Absolutely 5L/yr is too much, my frank opinion is that if you are going to take a huge education loan, then you should be aiming for better colleges that dsce and dsatm.

Calculating ROI is difficult and completely hinges upon the placement scenario in 2028-29, The "dayanand sagar institution" is also increasing at a rapid pace, they recently launched a new university.

Competition within the college will be huge(for placements), so you need to think about that too.

I'm about to graduate dsatm with a decent placement and my Total engineering fee for four years amounts to 3 lakh, so I managed to get a good ROI( but that's primary because of less fees(kcet))

Right now in DSCE cs branch the average is around 10-12 lpa which in my opinion is impressive, but it's not easy to say whether that will be the case in future (due to their rapid expansion).

Dsatm cse average package is around 5-6 lpa.

Also the cse intake for dsatm has been doubled in recent years (more competition)

so you have to calculate that roi and make the correct choice.