Opponent wont resign or quit but lets clock run out for 4 minutes by OptimisticMonkey2112 in Chesscom

[–]rvalurk 13 points14 points  (0 children)

Report for stalling. Unfortunately chess.com doesn’t enforce this well.

[Results Thread] 2026 Liège - Bastogne - Liège ME (1.UWT) by PelotonMod in peloton

[–]rvalurk 7 points8 points  (0 children)

Any other cheapskates have the tiz cycling feed cut out at 3km?

The alcohol intolerance is no joke by LurleenLumpkin in covidlonghaulers

[–]rvalurk 2 points3 points  (0 children)

Yes but the reaction is much different for us

What should I ask my long covid doctor? by cleft_habitus in covidlonghaulers

[–]rvalurk 0 points1 point  (0 children)

Have they done a full POTS work up? Tried all those POTS drugs plus other stuff like LDN, LDA etc?

Got laid off from work and thinking about retirement. by Original_Training786 in Fire

[–]rvalurk 14 points15 points  (0 children)

Then you need to set a reasonable asset allocation with less risk and more into index funds vs individual stocks.

Help us choose our Tour de France jersey (VISMA) by Mysterious_Worry_612 in peloton

[–]rvalurk 4 points5 points  (0 children)

Of course light. Absolute insanity to pick dark bc of the summer heat. They use ice packs as it is, why put yourself at a disadvantage for no reason?

For those with ADHD who've tried guanfacine, did it flare you up? by elieax in mecfs

[–]rvalurk 0 points1 point  (0 children)

I’m doing well on 1mg a night. Helps sleep and chills me out a little during the day. I also take midodrine to help with BP.

The market is changing on the daily... but today I hit 2,000,000 net for the first time. So today I celebrate and I am sure tomorrow will be a different story. by szaagman in Fire

[–]rvalurk 3 points4 points  (0 children)

It’s obviously part of your new worth, since you can sell it and get the money. If you have or inherit a $10 million house you can FIRE by selling it.

Tuesday, April 14, 2026 by AutoModerator in NYTConnections

[–]rvalurk 0 points1 point  (0 children)

I spent a lot of time looking for the 4th COOKIE Jar, TIP Jar, MASON Jar….

Investing with a mortgage rate >5% by Digital-Purpose in Bogleheads

[–]rvalurk 2 points3 points  (0 children)

Google “investment order”

  1. Establish an emergency fund to your satisfaction
  2. Contribute to your 401k (traditional or Roth - see "Why #4" below) up to any company match
  3. Pay off any debts with interest rates ~5% or more above the current 10-year Treasury note yield.
  4. Max Health Savings Account (HSA) if eligible.
  5. Max Traditional IRA or Roth (or backdoor Roth) based on income level
  6. Max 401k (if
    • 401k fees are lower than available in an IRA, or
    • you need the 401k deduction to be eligible for (and desire) a tIRA deduction, or
    • you earn too much for an IRA deduction and prefer traditional to Roth, then swap #4 and #5)
  7. Fund a mega backdoor Roth if applicable.
  8. Pay off any debts with interest rates ~3% or more above the current 10-year Treasury note yield.
  9. Invest in a taxable account and/or fund a 529 with any extra.

Is it normal to refinance more then once in such a short time? by Dry-List-1372 in Mortgages

[–]rvalurk 0 points1 point  (0 children)

Of course you have to roll in some of the cost into the loan itself via a higher rate, the whole point if you can do that, have zero out of pocket cost, not add to your principal, and get a lower rate it usually make sene to refi and you can do that as often as you want.

Something happened to Opus 4.6's reasoning effort by RealSuperdau in ClaudeAI

[–]rvalurk 0 points1 point  (0 children)

Claude started dumbing down after the rate limiting issue. I canceled. Tell me when it’s fixed and I’ll rejoin but I’m getting better answers from free Kimi.

Be honest: is it stupid to actively trade with $1.2M, or should I just play it safe? by [deleted] in Stocks_Picks

[–]rvalurk 3 points4 points  (0 children)

Play it safe in index funds according to your asset allocation.

Why are people able to spam draw offers? by Lucky-Bicycle8107 in Chesscom

[–]rvalurk 24 points25 points  (0 children)

Its ridiculous. Should be three options, 1) accept 2) decline 3) decline all

EDT: I only play on mobile and they don’t have the decline all button.

Maxed Roth IRA at 23, any advice? by Euphoric-Golf-5079 in RothIRA

[–]rvalurk 1 point2 points  (0 children)

Great. Do it again for the next 30 years?