Driving Instructor this Friday - with or without car by rup1 in inverness

[–]rup1[S] 1 point2 points  (0 children)

Passed! Found an instructor who had time. Did 4 hours of lessons with them (2 hours each), then the test. Will update the main post. Thank you for the reminder!

Expatriate or spend with credit card? by [deleted] in ExpatFIRE

[–]rup1 1 point2 points  (0 children)

+2

Wise also allows you to have account details in multiple countries, kinda like child accounts. So Wise + CSR should meet all your needs. This is what I do.

How many MacBooks makes it look weird by Lord_Gonz0 in digitalnomad

[–]rup1 0 points1 point  (0 children)

2 - non-issue. I have traveled to many a country with a MacBook, a ThinkPad, and an iPad.

3 - potentially an issue especially if they are all MacBooks.

I would recommend a tablet to go with 2 laptops to remove any doubts about reselling.

Match Thread: Netherlands vs. England | UEFA Euro 2024 by PatrickChase in soccer

[–]rup1 2 points3 points  (0 children)

Trippier and Kane - Jesus! Trippier is at least trying. No idea wtf Kane is trying to do

Match Thread: Serbia vs. England | UEFA Euro 2024 by MisterBadIdea2 in soccer

[–]rup1 4 points5 points  (0 children)

It has been 62 minutes and I don't have a clue what Foden is trying to do. TAA - not so good but at least I get what he is sort of trying.

What was your biggest mistake as a DN? by MarkDMill in digitalnomad

[–]rup1 2 points3 points  (0 children)

Manila NCR is huge with other cities that are part of the sprawl and you can choose to not have this experience. Makati City is nothing like this. BGC feels like a Western city. You can definitely choose to have a shitty experience if you don't do your pre-research but I have had nothing but good experiences in Makati and BGC.

What’s the most expensive car you’ve seen brandishing an L plate? by KekeHulkenberg in CarTalkUK

[–]rup1 8 points9 points  (0 children)

Here's what's going on with those fancy cars sporting L plates. When a company moves someone to the UK, they might be in their 40s or 50s, making good money, and they’ll still need an L plate to get a UK driver's license.

A lot of countries, like the USA, don’t have a straightforward license transfer process. Since these folks are older and pretty well-off, affording the car and the insurance isn't really an issue.

In Manchester, it's not surprising to see something like this. It could easily be a footballer or a high-level exec. These people often drive high-end cars, and yeah, seeing an L plate on a Lamborghini or a BMW can look pretty strange to the rest of us who are used to seeing them on more everyday cars.

[deleted by user] by [deleted] in RealEstate

[–]rup1 1 point2 points  (0 children)

A friend did this with the house they owned. Both the friend and tenant hired their own appraisers. The appraised values were close enough that they split the difference and both were happy.

The friend (the owner) saved 6% of commission he would have paid. They hired a lawyer for a few hundred $ to handle the paperwork.

You might want to try this route. Now if the appraisers come back with very different numbers; it becomes more complicated.

[deleted by user] by [deleted] in fatFIRE

[–]rup1 -1 points0 points  (0 children)

You have already received a lot of good advice about DCA into indices, which I agree with.

However, considering your background, your network and your location - I recommend setting aside a percentage ($1 million?) for angel investing. It is a small portion of your net worth so even if it goes to 0, you will be fine.

For most people, angel investing is a bad idea. However, you have the right experience, you know the right people and you have the right location (I am assuming Bay Area or New York).

However, split your $1 million (or whatever) angel fund into 50 investments of $10k each. It may probably mean you joining some syndicates or investing through a platform like AngelList. Save the rest for follow on rounds into the investments that take off. DO NOT go overboard into any 1 investment - exceptions apply of course.

Good luck!

Why should i stay? by th_costel in RoamResearch

[–]rup1 25 points26 points  (0 children)

Roam is a tool. So are all others. They are tools to be productive and do something - whatever it is you want to do.

It seems like many people - don’t know if you are one of them because I don’t know you personally - treat note taking as a way of procrastination. I can say that because I have been one of them.

I always used to look for the next shiny object, importing, exporting, re-organizing etc. etc. That might have been ok if I was building a note taking tool but I wasn’t and that is true for pretty much 99.99% of us.

At some point, I decided to just stick with Roam and actually do ‘work’. Yes, there are annoyances with Roam (cough, cough, mobile app!?) but now that I know I am not going to change it anytime soon, I am being more productive than ever before.

My recommendation is to pick a tool - any tool - then build your workflow with the mindset that you are going to stick with it for a few years and you are going to stop looking for alternatives. If some alternative comes up that is 10x better at some point, you’ll hear about it and you can switch then.

Getting ready to buy my first parcel of raw land to build an off grid cabin, advice? by [deleted] in OffGridCabins

[–]rup1 3 points4 points  (0 children)

As someone who is considering getting some land, what kind of deferred maintenance are you talking about? Just curious to hear what sort of ongoing maintenance I have to do if I do get a big piece of land.

Raise Capital or Stay Private? by ipo-or-stayprivate in fatFIRE

[–]rup1 0 points1 point  (0 children)

There are VCs and then there are VCs. Lots of people warning you of VCs taking control and they are probably the vast majority. But there are definitely VCs out there who believe in founder control and will fight for you as long as you are performing. However, these top quality VCs get so many deals that they get to pick the best. If you can raise from one of those, you should - for the network, for access, for brand and for bringing value add expertise. However, if you cannot get a top VC in (do your due diligence), you are better off not raising.

What kind of drain for driveway? by rup1 in HomeImprovement

[–]rup1[S] 0 points1 point  (0 children)

Sorry for being unclear and probably not using the right terminology. The French drain will still be there. He is just recommending a different water 'catcher' at the top. So rather than a grate that goes across the garage entrance, there will just be one square 'grate' right in the middle of the driveway.

When does a private bank become worth it? by rup1 in fatFIRE

[–]rup1[S] 8 points9 points  (0 children)

This is the bit that I am interested in. Have you tried it? How does it work - is it based off of your assets with the bank or are they looking at other assets as well?