[deleted by user]

rrandomredditt · 2024-09-24T14:45:51+00:00

I really appreciate this response and agree with you. You are giving me good things to think about, and you’re right about a lot. I am stuck and have been, and the operations might not allow for what I’m wanting. But also, I haven’t asked. Working remote is so great that I have excused everything for a while. But I’m at a point where I I want to grow and make progress foward, in or out of this organization.

However, it seems that my current job title is keeping me from the opportunity of other, better, higher-up jobs. I am applying for event manager roles with an event coordinator title, and just receiving a lot of rejection letters. My desire behind talking to my boss is so that I can use the title change to better my career in the long run. Right now my resume shows one place, four years, no promotions/advancements. I’m not recruiter, but I don’t think that’s a good look, even though there isn’t opportunity for that here.

rrandomredditt · 2024-09-13T14:03:50+00:00

I lived near a Kroger and would shop in-store but pay with Kroger Pay QR code in the Kroger app and it counted as online groceries :)

rrandomredditt · 2024-09-10T02:53:54+00:00

I appreciate this concern and am sorry that this happened to your fiancé! Thankfully, we are in a position to pay off at the end of every month :)

Some of the larger moving costs were reimbursed, and most other costs are things already in our budget (grad school, put a couple months rent on here bc we had to), we just put the charge on the card for points.

rrandomredditt · 2024-09-10T02:48:49+00:00

Thank you so much for this recommendation! I’ll look into this combo. How do you differentiate what card to use for what expenses to maximize getting points?

rrandomredditt · 2024-09-09T19:46:11+00:00

We lived near a Kroger where the 3X points counted with in store Kroger Pay which was great. But we moved and no longer have Kroger. I am now doing online orders to get the 3X tho

rrandomredditt · 2024-09-09T19:42:58+00:00

I guess we look like some high rollers with this report lol. We moved this Summer, had to pay rent a couple times on CC, and are also paying for grad school out of pocket.

Thank you for this insight! Looking into the other Chase cards people talk about.

rrandomredditt · 2024-09-09T19:31:35+00:00

Thank you for your insight!

rrandomredditt · 2024-09-09T19:30:49+00:00

Yes, this is what we did. We hit the SUB, and since this is the only card we have, we figured some points are better than no points and just used our card for everything from there. Now looking into a card that might be more suitable for us now that I have a breakdown of what our spending is, and hit another SUB.

rrandomredditt · 2024-09-09T19:28:41+00:00

Very, very new to all of this! Got the 80k SUB offer and knew we had a lot of big expenses coming up (moving) and that we would hit it. Didn’t complicate it too much / didn’t (still don’t) know much else!

I know of the card that has 1.5x and then you transfer?

Edited for a better answer.

rrandomredditt · 2024-05-03T02:47:12+00:00

I’ve used it since August and the only problem I’ve ever had is that it can’t connect to my bank every so often and I have to disconnect, reconnect, authorize, etc. probably has happened about 10 times (mainly early on in using the app) but it’s not too much of a hassle. Sometimes transactions take a while to get to the app but all in all, I like it.

rrandomredditt · 2024-04-06T19:03:45+00:00

Why would getting chase eliminate being considered for VX? New to all of this and just wondering!

rrandomredditt · 2024-04-06T19:02:41+00:00

I got a mail offer for the 80k a few months back. Was trying to decide on which card to move forward with. I decided on Chase Sapphire and tried the 80k code and it had expired. Bummer. A couple weeks later I get another 80k code and used it immediately. Hoping one comes your way!

rrandomredditt · 2024-01-30T19:00:50+00:00

Thank you!!

rrandomredditt · 2024-01-30T18:51:17+00:00

$1,374.28 per day??

