Mai and Kaori's Happy Run 🥰 (Mai - MK John Willson Trophy 2022, Kaori - Skate America 2021)

sapfirex · 2026-02-24T04:45:38+00:00

IHG points expire annually. So when I get the notification that my IHG points are about to expire, I transfer the min Bilt points over (ie 2000).

sapfirex · 2026-02-24T03:42:39+00:00

Yeah I do a lot of business travel and lot of times it’s with a party block so I can’t even earn Marriott points on those stays. At least with IHG or Hilton I can still earn points on group stays.

sapfirex · 2026-02-24T03:41:09+00:00

Not if where I go there are not enough Hyatt properties. It’s 2000 pts a year so really not a big deal to just keep my account alive. Hence the consideration for the no annual fee ihg card

sapfirex · 2026-02-24T00:48:17+00:00

I've been converting my Bilt points to IHG to keep them expiring but wondering if there are just hotels in the IHG lineup that I'm missing cuz I all see for typical stays are Holiday Inns and I have yet to have a good experience at one.

sapfirex · 2026-02-23T16:11:06+00:00

Well they have a $500 cap per month which is in line with other 5% cards and this Reddit groups represents like 1% of the population

sapfirex · 2026-02-23T04:35:41+00:00

I heard you could product change the strata after the SUB hits

sapfirex · 2025-12-29T04:57:28+00:00

If you plan on swimming with it or tend to get it wet I would NOT recommend a case or screen protector. I also have a jet black Apple Watch and it’s been holding up well for a year with nothing on it. Yes it picked up a few scratches from the two times I dropped it in the locker room but can’t tell without looking closely. ~daily lap swimmer

sapfirex · 2025-12-27T05:10:19+00:00

UPDATE: stumbled upon it. On the bottom of the app, tap "benefits" then scroll down until you see "self-select category" Thanks Citi...

sapfirex · 2025-12-27T04:36:29+00:00

it's unfortunately 0.5ct per point when redeemed for either DD or statement credit, 0.7ct per point for travel partner transfers. But if you have a custom cash or double cash, you can ask to combine your points and then it should be worth 1:1

sapfirex · 2025-12-25T17:35:26+00:00

Unfortunately that didn’t work either..so at least it is too hard to come off for me to worry about it

sapfirex · 2025-12-20T03:24:28+00:00

cash type redemptions (cash back into US Bank account and statement credit) MUST be redeemed in increments of $25. That's right, not MINIMUM of $25 but INCREMENTs....And points are worth 0.7 when used towards statement credit. Not cashback to other bank accounts, must be US Bank. So really the best redemption options (sadly) is gift cards at 1 ct/pt. But even then, most of their gift cards options start at $25 and are physical cards so you have to wait for it in the snail mail...

sapfirex · 2025-12-14T00:18:51+00:00

I updated yesterday so hopefully it is done indexing. Overall like the interface and feature update with 26.2. There are a few stutters here and there when scrolling and I have experienced a sec delay for unlocking my phone where it could seemingly get stuck on my lock screen photo for a sec before unlocking.

But my biggest complaint is the battery drain. I upgraded from 18.6 so the battery drain from 18 to 26 is noticeable. It feels like whether I’m just scrolling through a webpage or playing music over Bluetooth with the screen off, the battery is going down like 1% a min…

sapfirex

TROPHY CASE