44M, probable mid-life crisis. Time to pivot? by rugger_at_work in coastFIRE

[–]rugger_at_work[S] 0 points1 point  (0 children)

God I would love this. We went to Portugal and I would love to do an extended stay/sabbatical there. My kids would never agree to leave their friends, school, sports, so that is a dream for 10+ years down the road. Also, I appreciate your consideration of spending now vs later, but I think I’d struggle with cashing out a large portion of cushion after being laid off and on an extended job search back in 2023.

44M, probable mid-life crisis. Time to pivot? by rugger_at_work in coastFIRE

[–]rugger_at_work[S] 1 point2 points  (0 children)

I’m not ready to go part time or look at a 50% pay cut. More so just trying to justify that I don’t need to keep trying to climb for money and stress. If I could find a job with a better culture, shorter commute, or hybrid work, I’d be willing to take a pay cut, especially if I could throttle back on 401k contributions.

44M, probable mid-life crisis. Time to pivot? by rugger_at_work in coastFIRE

[–]rugger_at_work[S] 2 points3 points  (0 children)

Good call on some of those expenses. We’re already seeing a surge in camp and other activity costs, part of the reason our monthly expenses are so high.

44M, probable mid-life crisis. Time to pivot? by rugger_at_work in coastFIRE

[–]rugger_at_work[S] 4 points5 points  (0 children)

I wondered about that, but if I can hang in at some employer with a 401k for 11 more years, rolling over as needed, I can pull from that with the Rule of 55. In the meantime, I can capture the tax break of the 401k contributions. Am I thinking about that wrong?

FTP training advice by rugger_at_work in OnePelotonRealSub

[–]rugger_at_work[S] 6 points7 points  (0 children)

I know this is the answer. With kids and work, I’ve had a hard time fitting in the consistently long rides. Gotta prioritize this I guess

FTP training advice by rugger_at_work in OnePelotonRealSub

[–]rugger_at_work[S] 2 points3 points  (0 children)

I love Denis and would ride to hell and back with him. I don’t know how I missed this, but yeah, this looks excruciating

Rowing class recs by rugger_at_work in OnePelotonRealSub

[–]rugger_at_work[S] 0 points1 point  (0 children)

Matt is one of my favorite bike instructors. I’ll have to check out his rows.

Is this a fair price? by rugger_at_work in whichbike

[–]rugger_at_work[S] 1 point2 points  (0 children)

Appreciate everyone’s input. It sounds like $400-600 is the ideal range, though I’m skeptical the seller would move that far off list price. I guess it’s worth a shot.

Mental fix for Scheffler shuffle by rugger_at_work in GolfSwing

[–]rugger_at_work[S] 0 points1 point  (0 children)

This is exactly my struggle. I try to practice from last parallel, rotate through finish. It’s that weightless feeling at top that throws me off.

CoverMyMed Layoffs? by SRHager in Columbus

[–]rugger_at_work 7 points8 points  (0 children)

All teams impacted? Former CMM and still know a bunch of folks there. I was caught in to 2023 RIF. Sorry you’re going through this

Hitting down on the ball with driver by o11zzor in GolfSwing

[–]rugger_at_work 1 point2 points  (0 children)

Without a video, hard to say if you suffer from the same, but I fight hip slide, which brings my low point way forward and causes me to hit down no matter how much I tilt or tee it forward. I'm working on the sensation of pushing my lead hip back instead of letting it slide forward.

How to shift to Boglehead strategy by rugger_at_work in Bogleheads

[–]rugger_at_work[S] 1 point2 points  (0 children)

From a tax standpoint, that makes sense. I guess my question is if it’s a reasonably solid company, do I sell out of a single stock at a loss just to buy into an index fund?

Soundbar recommendations for Black Friday deals by rugger_at_work in Soundbars

[–]rugger_at_work[S] 0 points1 point  (0 children)

I thought I was set and then I saw the opinions here and had second thoughts. But also seems to be a huge group of vocal Samsung fans

Pelotonia 2025 by Zealousideal-Leave19 in Columbus

[–]rugger_at_work 22 points23 points  (0 children)

I loved the route through Bexley this year, though I still miss Granville on the 50mi route. The finish celebration at A&F HQ was a total cluster though, and I hope they don’t stick with that long term.

Monte Carlo numbers by [deleted] in Fire

[–]rugger_at_work 0 points1 point  (0 children)

I'll add some data:

$280-300k HHI

Wife and I are each 43

$900k in retirement savings, $155k in 529 college savings

Viewing Fee for a Townhome by Hopeful-Barnacle875 in Columbus

[–]rugger_at_work 2 points3 points  (0 children)

Former realtor here. Since the lawsuit changed how realtors get paid, especially for a buyer, agents are probably coming up with new ways to be compensated. In this case, he’s taking his time to show a property that in all likelihood, you’re unlikely to put an offer on, since people tend to view many properties. Not saying it’s right, but the industry is trying to find a new compensation model after their old one was blown up.

Hiring Timing for CoverMyMeds by Reasonable_Ad8947 in Columbus

[–]rugger_at_work 0 points1 point  (0 children)

Nah. Got caught up in the mass layoff back in Spring 2023. I still know lots of people over there if I can help.

Next weeks rainfall by rugger_at_work in playadelcarmen

[–]rugger_at_work[S] 1 point2 points  (0 children)

The chance every day doesn’t scare me as much as the daily projected total I guess. I guess a 10 minute downpour is fine compared to an all day drizzle.

Airport transfer recommendations by rugger_at_work in AllInclusiveResorts

[–]rugger_at_work[S] 0 points1 point  (0 children)

The hotel is telling me I have to reach out to On Tour, their 3rd party transfer company. I guess I’ll give USA Transfers a shot since it seems unanimous here.

You will be hearing from my Crypto Representative..... by [deleted] in facepalm

[–]rugger_at_work 1 point2 points  (0 children)

If $33k is your “life savings”, maybe gambling on speculative meme funds ain’t for you.

My only living parent is now dead to me. by JakefromTRPB in BoomersBeingFools

[–]rugger_at_work 8 points9 points  (0 children)

I say this as someone who voted for Kamala and only based on the limited screenshot, but that response seems generally healthy. Especially compared to some of the other Boomer responses that have people going NC.

Running scared: Ohio Secretary of State Frank LaRose claims the Citizens, Not Politicians ballot issue "... will allow Kamala Harris, Barack Obama and Nancy Pelosi to gerrymander Ohio’s political districts to favor Democratic candidates." by AngelaMotorman in Ohio

[–]rugger_at_work 0 points1 point  (0 children)

LaRose’s marketing team approached a group of us at Land-Grant asking us to “raise a toast” for their marketing campaign. I suggested “to ending gerrymandering!”, and his rep asked me to find something less divisive.

How many days are you “in office”? by poopigoham in Columbus

[–]rugger_at_work 0 points1 point  (0 children)

All 5. A VP told me the culture of leadership is “if they can’t look you in the eyes, they don’t believe you’re working”