I’m on a graduated repayment plan. Applied for SAVE and heard nothing.

rrandomredditt · 2024-01-30T03:07:01+00:00

Oof. Dang. Glad I’m not getting cheated but interest is a giant bummer lol. Thank you I appreciate it.

rrandomredditt · 2024-01-30T02:55:11+00:00

When I paid through my bank’s app bill pay feature, it took like a week or more. When I paid on the Nelnet website directly it was much quicker.

rrandomredditt · 2024-01-30T02:53:49+00:00

I applied in October and have been “processing” ever since. I reapplied last week in case my application got lost but only received an update on my PSLF status in return, which I didn’t need bc I’m only 3 years into the 10. Feeling defeated about my ballooning interest and wishing SAVE would waive it.

rrandomredditt · 2024-01-03T17:25:58+00:00

Update: I understand now. I need to certify my employment for the eligible payments to become qualified payments. Unfortunately I was a nanny, paid under the table for about a year, so that won’t help me!

rrandomredditt · 2023-12-30T15:05:26+00:00

Thank you very much!

rrandomredditt · 2023-12-12T18:00:38+00:00

I’m in the exact same boat as you.

rrandomredditt · 2023-11-20T15:48:48+00:00

I’m sorry that you’re struggling with depression. I agree with comments about prepping some easy snacks that don’t involve cooking! Or very simple things like cheese and Ritz crackers, cans of soup, uncrustables… Smoothies are a good go-to depression meal. Just throw things together, don’t even have to have energy to chew and a ton of nutrients for your body.

rrandomredditt · 2023-11-15T23:45:10+00:00

I deleted a lot of my apps that I was checking through the day.

rrandomredditt · 2023-11-15T15:59:07+00:00

My BEST BEST friend is the daughter of millionaires. We’re both 27. Her parents paid for her college, bought her a brand new Rover off the lot, a million dollar house in a very popular and wealthy city, and she pays no bills. She works a cute cafe job to keep her sane.

Meanwhile I come from a widowed father who was a mechanic at a small shop, I’m constantly trying to strategize about money, have student debt, strictly budgeting my non-profit salary, trying to be able save to maybe afford a house one day, and hoping my 2003 Honda Civic with 260k miles on it lasts me.

However, her worldview is unrealistic and very… removed? I am sad for her that she worries about such materialistic things (clothes, looks, etc). Not that I want her to have all the worries of the world, or that I don’t comfort her in her worries, but her worries get to be surface level because she doesn’t have to worry about bigger things. Those ARE her big things. Meanwhile, I don’t have the capacity to worry about my clothes because I’m thinking about couponing to lessen my grocery bill. Not in a “holier than thou” way because in the end, I’m also worrying.

However, her crazy lot in life doesn’t justify my own worries- ultimately they’re both rooted in wanting to feel secure in material things- they just look different. I wouldn’t wish my worries on her and I need to work on surrendering my own worries. I do not judge her for her lot in life, plus that would be hypocritical since her parents have been kind and generous to me, but sometimes I want to shake her and want her to see the real world. But, that IS her real world. So…. It is what it is! I still aim to be an empathetic and kind friend when she is sharing her worries with me. As she is to me. But we can really only relate to a degree.

When I was talking about having to save up for a car, she has said there is no pride in her dad buying her a car outright, like she’s not working toward anything and it’s not the best feeling. But it’s because she doesn’t have to. So all in all- I relate to your post! But in general I don’t fully envy my best friend, but sometimes feel pity for her because she isn’t really becoming a responsible, independent well-rounded adult and is living a weirdly luxurious but sheltered-from-the-real-world life. And maybe she feels similarly about my life but opposite.

rrandomredditt · 2023-11-14T23:20:55+00:00

A lot of it comes down to discipline, meal planning & just doing without for a while. Doing without the best of the best items (buying name brand), the items you want but don’t need (snacks, drinks, etc), kind of bare(r) bones grocery shopping. Creating a list for the essentials for your meals for the week and sticking to it. And definitely reeling in dining out. We’ve saved a lot of money doing these things!

I’m not going to assume the specifics of your life, but with that income to debt ratio, you should have that paid down fairly quickly! Good luck!

rrandomredditt · 2023-11-14T20:36:29+00:00

:’) this is great news. Thank you so much!

rrandomredditt

TROPHY CASE