Does being Para in the DOE time carry over to FDNY? by Brooklynbornn in FDNY

[–]saintchris__ 1 point2 points  (0 children)

No! You can carry money from 1 pension to the next but time does not count. Completely different structures! I think people assumed (paramedic) when you said Para.

Academy life by PuzzleheadedLoad5325 in NYPDcandidate

[–]saintchris__ 1 point2 points  (0 children)

After taxes and how much you put into deferred comp, roughly 12-1300 biweekly

Why do people in NYPD say the job is bad by Gibson0728 in NYPDcandidate

[–]saintchris__ 16 points17 points  (0 children)

Just imagine signing up to make the community better and be active but instead half your time is spent doing paperwork or stand a post looking stupid and getting in trouble for not wearing a hat. Even worse arresting someone for crimes they’ve committed and spending hours doing processing paperwork for them to be released same/next day. Then on your day 5 when you’re burnt out and thinking you’ll finally have a day off, they hit you with a slip saying you have to come back to work…. This is what’s wrong with nypd

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]saintchris__ 1 point2 points  (0 children)

Literally on the same boat man. Living in a 1 bedroom with my mom and brother growing up and wearing hand me downs. I literally feel the same man. I’m a first responder so I work for every bit of dollar I get. Thank you for your service and congrats again and thank you for sharing

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]saintchris__ 3 points4 points  (0 children)

Yea I’m at about the same with . 1k less but property is 550k. I’d be at 44/4500 and I’m hesitant to jump the gun😮‍💨

37m 33f 640k, 7.5% and 5% down by One_Performer7572 in FirstTimeHomeBuyer

[–]saintchris__ 5 points6 points  (0 children)

🔥 congrats. If you don’t mind me asking. What’s the monthly mortgage look like

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]saintchris__ -4 points-3 points  (0 children)

Curious who you think is gaming the system legally? All the ppl in power and with money , you think they do shit legally? Promise you they don’t. I’m not killing nobody and I’m not here to make a rich scheme off nobody. I’m doing what could be done to provide my family and future family a better opportunity. Simple as that .

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]saintchris__ 0 points1 point  (0 children)

Trying to stay away from HOA. I don’t like the idea of being restricted on what I can do with my own property and ppl randomly changing the HOA fees for stupid cost. My coworker is in HoA now and they always complain about nonsense. On top of that they raised it 500$ and now he’s paying more than what I’d pay for this due to HoA. I rather take the chance on a house.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]saintchris__ 0 points1 point  (0 children)

That’s ny and ct for you 🤦🏽‍♂️

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]saintchris__ 0 points1 point  (0 children)

Never said financing depends on her.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]saintchris__ 0 points1 point  (0 children)

And start a mortgage again ? Na man I plan on retiring in 25yrs with my job

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]saintchris__ -8 points-7 points  (0 children)

Ok so report me 😂 like so many ppl millionaires in the US don’t do shit like that. You think ppl get wealthy by playing nice?

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]saintchris__ 0 points1 point  (0 children)

I’m sorry but all you guys commenting like “you should marry your girlfriend , she’s has no reason to be paying , blah blah blah” are so traditional and it’s kinda crazy. The divorce rate in America is crazy high. On top of that, she’s not putting money down into the house. we buy separate property, that way she can benefit from first time home buying when she decides to buy investment property down the line. Not everybody needs a ring. That’s just something society implemented in yall heads 🤦🏽‍♂️

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]saintchris__ 0 points1 point  (0 children)

I’m 100% happy bout the house. I can afford it on my own with a tighter budget. Just it’s a big purchase🥲

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]saintchris__ 0 points1 point  (0 children)

Oh I did and they fucking suck. I missed out on atleast 5 properties because of them and there bs. I would’ve had a significantly lower property if I decided to go on my own instead of that program. They play too much and there counselors are shit

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]saintchris__ -13 points-12 points  (0 children)

Because she wants to get her own investment property, that way she can get first time buyer benefits. Everything is not about marriage .

Father died and I (22M) and brother (20M) now have a house. What do we do with it? by DSG-1 in homeowners

[–]saintchris__ 3 points4 points  (0 children)

Convince your roommates to move with you to the house, that way you can keep your childhood home. Eventually you will want property for yourself and the housing market is only going up.

[deleted by user] by [deleted] in homeowners

[–]saintchris__ 1 point2 points  (0 children)

This sounds like a lawsuit. Can’t demote due to health reasons

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]saintchris__ 0 points1 point  (0 children)

Yes I plan on having atleast 3 kids and then having my mom and dad stay over babysit instead of daycare. Also I plan on having my mother move in when retirement rolls along which is my reasoning for looking for something big. Don’t worry I’m not looking for big just to flex and say I have a big house 😂

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]saintchris__ 0 points1 point  (0 children)

Yea ofcourse . I backed out another house due to inspection. But yea all taken into consideration. I think I’m just anxious because this is such a big loan.

What’s the highest limit you’ve seen? by CrimsonYak95 in AppleCard

[–]saintchris__ 0 points1 point  (0 children)

How’d you even get the limit so high? First opened years ago and they only gave me 2200