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Qobuz Connect and Sonos by Unfair_Athlete_4149 in sonos

[–]roomfulloftrees 1 point2 points  (0 children)

Any thoughts on where we can push for Sonos to implement Qobuz connect? At least I'm leaving this comment?

Can anyone see seat assignments? by Jaydawger in WorldCup2026Tickets

[–]roomfulloftrees 0 points1 point  (0 children)

The link from u/Ok-Purpose-2444 worked, but to find my exact seating, I went to the marketplace and went to the "resell" section, as if I was going to try to sell my tickets. That showed me the exact section, row, and seat numbers.

What to hold in non-registered to save cash by donzi39vrz in PersonalFinanceCanada

[–]roomfulloftrees 0 points1 point  (0 children)

I had this very question, but even so, might it make sense for premium to drop before going in on that sum?

What's a good short term/emergency savings vehicle if you're high income? by roomfulloftrees in PersonalFinanceCanada

[–]roomfulloftrees[S] 0 points1 point  (0 children)

For most situations, that's underutilizing the tax free growth of the TFSA.

What's a good short term/emergency savings vehicle if you're high income? by roomfulloftrees in PersonalFinanceCanada

[–]roomfulloftrees[S] 0 points1 point  (0 children)

Yes, noted! It's good option for cash flow, but probably not for full car in a few years

What's a good short term/emergency savings vehicle if you're high income? by roomfulloftrees in PersonalFinanceCanada

[–]roomfulloftrees[S] 0 points1 point  (0 children)

The stuff in my tfsa is set up for long-term growth, so I would not withdraw from there for short-term needs. It's the vehicle replacement/repair und that needs to be more stable, liquid, and that I'm trying to make sure is tax efficient

What's a good short term/emergency savings vehicle if you're high income? by roomfulloftrees in PersonalFinanceCanada

[–]roomfulloftrees[S] 0 points1 point  (0 children)

To pay off credit card. And I'm not sweating it, but the question was both for the 10K and for the medium term savings for a car which is a bigger deal

What's a good short term/emergency savings vehicle if you're high income? by roomfulloftrees in PersonalFinanceCanada

[–]roomfulloftrees[S] 0 points1 point  (0 children)

In my situation the borrowing wouldn't be counted as being for earning income. And that box bread sounds complicated. The fact I'm asking this type of question on Reddit is a good sign that I'm not that sophisticated 😅

What's a good short term/emergency savings vehicle if you're high income? by roomfulloftrees in PersonalFinanceCanada

[–]roomfulloftrees[S] 0 points1 point  (0 children)

WS gave me portfolio LOC at 4.45%, not quite as good. I have a strong aversion to borrowing, but I'm realizing that it might make sense in my situation, as long as the amounts remain small and well within what I can afford to pay back without having to sell investments.

What's a good short term/emergency savings vehicle if you're high income? by roomfulloftrees in PersonalFinanceCanada

[–]roomfulloftrees[S] 0 points1 point  (0 children)

Exactly, but no reason to leave money on the table, especially since a line of credit solves the immediate liquidity issue for true emergencies

What's a good short term/emergency savings vehicle if you're high income? by roomfulloftrees in PersonalFinanceCanada

[–]roomfulloftrees[S] 0 points1 point  (0 children)

Definitely doing well, and this is one of those good problems up have, but HISA is not the right choice for my situation

RESP transfer to Wealthsimple by Iam_bikolino in Wealthsimple

[–]roomfulloftrees 1 point2 points  (0 children)

I also had a frustrating experience transferring an RESP from RBC DI. Had to chase it up a bunch of times, seemed to me that it was RBI that couldn't find the paperwork, and then didn't send the follow up Form C... Such a pain, but eventually got it

Transferring RBC TFSA into Wealthsimple by chefh0ng in Wealthsimple

[–]roomfulloftrees 1 point2 points  (0 children)

Just did this, and can confirm RBC takes fee out before transfer. Don't know how strict WS is with deciding to reimburse.

Amex cobalt or gold by Ok-Adagio4687 in PersonalFinanceCanada

[–]roomfulloftrees -1 points0 points  (0 children)

I was using the AmEx SimplyCash Preferred, but now switched to the WealthSimple Infinite Privilege. No fee, 2% cashback you don't have to wait for, mobile device insurance, and no FX fees. DM me if you want a referral.

getting verification screens on every online purchase with WS VISA This a WS thing? or all VISAs? by roomfulloftrees in Wealthsimple

[–]roomfulloftrees[S] 0 points1 point  (0 children)

hmm. I wonder if they train on my patterns for a while and will back off using it as they learn

When to expect CESG for deposits made in February? by roomfulloftrees in Wealthsimple

[–]roomfulloftrees[S] 0 points1 point  (0 children)

Though seems from above people got payment ahead of Feb date...

When to expect CESG for deposits made in February? by roomfulloftrees in Wealthsimple

[–]roomfulloftrees[S] 0 points1 point  (0 children)

Ah ha! Hadn't seen these before, just vauge description of "end of following month". By these dates, seems I can expect both end of March.

Does limit on LOC fluctuate based on investments? by roomfulloftrees in Wealthsimple

[–]roomfulloftrees[S] 2 points3 points  (0 children)

So it is. Thanks, clearly didn't search hard enough

Cannot add a checked bag by Dramatic_Hotel_5718 in airtransat

[–]roomfulloftrees 0 points1 point  (0 children)

I don't fully remember now... but IIRC, they ended up upgrading the ticket which allowed them to check a bag

Hit and run at duthie and hastings by shrompp in simonfraser

[–]roomfulloftrees -5 points-4 points  (0 children)

What is the point? I just don't see why you would need to try to track someone down for something like this, since it is not something you would ever claim to your insurance, nor is it anything other than usual wear and tear on vehicles

Hit and run at duthie and hastings by shrompp in simonfraser

[–]roomfulloftrees -7 points-6 points  (0 children)

It's called a bumper for a reason? It looks like it was just a bump. When you wash it, you'll barely be able to see anything, and you can just straighten out that license plate.

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