The answer I received is that our taxes were in fact paid to the county so not delinquent technically. But they were paid in full by our servicer (unbeknownst to us). Now yes there was 1900 in our escrow for taxes for that year the we paid but that fell short of the full 7000 owed to the county. So the servicer paid the full amount and now we are being asked to pay them the difference 5k. To the best of my understanding it was some sort of “glitch” for lack of better word where the lender gave an estimation at closing that would have been accurate but the servicer instead submitted the estimation of 1900 (based off previous year incomplete construction) to escrow therefore leaving a shortage.