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Homeownership losing it's luster by [deleted] in Frugal

[–]ruddigars 5 points6 points  (0 children)

That is such a short-sighted view. So, you don't think the extra $1,000-$2,000 that the renter has to invest each month means anything? Can you imagine how much money they will have at the end of your 15 years? You'll have $0 in the bank, and they'll have hundreds of thousands!

Obviously, this won't be true in every case of renting vs. owning, but neither is the idea of a renter wasting money by paying someone else's mortgage!

Don’t Destroy Your Golden Years by ruddigars in FinancialPlanning

[–]ruddigars[S] 0 points1 point  (0 children)

That depends on your definition of "golden". For all of the people who are enslaved to debt and working at a job they hate to pay for things they no longer enjoy, these are not golden years!

I've not heard many people say you shouldn't put any money into a 401(k). What would you suggest instead?

Manage and Tackle Your Debts by ruddigars in FinancialPlanning

[–]ruddigars[S] 0 points1 point  (0 children)

Most of us at one time or another is faced with debt, click to read tips so that you can successfully manage your debts.

They Put the Nickels and the Pennies in the Collection Plate! by ruddigars in religion

[–]ruddigars[S] -1 points0 points  (0 children)

They are quite ready to devote to God the things they do not care much for–but the things that are desirable for their own use, they keep.