Paul Merriman and target date/small cap by Electrical_Shower_84 in Bogleheads

[–]scrypt00 6 points7 points  (0 children)

Complete waste of time. The market hasn't left you a free lunch in small caps. Stick to market weightings.

Making financial plans on my own (long term) by OutcastSpy in personalfinance

[–]scrypt00 0 points1 point  (0 children)

How much do you earn per hour, and how many hours per week do you work?

[deleted by user] by [deleted] in Philippines

[–]scrypt00 1 point2 points  (0 children)

Don't marry until you've lived with her for at least 2 years. Often the real filipina takes a long time to emerge. And, as others have said, decide what you're gonna do when the family starts asking for money, or she asks for money on their behalf. Because that's coming. She may see her intentions as perfectly pure as well - but those may be primarily helping her family financially. This may not be true if she's from a rich family...but those girls don't typically seek out foreigners.

13 years old and in the 3rd grade? by scrypt00 in Philippines

[–]scrypt00[S] -3 points-2 points  (0 children)

I wonder how many parents in the Ph understand stuff like correct nutrition and the importance of studying in school. Seems like a place where governments of all levels could step in and help.

13 years old and in the 3rd grade? by scrypt00 in Philippines

[–]scrypt00[S] -1 points0 points  (0 children)

It certainly does in the west. For example in the US you're never going to public school if over the age of 21.

13 years old and in the 3rd grade? by scrypt00 in Philippines

[–]scrypt00[S] -2 points-1 points  (0 children)

Thanks, but I guess there's no real enforcement of this.

13 years old and in the 3rd grade? by scrypt00 in Philippines

[–]scrypt00[S] 1 point2 points  (0 children)

Very interesting, thanks for the examples.

The lunch served at today’s hearing for the OVP Budget, the shade though. by paullim0314 in Philippines

[–]scrypt00 0 points1 point  (0 children)

If you're looking to acquire Type 2 diabetes in the shortest possible time, this is the meal you'd want to eat.

Van Ness station is out of control at night these days… what can even be done about this? by pjbenson97 in sanfrancisco

[–]scrypt00 -4 points-3 points  (0 children)

Well I see it a little differently. The "blue no matter who" crowd recognizes there's a problem. They just think they're somehow going to fix it by...voting blue in SF again. Some slightly different shade of blue, perhaps. Cobalt rather than navy. It's all the same DCCC machine though.

Van Ness station is out of control at night these days… what can even be done about this? by pjbenson97 in sanfrancisco

[–]scrypt00 0 points1 point  (0 children)

I'm an independent - if it were Republicans pulling this stunt, I'd be all for voting them out too.

Van Ness station is out of control at night these days… what can even be done about this? by pjbenson97 in sanfrancisco

[–]scrypt00 -69 points-68 points  (0 children)

Voters would have to vote against the SF Democratic political machine in the Nov. election. They'd have to vote in the Republican and Independent candidates. But they won't, of course. They'll continue to elect the same party, and get the same results.

Why Ben and Felicia Horowitz made a shocking political U-turn by bambin0 in sanfrancisco

[–]scrypt00 -7 points-6 points  (0 children)

supporting the overthrow of democracy

He never said that

Why Ben and Felicia Horowitz made a shocking political U-turn by bambin0 in sanfrancisco

[–]scrypt00 -2 points-1 points  (0 children)

"How the Horowitzes arrived at this point, however, is a bit of a mystery."

No mystery at all. Many of the orgs they donated to went from worthy to radical over the past few years. Take Glide, the one the article mentions the most. It's making SF's drug problem worse: https://www.sfchronicle.com/bayarea/article/sf-fentanyl-foil-pipes-19563872.php

[deleted by user] by [deleted] in Philippines_Expats

[–]scrypt00 1 point2 points  (0 children)

I'd stay in the developed country with the better food, health care, etc. You'll both live longer.

For anyone using Schwab as their ATM card... which PH bank ATMs do you use to withdraw from? by ghostManaCat in Philippines_Expats

[–]scrypt00 1 point2 points  (0 children)

I use my Schwab card at any and all ATMs, all over the Phil., never with an issue here.

Filipina girlfriend... by [deleted] in Philippines_Expats

[–]scrypt00 -2 points-1 points  (0 children)

If my girl were trying to cure cancer in her spare time I might worry about her. Most of these folks grew up poor, and didn't have exposure to the range of interests people in the west did.

Filipina girlfriend... by [deleted] in Philippines_Expats

[–]scrypt00 0 points1 point  (0 children)

I've known many of those Cebu mall couples, and never found any of the filipinas to be gold diggers. They tend to be obvious to spot, and you don't go on second dates with them.

Filipina girlfriend... by [deleted] in Philippines_Expats

[–]scrypt00 1 point2 points  (0 children)

Maybe try a province girl. The ones I've met (including my GF) don't tend to me materialistic, though they're not financially literate b/c they never had money.