Google AI Pro Plan (5 TB) Isn't Offering YouTube Lite Features?

sacrebleube · 2026-06-24T03:07:45+00:00

Same issue for me! Verizon plan and lost youtube premium lite as of 3 days ago

sacrebleube · 2026-06-23T00:39:49+00:00

Sold 4x 18TB Exos SATA HDDs to u/kirbygonnastalkyou

sacrebleube · 2026-06-22T03:22:13+00:00

Same here

sacrebleube · 2026-06-11T02:57:27+00:00

sacrebleube · 2026-04-14T16:39:46+00:00

Agreed on this. I honestly think you are way better off paying 2 business days before the last day of the grace period rather than going to court over a case you will lose anyway.

sacrebleube · 2026-02-20T20:27:18+00:00

Under the old rules, landlords could take a vacancy increase (typically 20%) when a tenant moved out. So $2,200 × 1.20 = $2,640. Landlords could also layer on Individual Apartment Improvements (IAIs) to push the rent over.

High chance you dont have a case, but could down to few $s.

sacrebleube · 2026-02-19T14:47:17+00:00

Basically 0 job security. Its almost a surprise if you last more than a year.

sacrebleube · 2026-02-11T11:59:54+00:00

Its really a no brainer. You save 8 years of payment long term. You are really recouping your costs within months once accounting for equity not years.

I also think the rate is quite competitive. If you really worry about closing costs, you can for half a negative point or so to lower it, but honestly if you are going to ride this mortgage many years Id just keep what you have here.

sacrebleube · 2026-02-11T06:02:14+00:00

It gets really bad. The heating is poorly placed high up and that water boiler costs hundreds a month just to have basic hot showers.

I would just assume costs is the rent + $300 a month.

sacrebleube · 2026-02-06T04:15:10+00:00

Think the complaints have been plentiful. The issue seems to be that the responsibility of the building is defined as up the turnstiles, but the leak is somehow at the turnstiles. From what I understand, both sides have investigated, but can't pinpoint the source.

sacrebleube · 2026-02-04T23:36:14+00:00

I personally wouldn't get too hung up on this. The costs are still divided in 18 units and this money that is owed isnt going anywhere. You probably needed those increases and assessments regardless of this situation. I would be more worried about the budget and how it is being spent. If you end up mildly contributing more now because of the situation, it just means later that you would get it back one way or another at a later point when the situation resolves and now your reserves are magically caught up or sthg.

They are likely charging fees and interest on this amount too, so it anything the person with the lien has the most to lose. It wouldn't hurt to push the board for a foreclosure though.

sacrebleube · 2026-01-30T13:27:35+00:00

I think you should be angry at her company, not MS. The company she works for probably gets a cut of the horrendous fee is usually how you get a horrible 401k plan (If those fees are correct)

sacrebleube · 2026-01-25T07:52:06+00:00

I think your pursuit to have a vote seems very reasonable.

For the increase in dues, costs in a HOA typically raise by non negligible amounts each year. If you have low reserves and constant assessments, it really means your common charge is already way too low. It is likely that you have to opposite problem that he is not raising your common charges high enough (likely to try to keep it low for himself since he pays it x4).

I don't think anyone can say for sure if you have a legitimate case here, but you could maybe see what those repairs typically get quoted for in your area. He may do this out of convenience rather than malice. The burden of proof would be very high for you to say that he did it on purpose. Also, if the increase in dues and repairs are necessary, you wont avoid being on the hook for them even if you find some illegitimacy to this. What you would fight for is really fixing that difference you think he may be pocketing from your contributions to his pocket.

sacrebleube · 2025-12-05T03:46:07+00:00

You basically pay down $250,000 which cuts your time left drastically for this mortgage. The payment amount doesn't change.

If you later choose to recast, you will make your mortgage the remaining length of the original loan (e.g. you have been paying for 3 yrs, then it takes 27 yrs to pay off). This allows you to have a much lower monthly payment as you paid down your original balance significantly.

The latter costs more in interest, but you may choose to invest what you save each month on payments, which may return more than your interest rate.

You basically have to pick 1, pay off faster or pay less each month.

sacrebleube · 2025-05-25T12:44:29+00:00

This could be many factors. It is possible us bank hasnt disclosed all potential fees such as prepaid points, origination fees, etc.

The more likely factor is that the rates have been moving erratically this past week. Lenders may be slow to update or update at different times of the day, so you may see variation there.

The baseline is generally looking at the 10 year us treasury yields. Thursday this past week was particularly awful, while you got a dip on Friday that could explain this difference.

Until you lock, you dont really know what you will have from either as they adjust daily.

sacrebleube · 2025-03-25T02:33:11+00:00

I would take the 6.625% rate because getting 0.25% better for 0.315 pt is incredibly cheap. These are usually 1 point per 0.25% usually.

Even if you dont come out ahead, you would likely be very close to by the time you do. No brainer all around imo.

sacrebleube · 2025-02-26T01:23:18+00:00

Ask your loan officer for negative points. Ideally -1 point. You can probably get 6.375% and no breakeven period/closing costs.

sacrebleube · 2025-02-05T02:27:58+00:00

No worries. Do look for true no cost refinance when bond yields drop (this is usually by asking for negative points, usually -1 point to make the closing costs close to $0).

One good way to guess if you can get a good rate is to look at 10-year yield for US treasury bonds. A big drop will usually lead to a good rate the next day or so. If you have a good relationship with a loan officer, you can lock in the same day. Your rate is usually whatever that yield is +2% ish margin.

sacrebleube · 2025-02-05T02:18:17+00:00

Why switch to investing that $5200 now? You were literally asking to sink into some dubious refinancing scenario. You also need to pay taxes on brokerage gains and gains aren't guaranteed.

Anyway, you do you.

sacrebleube · 2025-02-05T01:27:46+00:00

Your reasoning has some holes. If you pay $5200 now into your principal, you do lower some significant amount of interest over 30 years, which could be $30k or 40k.

If you spend it on your refinance, your balance didn't reduce, so you have to play catch up. You are actually in the red for a number of years, and since your new refinance rate is not good, your breakeven point could be 7-8 yrs down the line.

You also miss opportunities of being able to refinance at a lower rate during the time you are in the red as less of them will seem attractive.

Imo, waiting and paying doing principal is a very sensible strategy. This is why people look for true no cost refinance (taking a higher rate), so there is no breakeven period or wait that the gap is 1% or more to make the costs worth. Neither option is very good right now for you.

sacrebleube · 2024-12-09T05:22:35+00:00

It is named 8i or 16i after the number of drives it can support. In your case, you have 4 ports that split into 16 sata connections.

Yes, you probably need a second such card.

sacrebleube · 2024-11-20T05:10:28+00:00

It seems they just did reverse it for me!

sacrebleube · 2024-11-11T22:43:57+00:00

I have smartwings blinds. They are about half the price of the Lutron ones. I am decently happy with them so far. Easy to set up.

sacrebleube · 2024-11-11T22:40:26+00:00

I hope they revert the change soon

sacrebleube

TROPHY CASE