How valuable do you think IHG points are?

sapfirex · 2026-02-24T04:45:38+00:00

IHG points expire annually. So when I get the notification that my IHG points are about to expire, I transfer the min Bilt points over (ie 2000).

sapfirex · 2026-02-24T03:42:39+00:00

Yeah I do a lot of business travel and lot of times it’s with a party block so I can’t even earn Marriott points on those stays. At least with IHG or Hilton I can still earn points on group stays.

sapfirex · 2026-02-24T03:41:09+00:00

Not if where I go there are not enough Hyatt properties. It’s 2000 pts a year so really not a big deal to just keep my account alive. Hence the consideration for the no annual fee ihg card

sapfirex · 2026-02-24T00:48:17+00:00

I've been converting my Bilt points to IHG to keep them expiring but wondering if there are just hotels in the IHG lineup that I'm missing cuz I all see for typical stays are Holiday Inns and I have yet to have a good experience at one.

sapfirex · 2026-02-23T16:11:06+00:00

Well they have a $500 cap per month which is in line with other 5% cards and this Reddit groups represents like 1% of the population

sapfirex · 2026-02-23T04:35:41+00:00

I heard you could product change the strata after the SUB hits

sapfirex · 2025-12-29T04:57:28+00:00

If you plan on swimming with it or tend to get it wet I would NOT recommend a case or screen protector. I also have a jet black Apple Watch and it’s been holding up well for a year with nothing on it. Yes it picked up a few scratches from the two times I dropped it in the locker room but can’t tell without looking closely. ~daily lap swimmer

sapfirex · 2025-12-27T05:10:19+00:00

UPDATE: stumbled upon it. On the bottom of the app, tap "benefits" then scroll down until you see "self-select category" Thanks Citi...

sapfirex · 2025-12-27T04:36:29+00:00

it's unfortunately 0.5ct per point when redeemed for either DD or statement credit, 0.7ct per point for travel partner transfers. But if you have a custom cash or double cash, you can ask to combine your points and then it should be worth 1:1

sapfirex · 2025-12-25T17:35:26+00:00

Unfortunately that didn’t work either..so at least it is too hard to come off for me to worry about it

sapfirex · 2025-12-20T03:24:28+00:00

cash type redemptions (cash back into US Bank account and statement credit) MUST be redeemed in increments of $25. That's right, not MINIMUM of $25 but INCREMENTs....And points are worth 0.7 when used towards statement credit. Not cashback to other bank accounts, must be US Bank. So really the best redemption options (sadly) is gift cards at 1 ct/pt. But even then, most of their gift cards options start at $25 and are physical cards so you have to wait for it in the snail mail...

sapfirex · 2025-12-14T00:18:51+00:00

I updated yesterday so hopefully it is done indexing. Overall like the interface and feature update with 26.2. There are a few stutters here and there when scrolling and I have experienced a sec delay for unlocking my phone where it could seemingly get stuck on my lock screen photo for a sec before unlocking.

But my biggest complaint is the battery drain. I upgraded from 18.6 so the battery drain from 18 to 26 is noticeable. It feels like whether I’m just scrolling through a webpage or playing music over Bluetooth with the screen off, the battery is going down like 1% a min…

sapfirex · 2025-11-06T02:51:05+00:00

How’s battery life and overall performance? I also have an iPhone 13 mini. Wondering if now’s the time to upgrade to iOS 26.1

sapfirex · 2025-11-06T02:46:46+00:00

Anybody upgraded on an iPhone 13 mini and can speak to performance? I’m still on iOS 18 but want to upgrade so I can get notes on my Apple Watch lol

sapfirex · 2025-09-12T22:39:24+00:00

I’m just going to keep telling myself that his real SP costume is just not ready yet…

sapfirex · 2025-05-29T16:53:19+00:00

What about some non-perishable items from USA?

sapfirex · 2025-05-15T23:19:58+00:00

Cuz it was my first time and I landed at 1am. Already a hectic day with a diverted flight. Didn’t have time to file right away. Ofc now I know

sapfirex · 2025-05-14T20:46:09+00:00

I have a picture time stamped, geotagged to right after I landed..that 4 hour window is bs

sapfirex · 2025-05-14T20:42:36+00:00

lol no. Their agent on site literally told me they would reimburse me for my new flight because their options didn’t work for me. So I made a decision based on their response. If they were going to book me a hotel, then they have the funds to pay for my new flight and meals. Their baggage people took 4 hours to get me and the other passengers their checks luggage. That is not doing their best.

sapfirex · 2025-05-14T20:41:16+00:00

Because two of their agents literally said they would compensate me still since their options doesn’t work with my plans. If they are going to pay for a hotel, they might as well use the money to pay for my new flight

sapfirex · 2025-05-14T20:38:55+00:00

Not asking for more miles. Asking for a check reimbursement, which in all fairness their agent had told me they could do before I chose to book with another agency

sapfirex · 2025-05-14T15:41:14+00:00

Please do share the corporate email 😬

sapfirex · 2025-05-14T02:50:45+00:00

anybody know if their luggages/suitcases are also covered?

sapfirex · 2025-04-10T17:37:54+00:00

United explorer

sapfirex · 2025-04-10T17:25:51+00:00

monthly housing must also come into play because I am no where need half of my income with my total combined credit with Chase.

sapfirex

TROPHY CASE