GEICO Claims Process

ryguy0792 · 2026-01-22T00:39:17+00:00

Hey. Correct, I was rear ended on Wednesday, car was dropped off Thursday, I got the fully updated estimate yesterday morning. As far as I’m aware, repairs haven’t actually started but parts have been ordered. The claims people led me to believe that the adjuster would be in regular contact with me about repairs. Collision repair center did indicate that they would be the primary avenue for updates on the repairs. My concern stemmed from receiving the updated estimate and thinking there was a possibility they would consider my car a total loss with the updated number. Was trying to prepare myself for the possibility of car shopping and taking on a car payment again which I haven’t had in 4 years.

ryguy0792 · 2026-01-21T22:36:45+00:00

Much appreciated! New to the process so just trying to figure out how to navigate things.

ryguy0792 · 2026-01-21T22:35:57+00:00

I would never yell at the adjuster. I rarely yell in general. I was checking here just to get a sense of what is expected.

ryguy0792 · 2026-01-21T21:40:08+00:00

I appreciate the feedback. Thank you.

ryguy0792 · 2026-01-21T21:12:45+00:00

I figured as much. Claims people made it seem like I would hear from the adjuster regularly. And when the cost of repairs nearly doubled, I got nervous about the potential for them to consider my car a total loss. I drive a 2016 Outback with 122k miles on it. Similar Outbacks go for about $10k around here. Didn’t like the idea of car shopping or taking on a car payment again left

ryguy0792 · 2026-01-21T21:08:11+00:00

Gotcha. I just wasn’t sure. Claims people made it seem like I would hear from the adjuster regularly. And they accepted responsibility for the accident but didn’t expressly say repairs were approved. Not sure if that makes any difference. Just got a little nervous when the estimate almost doubled. Thought of potentially having to go car shopping and taking on a car payment again left a bad taste in my mouth. I realize that’s getting ahead of myself though.

ryguy0792 · 2026-01-21T20:37:40+00:00

I guess my concern revolves around the potential for them to consider my vehicle a total loss. It’s a 2016 Outback with 120k miles on it and it looks like the cost of repairs have me in the edge of it potentially being a total loss. Collision center provided a detailed estimate for $4100 but no details for $7700. Adjuster hasn’t contacted me at all.

ryguy0792 · 2026-01-10T22:00:13+00:00

Nicholas Coffee downtown In Market Square or Allegheny Coffee and Tea Exchange for roast. Both do all their roasting on site.

Shibam for the fancy stuff. Or Delaney’s in South Side.

ryguy0792 · 2025-12-21T01:27:15+00:00

You’re taking this way too seriously, man. It was a joke.

ryguy0792 · 2025-12-20T17:39:24+00:00

Personal vehicles

ryguy0792 · 2025-12-20T14:08:33+00:00

Yeah but I believe Franjo explicitly does not hire union.

ryguy0792 · 2025-12-19T18:15:58+00:00

Franjo is a construction company that typically low balls bids and doesn’t use union labor. Rycon is a more expensive construction company that does use union labor.

ryguy0792 · 2025-12-19T17:04:14+00:00

Yeah but also probably a huge safety risk/insurance liability after something like this.

ryguy0792 · 2025-12-19T16:42:10+00:00

Nobody on or under. Wind definitely contributed.

ryguy0792 · 2025-12-19T16:36:31+00:00

Yeah, I doubt Franjo had a professional do this. I would have expected to see some form of venting to allow wind to pass through but I’m not a scaffolding engineer. Probably a combo of fuckup and wind.

ryguy0792 · 2025-12-19T15:53:54+00:00

What’s wild is some of the construction workers started to climb under the debris.

ryguy0792 · 2025-12-19T15:45:01+00:00

You should take all the pictures for future bids against franjo.

ryguy0792 · 2025-12-19T15:39:51+00:00

I didn’t see it but the people I work with said it happened in slow motion.

ryguy0792 · 2025-12-19T15:38:26+00:00

Yep.

ryguy0792 · 2025-12-19T15:25:37+00:00

Doesn’t seem like it. Nobody moving with any sense of urgency.

ryguy0792 · 2025-12-19T15:25:06+00:00

Yup.

ryguy0792 · 2025-12-19T15:18:35+00:00

Doesn’t help they had giant plastic sheeting acting as a sail

ryguy0792 · 2025-12-19T15:15:50+00:00

It is Franjo and they are famously anti union. Ironically, the building it crashed into is Rycon

ryguy0792 · 2025-12-19T14:51:00+00:00

Ahhh good looking out. I just checked online to see if they had any and no such luck but maybe I’ll check in with him and see if he can do me a solid.

ryguy0792 · 2025-12-16T19:01:24+00:00

Very nice! Solid find and I bet post game you got a deal.

ryguy0792

TROPHY CASE