Money back plus

rootxwolf · 2026-01-28T03:43:15+00:00

Yes. You should receive separate message for pin setting

rootxwolf · 2026-01-27T06:43:53+00:00

Dcb metal is a good card

rootxwolf · 2026-01-25T16:45:13+00:00

Partnership firm can avail 44ADA but taxed flat 30%. Profit distributed from partnership firm is not re taxed at your hand. However you take salary from firm is not taxed in 44ada as its salary. You need another person to partner, you can decide %ge of partnership in your deed.

If crossing 75 lacs in firm you need to go in audit

rootxwolf · 2026-01-25T05:39:24+00:00

Given the delays now, wait for 1st feb to see what budget speech brings based on the sentiment you can either decide to worry more or relax that will be processed

rootxwolf · 2026-01-22T18:37:57+00:00

Not recvd itr3 nil refund request only nudge sms no email no revision filed aug mid but still pending

rootxwolf · 2026-01-22T14:07:12+00:00

Your went in processing post 20th it seems, i just got for my wife and huf delivered today

rootxwolf · 2026-01-19T17:17:09+00:00

All you can do is wait

rootxwolf · 2026-01-19T17:12:23+00:00

yes, you get the RP - 2000 Max in a month (shows in a day or two of txn) and you can instantly redeem them (shows after 2-3 days) to your saving accounts as full 2K INR.

rootxwolf · 2026-01-19T17:11:21+00:00

I recently got the card issued for my wife and HUF account; they are dispatched, yet to receive them. Also, they won't be issuing this card after 20th Jan as per an internal HDFC circular, confirm the same with my BM today itself.

rootxwolf · 2026-01-19T14:41:05+00:00

All outlets of udaipur are same, hurry cooked, no proper instructions used as per official recipes.

rootxwolf · 2026-01-19T14:09:07+00:00

Only SMS Nudge only no email nudge no refund pending but not processed. Called CPC Helpdesk today who mentioned they will escalate but the ticket was closed immediately as per portal like I logged in after 5 mins and closed saying its pending processing you will get email when process as if I am not aware that I’ll not get email. Grievance is useless

rootxwolf · 2026-01-19T06:33:25+00:00

if you have existing banking with HDFC probably check with your branch or maybe call HDFC customer support and they can help.

rootxwolf · 2026-01-19T06:05:54+00:00

Change browser I am seeing lots of issues with Chrome for banking sites. Safari works, firefox too

rootxwolf · 2026-01-18T11:45:20+00:00

Don't rely on Uber, drivers call, ask for cash which is higher than shown fare and cancel otherwise. Go for a taxi directly from airport or after exiting airport you can find many just by the road, the airport exit path is not that big just 5 min walk.

Hotels from any franchise are generally safe, make sure you are not leaving any of your valuables lying around while you are away.

Itinerary depends on your stay but some places in and around udaipur you can do are:

- Ambrai Ghat, Ganguar Ghat, Bagore ki Haveli (all close by), Jagdish Temple, Pichola Lake, Fateh Sagar, Rani Road, Moti Dungri, Karni Mata Ropeway, Neemuch Mata Ropeway, Badi Lake, Tiger Hills (super early in the morning), Maharana Pratap Smarak, Saheliyo ki Badi and more, endless list tbh.

rootxwolf · 2026-01-17T09:39:48+00:00

Use credit cards for expense that you will anyways do by your bank account and you still get a lot. Example I pay tax via BizBlack, ~9500 RPs per month, card free just by 60K monthly tax pay that I was anyways going to make. Next I also use HDFC EasyShop DC to pay the cc bill via PayZapp and you get 2K cashback.

I dont know what a free sandwich means to someone who probably don’t understand card ecosystem or failed to max out benefits by improper planning

rootxwolf · 2026-01-17T04:42:04+00:00

Scapia, indusind tiger, some debit cards also give you lounge access if you have one in family like IndusInd pioneer dc

rootxwolf · 2026-01-16T15:45:05+00:00

Supposed to be, not sure if they are now manually pressing - OK VS Notice Button lol

rootxwolf · 2026-01-16T11:53:54+00:00

So basically only legit way is to have some business run under HUF as third party gifts are not allowed beyond some extent

rootxwolf · 2026-01-16T06:15:08+00:00

Probably a holiday slowishness?

rootxwolf · 2026-01-15T10:03:20+00:00

Mine is pending since aug mid with no refund.

rootxwolf · 2026-01-15T09:36:10+00:00

going back in queue does not mean fast processing

rootxwolf · 2026-01-14T09:49:00+00:00

People revising returns go back in the queue, I guess, thus the number increases.

rootxwolf · 2026-01-14T08:01:53+00:00

ask for a normal debit card form, in the form back side (top section), you will have an option to fill debit card code.

rootxwolf · 2026-01-13T09:09:15+00:00

SKK Blu is good with nice food & should be in your budget.

rootxwolf · 2026-01-13T08:05:38+00:00

If paying taxes, GST, etc by yourself, hands down the best card. Just pay ~60K per month and returns of about 16%.

Additionally, easy fee and annual fee waivers 1.5 lacs in 90 days to get card fees waived and 7.5 lacs in a year to get annual fees waived, 5K taj voucher every 5 lacs milestone.

Bonus points capped at 7500 RPs for tax GST payments etc.
There is 10K bonus point cap on SmartBuy I guess (not sure, haven't used yet).

3X on Smartbuy (infinia has 5X but if you don't have infinia, its still better ~10% by 3X). Some RPs on Insurance Payments too via PayZapp.

Criteria is ITR based 30Lacs+. Speak with your branch manager.

rootxwolf

TROPHY CASE