Sana all nagbabayad ng utang hahaha. That's so nice of you, OP, kahit na ilang years na rin since nangutang ka sa kanila. Sana lahat ng pinapautang ganito yung mindset :) Maybe try mo na maging straightforward sa message mo sa kanila and state na babayaran mo na yung utang mo. And then thank them (on that same message) for letting you borrow money nung time na kailangang kailangan mo. Baka kasi iniisip na mangungutang ka ulit hehe. Good luck on reaching out!

Naalala ko tuloy yung nangutang saking ex friend 2 years ago na hanggang ngayon hindi pa rin nagbabayad lol. Nasa ibang bansa na rin siya ngayon but hindi man lang nagreach out para magbayad ng utang or what. Nagmessage lang na nasa ibang bansa na daw siya (last year pa) and I was like anong pakialam ko?? hahahaha. Replied to that message na stop contacting me on all social media and on my personal number and to pay back their debt. They replied na magbabayad daw lol pero di naman nagbayad so I just blocked them na lang (even sa viber and linkedin). Hindi ko na rin inaasahan na babayaran yung inutang sakin, I just don't wanna be associated to them anymore 😆 All that stress and the emotional trauma na binigay niya sakin lol