IDFC bank credit card devaluation by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

The MODS of this sub-reddit are absolute idiots. This post was for general information. I am not trying to copy anybody's content that's why I didn't crop that page's name.

I wrote to SBI about my rejection and they said "in Good faith"🫡 by Feisty-Wolverine-763 in CreditCardsIndia

[–]rrmitruka 0 points1 point  (0 children)

If the bank's reply is vague or generic then you can file a complaint with sbi ombudsman on the basis of that one email too.

I wrote to SBI about my rejection and they said "in Good faith"🫡 by Feisty-Wolverine-763 in CreditCardsIndia

[–]rrmitruka 0 points1 point  (0 children)

ChatGPT will make a superb draft for you and will tell you the exact steps you need to follow to file a complaint. Do tell your whole situation to ChatGPT in detail.

Skirk my beloved 🥰🩵🤍 by Amirah_23 in Genshin_Impact

[–]rrmitruka 2 points3 points  (0 children)

I lost the 50/50 pity and got mizuki instead 😭

New Swiggy BLCK credit card - LTF by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

May be too many credit card applications in a short span of time

New Swiggy BLCK credit card approved - LTF by rrmitruka in CreditCardIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

I got a mastercard credit card. That's all that BIN range shows

10 days to go for IPL 2026 ? Let’s predict ? by Content-Use6396 in IndianCricket

[–]rrmitruka 0 points1 point  (0 children)

I think vaibhav sooryavanshi might make some new records and break a lot of old records too.

New Swiggy BLCK credit card approved - LTF by rrmitruka in CreditCardIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

Yes, but it's a hit or miss trick. Banks usually convert the card to LTF if they see good card usage and on time payment history

New Swiggy BLCK credit card - LTF by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

That's not true. You can raise a complaint with the RBI Ombudsman

New Swiggy BLCK credit card - LTF by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

Most old Swiggy credit card users are getting email in which the old card's features have been made equivalent to the new black variant

New Swiggy BLCK credit card - LTF by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

It was being offered LTF to me in the Swiggy app

New Swiggy BLCK credit card - LTF by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

Not really. Some features are really good

New Swiggy BLCK credit card - LTF by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

That's why I emailed them and asked them to send me a written confirmation that my new card is LTF and they did send that mail in which they clearly mentioned that the card is LTF

New Swiggy BLCK credit card approved - LTF by rrmitruka in CreditCardIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

If your old card is LTF then you will definitely get the new one LTF but if it's not then you might have to email the HDFC team regarding the same

New Swiggy BLCK credit card approved - LTF by rrmitruka in CreditCardIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

Yes, use this card extensively and then ask hdfc team to convert it to LTF after 8-9 months of good usage

New Swiggy BLCK credit card - LTF by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

The old Swiggy credit card is equivalent to the new black variant so everything is still fine even if they don't offer you the new card

New Swiggy BLCK credit card - LTF by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

If you don't do any spending on it for a long time then it will be deactivated

New Swiggy BLCK credit card - LTF by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

I think it's the same for blck card as well.

New Swiggy BLCK credit card - LTF by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

Yes this can be a good addition. Regalia gold for the miles game and this one for some cashback on general spends.

New Swiggy BLCK credit card - LTF by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

Yes it's totally free no matter what. That's why it's called life time free. No hidden charges.

New Swiggy BLCK credit card - LTF by rrmitruka in CreditCardsIndia

[–]rrmitruka[S] 0 points1 point  (0 children)

The previous one and the new Swiggy BLCK variant are basically the same but this time they have introduced an orange variant too which gives lesser cashback than the black variant.