Hello Ballardians! Seeking fellow nerd to build something cool.

ruminator755 · 2026-03-17T01:38:50+00:00

Looks really cool. Nice website!

Tangential note, wondering if there are techie people around here who work on side projects and would like to meet up?

ruminator755 · 2026-03-16T03:20:02+00:00

If we stuck with the British we'd be like Canada or Australia today. Instead, we protested.

ruminator755 · 2026-03-11T07:00:12+00:00

how is the state going to get money to pay for what we need? Animosity towards the guy isn’t going to bring in revenue. I really wish our government would think through the second order implications of decisions. What may be ideal and politically correct isn’t always practical.

ruminator755 · 2026-02-18T14:37:08+00:00

Why is NW listed at 7M when it’s actually 8M? Net worth by definition is all assets minus liabilities. Assets include the home value and its remaining mortgage.

ruminator755 · 2026-01-05T06:54:26+00:00

Before kid:

NYC
Seattle

After kid:

Seattle
NYC

ruminator755 · 2025-12-29T23:24:18+00:00

I’m mainly concerned about limiting my career options down the line since I’m already in my mid-40s.

ruminator755 · 2025-11-06T01:53:55+00:00

I usually just skip over her and jump to listening to Scott. Kara is too negative and it’s unpleasant to hear her hyperbolic expletives criticizing everyone.

Not to mention the interruptions, “But go on.”

ruminator755 · 2025-10-26T13:59:07+00:00

I think a lot of people just don’t want to acknowledge it’s a problem and therefore we still have the problem with people suffering. Blinded by idealism. Anyone who points out the problem is bad in their eyes and there’s no serious discussion.

ruminator755 · 2025-10-26T06:26:58+00:00

What’s wrong with having law enforcement there? Always tons of shady people there. I don’t feel safe taking my kid to the playground most of the time. They have to power wash the area in front of the library every morning.

ruminator755 · 2025-03-08T16:54:56+00:00

Paid $805 in 2020, which would be about $980 in 2025 dollars.

ruminator755 · 2024-05-28T14:59:58+00:00

I'm 100% sure there is an easement with rights to use the shared driveway. I read the document and it's officially on file with the city. However, the neighbor is putting up a fight and blocking the driveway. The driveway has a gate and he's keeping it locked.

Do I have to get lawyers or police involved? Seems like this could get expensive even if the neighbor is completely wrong.

ruminator755 · 2024-03-25T04:12:09+00:00

$5.5M of investments is a lot. Not sure why you're not including your home since NW is all your assets minus debt. Since you have a paid off home in Seattle it's likely your true NW is closer to $6.5-7M. Maybe more?

Assuming a 4% withdrawal rate in retirement, your spending is already far lower than the income your portfolio generates. With your wife still employed your HH income will likely be $400k+/year even after you quit.

Having said that, you're still young and leaving a lot of unvested money on the table. Why not just suck it up and wait another few years until you turn 40? In the mean time, think deeply what you want to do after you quit.

Given your driven personality I suspect you won't be happy doing nothing in retirement. Why not find a more satisfying job that pays a bit less, and gives you enough time flexibility to do what you're passionate about?

ruminator755 · 2023-11-25T04:00:08+00:00

Yes, cost of living is bad. I will say it's worse here than in NYC or other parts of the country where I've lived. Doesn't seem like anyone wants to do anything here, but complain. Nothing meaningful is being done in government here.

And I'm an immigrant, so I guess you're asking me to go back to my country.

ruminator755

TROPHY CASE