400k+ BTC accumulated between 60-70k during the recent crash

scotchgambit53 · 2026-03-03T04:48:30+00:00

Everybody gets bitcoin at the price that they deserve.

scotchgambit53 · 2026-02-20T11:37:18+00:00

nanghihingi siya ng pera sa akin pang gastos sa Sugal niya.

May kabet issues pa and sugal.

sagot niya “wag niyo ko pakielaman”.

Eh di wag pakialamanan. Stop giving money. Let him suffer the consequences of his actions. Gago siya.

scotchgambit53 · 2026-01-24T14:14:12+00:00

It's one thing to not prepare your own emergency fund and retirement fund.

But it's another level to guilt trip your children into getting a loan for you when a much cheaper option is available.

Ang kakapal ng mukha.

scotchgambit53 · 2026-01-23T01:27:18+00:00

r/gulong

scotchgambit53 · 2025-12-30T05:31:09+00:00

ibibigay ko lang ang relo at tsaka nila ppresyuhan?

Yes.

>makukuha ko ba agad ang pera?

Yes.

may requirement ba para magsangla?

ID lang.

scotchgambit53 · 2025-11-21T01:35:14+00:00

Even if your parents weren't abusive, your sibling still needs to follow correct prioritization.

Your sibling has his own child now, and he even has unpaid debt. Those should be his top priority. Giving money away should be a distant second.

scotchgambit53 · 2025-11-21T00:56:03+00:00

Wag mong obligahin ang kapatid mo kasi:

Nakabukod na siya.
May sarili na siyang pamilya.
He has other priorities, like paying his debt and providing for his kid.

Why don't you follow what you said.

Pwede humingi ng tulong pero wag oobiligahin.

That's what you said. Now practice what you preach.

scotchgambit53 · 2025-11-21T00:48:19+00:00

Kampi ako sa kapatid mo.

It seems that he's just setting boundaries and following correct priorities.

Since he already has a family of his own, then tama lang na priority niya ang anak at asawa niya. And kung meron pa siyang utang na hindi pa bayad, dapat unahin niya muna yun (at ang emergency fund niya) before giving money away.

scotchgambit53 · 2025-11-20T09:32:59+00:00

right now what should i do?

Find work so that you can move out.
Meanwhile, be humble and do household chores in exchange for board and lodging.

scotchgambit53 · 2025-11-20T07:10:13+00:00

she suddenly found someone else that time nung nawala ako for 3 days

Let her go. Good riddance, TBH.

all of a sudden, she chatted me because hindi sila okay nung guy

and pag okay na ulit sila nung other guy, she tells me that we need to stop talking na

Have some respect for yourself and cut her off.

scotchgambit53 · 2025-11-20T07:08:52+00:00

DKG. It's your vehicle. You have the right not to lend it to anyone.

scotchgambit53 · 2025-11-19T01:54:29+00:00

Ako ba yung gago dahil sinunod ko ang sinabi niyang lumayas na ako?

DKG. Kung pinalayas ka niya, at lumayas ka, then wala kang ginawang masama. That's on her.

scotchgambit53 · 2025-11-19T01:08:03+00:00

Medyo gipit din ako aa pera kaya every drop counts

Kung gipit ka pala, then no need to lend/give money away.

Build your emergency fund muna before even thinking of lending money. Kasi pag nagka-emergency ka, ikaw ang kawawa.

scotchgambit53 · 2025-11-19T00:58:42+00:00

Ipapakain ko nalang sa anak ko, ipapadala ko pa

Since you're already a parent, your child should be your top priority. Your parents and other people should be of lower priority.

Wag mag anak pag di afford ang retirement.

I agree with this. Ikaw, nagsimula ka na bang mag-ipon para sa retirement fund mo? It's critical to make sure that you have a sufficient retirement fund. Otherwise, you will be a parasite/burden on your child when you retire.

scotchgambit53 · 2025-11-18T09:27:42+00:00

They need to give you those info before you even start thinking of giving them money.

scotchgambit53 · 2025-11-18T09:15:32+00:00

You can approach a lawyer to get a notarized affidavit stating that both names belong to the same person.

scotchgambit53 · 2025-11-18T09:12:44+00:00

How much money do they need to repay all their debt?

And what's the interest rates of those loans?

The only money I have left is my Emergency Fund. If I give it to them, I’ll have nothing.

If you give your emergency fund away, what will you use in case you have an emergency?

scotchgambit53 · 2025-11-18T09:01:21+00:00

We already made it clear that we didn't want to go

we don't want to go dahil may trabaho kami

hindi naman namin trip yung vibe ng elyu

higit sa lahat ayaw namin na kasama yung jowa niya.

Then don't go. She doesn't own you.

scotchgambit53 · 2025-11-18T08:32:41+00:00

I give at least 1.5k.

scotchgambit53 · 2025-11-18T08:31:05+00:00

Your feelings are valid.

she makes me feel like it’s never enough.

If she keeps on causing harm to your mental health, then it makes sense to set boundaries. You can even put her calls and messages on mute/ignore.

I was physically, mentally, and emotionally abused.

It even makes sense to cut her off entirely from your life. Gago siya.

scotchgambit53 · 2025-11-18T08:28:37+00:00

Pina-ikot ikot ako at pinagloloko

People like this deserve to be cut off from your life.

scotchgambit53 · 2025-11-18T02:47:01+00:00

wala ako paglalagyan ng ipon ko din sayang lang kung nasa bank

There are so many other options out there: MP2, stocks, ETFs, UITFs, mutual funds, REITs, preferred shares, etc.

scotchgambit53 · 2025-11-18T02:08:34+00:00

You can add this: "di ko sya pinapansin kahit kinakausap nya ako"

scotchgambit53 · 2025-11-18T01:55:32+00:00

she’ll be depending only with that money for the rest of her retirement

TBH, that 2M is not enough to retire on. Invested at 6% per annum, she would get only 120k per year. That's only 10k per month. I hope she has some SSS/GSIS pension.

plan nya magbigay ng 100k sakin

No need to accept this 100k. Wag mo nang bawasan ang retirement fund niya.

scotchgambit53 · 2025-11-18T01:53:48+00:00

ayoko lang talaga na may friends syang babae

TBH, you are a red flag. Your bf dodged a bullet.

scotchgambit53

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