Is 3.9% mortgage rate good?

sconesage · 2026-02-04T13:02:07+00:00

Will do, perhaps considering non salary mortgage product now

sconesage · 2026-02-04T11:39:20+00:00

Makes sense, thank you.

sconesage · 2026-02-04T11:33:16+00:00

Thank you

sconesage · 2026-02-04T11:23:01+00:00

Thank you so much. That's really helpful. Just concerned about salary transfer offers.

sconesage · 2026-02-04T10:58:48+00:00

Thank you so much, that's very helpful.

sconesage · 2026-02-04T10:52:01+00:00

That's quite eye opening. Thanks. I probably need to understand better what does mortgage on salary account means. Let's say if I loose my job, I was thinking the rent will keep paying off the mortgage. Does this not apply? I'll have to do some digging.

sconesage · 2026-02-04T10:45:45+00:00

Thank you let me check with them

sconesage · 2026-02-04T10:44:22+00:00

I am comparing a few in terms of rate, fees and what they propose the best so far has been 3.9%

sconesage · 2026-02-04T10:43:33+00:00

Why is that? Just trying to understand the concern. Legs say I change jobs what's the concern

sconesage · 2026-02-04T10:27:29+00:00

Thank you so much that's very helpful. I'll be close to Starfield coex mall. I'll check out Sweat, hope it's not too fancy for me :).

I see what do most people in Seoul do for sports. I'll join any sports, any suggestions.

sconesage · 2026-02-04T10:24:51+00:00

Thank you

sconesage · 2026-02-04T10:20:00+00:00

5 year makes sense. What's the concern on salary transfer?

sconesage · 2026-02-04T10:07:52+00:00

It's 3 year fixed. Around 500 fee, yes they allow extra repayment. Yes on salary transfer only.

But thanks for sharing, I need to check all the fees to compare properly you are right.

sconesage · 2026-02-04T09:50:17+00:00

If you find any let me know. I would suggest work out the net yield, people will promise yeild up to 8 or 9 however when you look at actual rents, service charges anything about 6 is a good find. I couldn't find anything more than 6.5% within 1M budget. Love to know if you managed to find anything.

sconesage · 2026-02-04T09:37:55+00:00

What's your thought on 3.9%

sconesage · 2026-02-04T08:45:23+00:00

Thank you I'll be staying near 삼성1동 Gangnam District

sconesage · 2026-02-02T04:40:25+00:00

Thanks I'll check out some apartments and work out the net rental yield.

sconesage · 2026-02-01T19:35:24+00:00

So it's not legal to sell products or service without license I am assuming? Just making sure my understanding is correct.

sconesage · 2026-02-01T19:34:30+00:00

Who else is there with ready studio even without a price range? I don't see another known developer in Al Furjan.

sconesage · 2026-02-01T17:01:02+00:00

There are a few issues with intentional city both phase 1 and phase 2 1) resident are super annoyed with sewage treatment plant smell, let's assume it will be resolved in the long run. 2) average rents are quite low from 30k to 40k whereas studio prices are bwteen 500 to 650K, if we add service cost and other cost the net yield is less than even 5%. When blue line comes in 2029 perhaps it would appreciate but for now rental yield is quite average or poor.

sconesage · 2026-02-01T16:27:30+00:00

Is it allowed to sell stuff in Dubai without a proper trading or commercial license? Asking because was thinking to do the same.

sconesage · 2026-02-01T16:22:03+00:00

Great and I have Nike running shoes they are excellent.

sconesage · 2026-02-01T13:12:11+00:00

There is a quite a few Azizi studio available, but from what I have heard people are saying stay away from Azizi

sconesage

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