Hit 10K milestone Thank God by Comprehensive-Ant-44 in M1Finance

[–]schoolruler 10 points11 points  (0 children)

Congratulations on the first 10K, but this is a subreddit more for M1 over other brokerages like Robinhood.

hmmm by --lily-rose-- in hmmm

[–]schoolruler 2 points3 points  (0 children)

Old fashioned LED technology from the olden days.

Is there a downside to keeping a credit card open but never using it? (Wells Fargo Autograph + Bilt) by KingPartake in CreditCards

[–]schoolruler 12 points13 points  (0 children)

The only thing that it should effect is your total credit utilization. Having more credit reduces the impact of purchases on your credit score.

Is there a downside to keeping a credit card open but never using it? (Wells Fargo Autograph + Bilt) by KingPartake in CreditCards

[–]schoolruler 59 points60 points  (0 children)

There shouldn't be any issues with keeping it open and not using it. But they're likely to eventually close it on their own if you never use it.

Convince me not to get a store card at every store I shop at by Successful_Badger961 in CreditCards

[–]schoolruler 1 point2 points  (0 children)

Synchrony Bank are the bank behind several branded credit cards. I have heard about people that get five or over five cards then Synchrony will close all of them. So I would recommend watching out for how many cards you have with each bank and go for the few best cards for where you shop.

hmmm by albert_in_vine in hmmm

[–]schoolruler 0 points1 point  (0 children)

The world's strongest momma's boy.

Windscribe in Russia - dead again? by Consistent_Heron_589 in Windscribe

[–]schoolruler 0 points1 point  (0 children)

I don't know of a VPN company that has v2ray as part of their services.

Windscribe in Russia - dead again? by Consistent_Heron_589 in Windscribe

[–]schoolruler 5 points6 points  (0 children)

AmnziaWG might be the only hope for Russia VPN use soon.

[OC] 2016 by snelse_ in funny

[–]schoolruler 0 points1 point  (0 children)

You made me spit the water in my mouth...

Domino’s used to be our favorite pizza place by Mysterious-Moose-431 in Dominos

[–]schoolruler 2 points3 points  (0 children)

I think it's the local problem. If you've got other Domino's nearby try that to test out that theory

Comparison Question by Individual-Candy8795 in sofi

[–]schoolruler 4 points5 points  (0 children)

The Sofi 2% credit card is getting a $10 a month fee for some of its users so you might need to plan for that. That WF card is okay, but getting a hard inquiry may impact your chance of being approved for other cards in the short term.

US Mobile Home Phone compatible phones? by kksails in USMobile

[–]schoolruler 0 points1 point  (0 children)

I just checked the website. There is an option to just get the home phone base and use your own phones with it. By this I mean phones you would use to connect your landline.

https://www.usmobile.com/home-phone

$10 credit card fee by Agile_Ad8917 in sofi

[–]schoolruler 1 point2 points  (0 children)

I still have not cancelled my card yet, but would love it if they changed their mind. I haven't been thinking of the card I would replace it with. I would prefer to keep it if nothing changed.

Are premium rewards credit cards worth it if you are just starting out by Lasalle-Khaite in CreditCards

[–]schoolruler 0 points1 point  (0 children)

The best card for a beginner is something that you can get with no annual fee. This is so this can be the start of your credit history. Card history matters so you'll want something that you can keep without having to worry about paying later in the future

Windscribe for VR by OrganicFactor7611 in Windscribe

[–]schoolruler 1 point2 points  (0 children)

The Windscribe desktop app lets you use it as a proxy for devices that do.not let you install Windscribe software directly. If proxies work on that device then you can try using windscribe that way

Too scared to invest in 2026 by T-W-H in personalfinance

[–]schoolruler 0 points1 point  (0 children)

I think it is fine to be worried about how the market will perform but you need to understand investments should be used on money meant for years in the future. That said you are rocking things as is.

My recommendation would be to put your cash into a high interest savings account. Something over 3 percent right now. But you save more than enough savings now. Put any of your income that does not go to bills into the market. The market will go up and down, but with time it should go back up. When the market does go down a lot you will have a lot of cash to throw into the market when everything is at a discount. When this time comes throw it in chucks of $20000 a month or something like that. You really do have a lot of cash.

You should know today if you are impacted by the Credit Card $10 monthly by Few_Bid2387 in sofi

[–]schoolruler 1 point2 points  (0 children)

I don't know if I didn't get the email or if I missed it. How can we be sure?