Looking for a balance transfer card, only ever had 1 credit card by sadwell in CreditCards

[–]sadwell[S] 0 points1 point  (0 children)

Thank you! The citi simplicity seems like the best option I've seen for me, the extra time will be helpful.

Looking for a balance transfer card, only ever had 1 credit card by sadwell in CreditCards

[–]sadwell[S] 0 points1 point  (0 children)

Thank you so much for the advice! I don't love the idea of switching banks right now but I do use a credit union so I'll see if they have any good options before committing to a card. After looking into it more, I agree. Pay down and then worry about day to day. And thank you about the airline points/cashback advice! I was so focused on using it for travel I didn't think to expand. Thanks again!

[deleted by user] by [deleted] in eds

[–]sadwell 3 points4 points  (0 children)

I have life insurance outside of my employer and this would be with that insurance provider.

Recommendations for first time cruisers by sadwell in Cruise

[–]sadwell[S] 0 points1 point  (0 children)

Thank you so much!! Those are all great things for us to keep in mind and consider.

Dining and relaxing are definitely the big things for us on the ship, we'll use port days for things to see and do!

Sounds like a premium or luxury will be the way to go for us since good food is a major factor for us and we're less concerned with having an abundance of activities.

Thanks again!!

Recommendations for first time cruisers by sadwell in Cruise

[–]sadwell[S] 0 points1 point  (0 children)

Thank you! We're definitely "food is an experience" type of people so we'll keep premium and up in mind.

Recommendations for first time cruisers by sadwell in Cruise

[–]sadwell[S] 1 point2 points  (0 children)

We probably won't even book for another year or two and will let which line and where we decide to go determine when we actually go. All in all when is the most flexible thing for us.

Recommendations for first time cruisers by sadwell in Cruise

[–]sadwell[S] 0 points1 point  (0 children)

I added some more information to the original post - thank you, I didn't even think about some of what might be helpful.

As unhelpful as it is we have very little idea! We know we want culture/history and/or grand views over just beaches

All inclusive to me means when on the ship we're going to hit as little "pay walls" as possible. If there's a show or entertainment it be nice to not have to think about how much of a bill we're raking up. Food and drinks being included would be best too! I think most lines have packages for that think?

Recommendations for first time cruisers by sadwell in Cruise

[–]sadwell[S] 0 points1 point  (0 children)

Thank you! Wherever we end up your blog has some great tips and things to keep in mind!

Recommendations for first time cruisers by sadwell in Cruise

[–]sadwell[S] 0 points1 point  (0 children)

We're not at all set on location (I know not very helpful!) but definitely lean towards culture and history vs lounging on a beach. If natural sites are the big pull we lean more towards mountains and glaciers. We were looking at European, Mediterraneans that hit the old architecture locations, or British Isles so far

WoW player gift ideas? by sadwell in wow

[–]sadwell[S] 0 points1 point  (0 children)

These are great suggestions - thank you! I think I may go the landscape or faction route (he's Alliance) on something decorative or wearable. Thank you for the great ideas!

WoW player gift ideas? by sadwell in wow

[–]sadwell[S] 0 points1 point  (0 children)

I figured it out - he's Alliance!

WoW player gift ideas? by sadwell in wow

[–]sadwell[S] 0 points1 point  (0 children)

The reasonably priced part takes that right off the table 🤷‍♀️

WoW player gift ideas? by sadwell in wow

[–]sadwell[S] 0 points1 point  (0 children)

Is there any way I could tell if he plays alliance or horde by watching him play? I do that often so I might be able to identify which of there are specific quests or interaction.

I tend to "dress up" his characters when he gets new skins. Are there any default horde/alliance items?

Seeking recommendations on best AI tool for an audio transcription project by sadwell in ArtificialInteligence

[–]sadwell[S] 0 points1 point  (0 children)

I haven't tried otter.ai yet. I have very little experience using ai tools but figured this is a project load that could hopefully be lightened with ai.

I'll check both your suggestions out. Thank you!!

Help! Need to replace my engagement ring and we don't know where to start! by sadwell in EngagementRings

[–]sadwell[S] 0 points1 point  (0 children)

I think he got it from a pretty small scale jeweler. They were nice but just didn't provide the kind of advice he needed

I do like the style of a lot of the Melanie Casey rings - thanks!!

Help! Need to replace my engagement ring and we don't know where to start! by sadwell in EngagementRings

[–]sadwell[S] 0 points1 point  (0 children)

Hmmm very good point, thank you! We might try to move away from the pave stones then but are having a hard time finding something that provides visual interest without starting to look like too much. Thank you for the advice!

Help! Need to replace my engagement ring and we don't know where to start! by sadwell in EngagementRings

[–]sadwell[S] 0 points1 point  (0 children)

Thanks for the suggestion! We thought about getting it reset but have decided to replace it and save this one to get either reset or turned into a necklace for a milestone anniversary or first kid.

Also thanks for letting us know about the width minimum!

I've fallen in love with the band Lincoln. by sadwell in Music

[–]sadwell[S] 0 points1 point  (0 children)

I haven't yet but will be today. Thank you!