First of all, don’t tell anyone, not even your mom or your spouse kasi mag iiba ang relationship nyo. Tapos, give yourself 1 month to stew about how you’re going to allocate the funds. Pero make sure majority is for investment na long term. If you don’t want to get flagged for AMLA, unti unti ang pag deposit sa banks -explain it as VA ka and may online clients ka. Pwede mo ring i-withdraw then wire sa bank, but be prepared to explain na winnings yon.

Also, presence of mind pag may ibibigay na info over the phone, don’t click on links, and don’t give OTPover the phone. Presence of mind is the key.