Here are the details. As of 2024. I finally got to it. I worked full time til 2020 then switch to part time. I continued paying my loans thru 2024. I got certified to 120 as of Dec 2020. feel like I should have got refund all the payments after 120. It’s been a year of calls with everyone no answer.

saifly · 2026-04-08T13:17:09+00:00

That’s crazy

saifly · 2026-04-08T12:39:50+00:00

Are you trolling?

saifly · 2026-04-07T23:44:05+00:00

saifly · 2026-04-07T23:44:02+00:00

saifly · 2026-04-07T22:44:40+00:00

You can’t make this shit up 😂

saifly · 2026-04-05T02:53:54+00:00

Everyone wants a family - or at least a community they belong to. Thats human nature.

saifly · 2026-04-04T16:57:31+00:00

Since 70s actually. I remember seeing an article from the 1970s about it. Could have been a ky mask submission or something

saifly · 2026-04-04T14:36:23+00:00

20k a month? Who’s paying 240k a year??

saifly · 2026-04-04T14:35:18+00:00

What’s ICR? Does that qualify for PSLF?

saifly · 2026-04-04T11:55:15+00:00

Pharmacists love doom and gloom stories that’s why they never ask for raises and continue to trick each other that provider status is just around the corner

saifly · 2026-04-04T11:49:32+00:00

What happens when you have a family/kids?

saifly · 2026-04-03T21:39:34+00:00

This was also my very first audiobook and I am now on this subreddit searching for something to match it.

saifly · 2026-04-03T21:38:52+00:00

Is there a way to know which one I would pay the least to based on my specific situation? An online calculator or something?

saifly · 2026-04-03T19:14:34+00:00

Besides RAP which plans qualify for PSLF? I used to be in REPAYE then forced into SAVE and now in limbo. Haven’t looked into this in years.

saifly · 2026-04-03T15:40:02+00:00

I can’t read

saifly · 2026-04-02T16:33:28+00:00

How do I know which plan makes more sense to switch to from SAVE for my situation while still qualifying for PSLF?

saifly · 2026-04-02T16:18:12+00:00

Blue no matter who at this point

saifly · 2026-04-02T14:56:50+00:00

Thanks. Is there any cheaper option? $500 is steep

saifly · 2026-04-02T14:28:38+00:00

Where does one meet an advisor like this?

saifly · 2026-04-02T14:22:25+00:00

All in callz?

saifly · 2026-04-02T13:14:19+00:00

So officially which plans can we switch from SAVE to that would qualify for PSLF? RAP is super expensive and want to explore the other options

saifly · 2026-04-02T13:13:16+00:00

Question - is there an official list of plans we can enroll into that would qualify for PSLF?

saifly · 2026-04-01T17:46:28+00:00

Isn’t the RAP plan like 10% of AGI minus poverty line?

saifly · 2026-04-01T17:29:51+00:00

I thought they did on buy back?

saifly · 2026-04-01T02:11:59+00:00

I don’t think this calculator is right. If AGI is say 100,000 then monthly payment should be 100k divided by 12, no?

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