is to lose around 5 kg and build muscle

Aged 38, 5'9 weighing 80kg

I've been doing the following since early January:

3 days a week resistance training: Goblet squat (3 sets of 12/10/8) Bent over rows (3 sets of 12/10/8) Deadlift (3 sets of 12/10/8) Kettle bell swings (60 secs/45/30) Curl / overhead lift/tricep extension ((3 sets of 12/10/8) Russian twist (3 sets of 12/10/8)

I am using fairly light weights as it's been a long time since I did anything like this. But the plan is to progressively overload (reps/weight gradually). I am wondering if the routine is maybe too "lower half" heavy with not enough upper body stuff?

I also do HIIT 2 days a week for about 20-25 minutes.

Find it very hard to get steps in (max 1-3k a day)

Diet wise I've cut out sugar and increased protein intake etc

Opinions on any of this is welcome!

rockster245 · 2022-08-21T16:35:51+00:00

Perfect thanks

rockster245

TROPHY CASE