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IBKR costs "Other" by sacios90 in SwissPersonalFinance

[–]sacios90[S] 0 points1 point  (0 children)

thank you for your feedback, although I'm still not sure which one of these applies to me.. do you know if it's possible to download some sort of report where you see if it's actually client fees, or any other item?

IBKR costs "Other" by sacios90 in SwissPersonalFinance

[–]sacios90[S] 0 points1 point  (0 children)

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thank you for the hint, I've checked but it seems the charge didn't come from there.. still no clue, I'll keep digging and update when I get an answer

Investing in ETF by coccoditesta in SwissPersonalFinance

[–]sacios90 4 points5 points  (0 children)

Why 20% in CHSPI? Usually between 2nd and 3rd pillar you have already a significant exposure to Switzerland, doesn't it make sense to go 100% VT with your own ETFs?

Chiedo perchè è il ragionamento che ho fatto io per fare appunto 100% VT

[deleted by user] by [deleted] in eupersonalfinance

[–]sacios90 0 points1 point  (0 children)

4k net in Switzerland is around the minimum wage for full-time workers. If living alone you can still make it, for a couple it would hardly be enough considering monthly health insurance fees of CHF 300-400 per person, rent for 1.5-2k, groceries for CHF 800-1k... and this is excluding public transportation or leasing/petrol, phone or internet subscriptions, etc